Mackinac Island, MI — City Data, Demographics & Statistics
Mackinac County · Michigan
City DNA
A unique fingerprint for Mackinac Island based on 8 key metrics — compared to averages.
Quick Stats
Population
663
2023 ACS
Median Income
$100,125
2023
Median Home Value
$834,600
2023
Median Rent
$1,164
2023
Median Age
39.8
Unemployment
9.1%
Cost of Living Index
179.8
100 = national avg
Mackinac Island is a city in Mackinac County, Michigan, with a population of 663 according to the 2023 American Community Survey. Mackinac Island is one of the communities in Michigan.
The median household income in Mackinac Island is $100,125, and the median home value is $834,600. The cost of living index is 179.8 (where 100 = national average), and the median rent is $1,164 per month. The unemployment rate is 9.1%, and the median age is 39.8 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
663
Male
383
57.8%
Female
280
42.2%
Median Age
39.8
Education & Household
Bachelor's or Higher
27.8%
High School or Higher
46.8%
Foreign Born
13.3%
Veterans
2.7%
Married
22.6%
Avg Household Size
2.2
Marital Status by Age
Race & Ethnicity
Diversity Index
0.613
Simpson's Index (0-1)
Largest Group
White
56.4%
Foreign Born
13.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
11.9%
79 people
Not Hispanic/Latino
88.1%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
661
English Only
87.0%
#1 Non-English Language
Spanish
78 speakers
Limited English
11.8%
Language Distribution
English Proficiency
Speaks English Very Well
88.2%
Limited English Proficiency
11.8%
Veterans & Military
Total Veterans
18
2.7% of population
Disability Rate
0.0%
Period of Service
Veteran Age Distribution
Male Veterans
18
100.0%
Disability Status
Without Disability
18
Disability Rate
0.0%
Ancestry & Heritage
Total Reporting Ancestry
486
#1 Ancestry
Irish
16.9% (112)
#2 Ancestry
English
15.7% (104)
#3 Ancestry
German
9.5% (63)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
204
Family Households
95
46.6%
Married Couples
68
33.3%
Non-Family Households
109
53.4%
Single Mother Households
13
6.4%
Single Father Households
14
6.9%
Living Alone
86
42.2%
Children Under 18
Total Children
79
In Married Couple
57
72.2%
With Single Mother
14
17.7%
With Single Father
8
10.1%
Family Income
Median Family Income
$91,607
Married Couple Income
$102,143
Avg Family Size
2.2
Avg Non-Family Size
2.2
Grandparents w/ Grandchildren
0
Grandparents Responsible
0
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$100,125
+37% vs national
Per Capita Income
$46,601
+25% vs national
Poverty Rate
17.3%
+27% vs national
Gini Index
0.4320
0 = perfect equality
Unemployment
9.1%
+75% vs national
SNAP Recipients
2.9%
of households
How Mackinac Island Compares
Mackinac Island vs Similar Cities
Compared to cities with under 10,000 residents. Mackinac Island is highlighted.
Median Household Income
Mackinac Island, MI has a median household income of $100,125, making it the 4,873rd highest median household income out of 28,123 cities in our database. This means that Mackinac Island has a higher median household income than 83% of all the cities we measured.
Per Capita Income
Mackinac Island, MI has a per capita income of $46,601, making it the 5,585th highest per capita income out of 28,123 cities in our database. This means that Mackinac Island has a higher per capita income than 80% of all the cities we measured.
Poverty Rate
Mackinac Island, MI has a poverty rate of 17.3%, making it the 9,114th highest poverty rate out of 31,262 cities in our database. This means that Mackinac Island has a higher poverty rate than 71% of all the cities we measured.
Unemployment Rate
Mackinac Island, MI has a unemployment rate of 9.1%, making it the 4,743rd highest unemployment rate out of 31,012 cities in our database. This means that Mackinac Island has a higher unemployment rate than 85% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Mackinac Island. The median household income here is $100,125.
Income Distribution
Employment Snapshot
Unemployment Rate
9.1%
+62% vs MI avg
Labor Force
462
Employed
420
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
27.8%
of adults 25+
High School Diploma+
46.8%
of adults 25+
Median Age
39.8
Work from Home
8.2%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Michigan metro area
Highest-Paying Job
Software Developers
Top Median Wage
$107.8K
per year
Occupations Tracked
20
Cost of Living
Overall Index
179.8
100 = national avg
+79.8 vs national average
Living Wage (1 Adult)
$79,103
per year
Living Wage (Family of 4)
$186,970
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$780
per month
2 Bedroom
$1,023
per month
The median household income in Mackinac Island, MI is $100,125, which is 36.7% above the national average of $73,224. Per capita income is $46,601. The poverty rate of 17.3% is higher than the MI state average of 14.1%. The Gini index of income inequality is 0.4320, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 9.1%, compared to the state average of 5.6%. The labor force is 462. 27.8% of adults hold a bachelor's degree or higher. About 4.1% of workers drive alone to work. The overall cost of living index is 179.8, which is 79.8% above the national average. Housing costs are above the national average at an index of 251.8. A single adult needs to earn approximately $79,103 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotZillow — January 2026
Zillow Home Value Index
$486,978
Mackinac Island vs Similar CitiesCensus ACS / Redfin
Compared to cities with under 10,000 residents. Mackinac Island is highlighted.
Median Home Value
Mackinac Island, MI has a median home value of $834,600, making it the 991st highest median home value out of 27,993 cities in our database. This means that Mackinac Island has a higher median home value than 96% of all the cities we measured.
Median Rent
Mackinac Island, MI has a median rent of $1,164, making it the 7,116th highest median rent out of 22,337 cities in our database. This means that Mackinac Island has a higher median rent than 68% of all the cities we measured.
Rent Burden
Mackinac Island, MI has a rent burden of 14.0%, making it the 18,063rd highest rent burden out of 21,928 cities in our database. This means that Mackinac Island has a higher rent burden than 18% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$834,600
Median Rent
$1,164
Total Housing Units
833
Vacancy Rate
75.5%
Owner Occupied
48.5%
Renter Occupied
51.5%
Median Property Tax
$7,589
per year
Monthly Cost (w/ Mortgage)
$1,884
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$7,589
per year
Effective Tax Rate
0.91%
of home value
Median Home Value
$834,600
Estimated Mean Tax
$10,026
The effective property tax rate is calculated by dividing the median annual property tax ($7,589) by the median home value ($834,600). In Mackinac Island, MI, this works out to an effective rate of 0.91%. This is below the national average of approximately 1.1%.
The median home value in Mackinac Island, MI is $834,600. According to Zillow, the home value index for Mackinac Island is $486,978. The median rent is $1,164 per month (Census ACS). About 48.5% of housing units are owner-occupied. The median year homes were built is 1961. There are 833 total housing units. Homeowners pay a median annual property tax of $7,589. The effective tax rate is 0.91%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.68
per 1,000 residents
-35% vs national
Property Crime Rate
85.71
per 1,000 residents
+398% vs national
Total Crimes
52
2024
Violent Clearance
0%
cases solved
Property Clearance
10%
cases solved
YoY Change
-75.3%
violent crime rate
improving vs 2022
How Mackinac Island Compares
Source: FBI (2024)Mackinac Island vs Similar Cities
Source: FBI (2024)Compared to cities with Under 10,000 residents. Mackinac Island is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Mackinac Island police solve 10% of larceny/theft cases but only 0% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 0 | 0.00 | N/A |
| Robbery | Violent | 0 | 0.00 | N/A |
| Aggravated Assault | Violent | 1 | 1.68 | 0.0% |
| Burglary | Property | 2 | 3.36 | 0.0% |
| Larceny/Theft | Property | 49 | 82.35 | 10.2% |
| Motor Vehicle Theft | Property | 0 | 0.00 | N/A |
Mackinac Island, MI reported 1 violent crimes and 51 property crimes in 2024. The violent crime rate of 1.68 per 1,000 residents is 35.4% below the national average of 2.60 per 1,000. Law enforcement cleared 0% of violent crimes. Larceny/theft accounts for 49 of the property crime reports. Firearms were involved in 0.0% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 1 | 51 | 1.68 | 85.71 |
| 2022 | 4 | 73 | 6.81 | 124.36 |
| 2021 | 5 | 63 | 10.48 | 132.08 |
| 2020 | 2 | 52 | 4.26 | 110.87 |
| 2019 | 2 | 94 | 4.27 | 200.85 |
| 2018 | 3 | 97 | 6.42 | 207.71 |
| 2017 | 2 | 148 | 4.21 | 311.58 |
| 2016 | 8 | 122 | 16.70 | 254.70 |
| 2015 | 2 | 181 | 4.09 | 370.14 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
9.1
Very Low
Expected Annual Loss
5.9
Score (0-100)
Social Vulnerability
85.3
Score (0-100)
Community Resilience
89.7
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
7
Public Assistance
$149K
Individual Assistance
$49K
Most Common Type
Biological
2 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Severe Ice Storm | Jul 2025 | $139K | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $10K | $49K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Severe Deep Freeze → | Freezing | May 1994 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Drought → | Drought | Mar 1977 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
6
Total Claims Paid
$8,898
Avg Claim Payout
$1,483
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$319,717
Avg Benefit-Cost Ratio
3.25
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $30,000 |
| 300.1: Vegetation Management - Natural Dune Restoration; 301.1: Shoreline Stabilization (Riprap, etc.); 402.1: Infrastructure Protective Measures (Roads and Bridges) | 1 | $168,750 |
| 602.1: Other Equipment Purchase and Installation | 1 | $15,000 |
| 601.1: Generators | 1 | $105,967 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Mackinac Island has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, wildfire, cold wave. The area has had 7 federal disaster declarations. The most common disaster type is biological (2 declarations). 6 flood insurance claims have been filed in the area. FEMA has obligated $149,101 in public assistance recovery funding. $48,984 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
41.9%
5.8pp above the national average
Depression Rate
27.8%
4.3pp above the national average
Diabetes Rate
14.6%
2.7pp above the national average
Uninsured Rate
8.3%
2.3pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
37.6%
Arthritis
33.5%
Cancer (excl. skin)
9.7%
Teeth Lost (65+)
15.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.0%
14+ days in past month
Depression
27.8%
Loneliness
32.1%
Lack of Support
24.0%
Disability Prevalence
Any Disability
37.6%
Mobility
18.0%
Cognitive
16.8%
Hearing
9.7%
Vision
6.5%
Self-Care
4.9%
Independent Living
10.6%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Mackinac Island has an obesity rate of 41.9%, which is 5.8pp above the national average. The depression rate is 27.8%, 4.3pp above the national average. About 8.3% of adults lack health insurance. 79.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
1
With Emergency Services
1
Avg CMS Rating
4.0 / 5
Nearest Hospital
38.8 mi
Mclaren Northern Michigan
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mclaren Northern Michigan | 38.8 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
583
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| MACKINAC ISLAND | 583 | 0 |
There are 1 water system serving the area.
Infrastructure
Commute Overview2023 ACS
Drive Alone
4.1%
-95% vs national
Public Transit
14.2%
+1480% vs national
Work From Home
8.2%
-12% vs national
Carpool
13.5%
Walk / Bike
54.0%
combined
How Mackinac Island's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Commute data for Mackinac Island, MI covers travel times and transportation modes. 4.1% of workers drive alone, compared to the national average of 78.7%. 8.2% work from home, which is below the MI state average of 9.1%. Public transit is used by 14.2% of commuters, compared to the national average of 0.9%. 13.5% of workers carpool. 30.1% walk to work. 23.9% commute by bicycle.
Internet & Broadband Access
Source: Census ACSBroadband Access
93.6%
of households
Cable / Fiber / DSL
81.9%
of households
No Internet
0.0%
of households
Total Households
204
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
99.0%
of households
Smartphone
97.6%
of households
Desktop / Laptop
86.3%
of households
Tablet
87.3%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
19.3¢
per kWh
+1% vs Under 10,000 avg
Commercial Rate
14.0¢
per kWh
-9% vs Under 10,000 avg
Industrial Rate
8.3¢
per kWh
-30% vs Under 10,000 avg
Avg Monthly Bill
$119
residential
-19% vs Under 10,000 avg
13% above the national average of 17.1¢/kWh
Residential electricity in Michigan averages 19.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).
Mackinac Island vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
583
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| MACKINAC ISLAND | Community | Surface water | 583 | 0 |
93.6% of households in Mackinac Island have broadband internet access. 81.9% have cable, fiber, or DSL service. 10.8% rely solely on cellular data without a wired connection. 0.0% of households have no internet access. The area is served by 1 water system, providing water to 583 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Mackinac Island is located in Mackinac County, MI. Results reflect all voters in the county, not just those in Mackinac Island.
Election Overview
Source: Mackinac County (2024)2024 Winner
Republican
Dem Votes
2,675
37.0%
GOP Votes
4,476
61.8%
Total Votes
7,238
Margin
R+24.9%
Shift from 2020
R+1.0pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 2,675 | 4,476 | 7,238 | 37.0% | 61.8% | R+24.9 |
| 2020 | 2,632 | 4,304 | 7,015 | 37.5% | 61.4% | R+23.8 |
| 2016 | 2,085 | 3,740 | 6,088 | 34.3% | 61.4% | R+27.2 |
In the 2024 presidential election, Mackinac County recorded 7,238 total votes. Republicans won the county with 61.8% of the vote compared to 37.0% for Democrats, a margin of R+24.9%. Compared to 2020, the margin shifted R+1.0pp from the previous election. Since 2016, Mackinac County has shifted 2.3 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
5
Total Assets
$750K
Total Income
$508K
Per 10K Residents
75.4
nonprofits
-57.2% vs peers avg
Orgs with >$1M Assets
0
Median Assets
$375K
Oldest Active
1946
ruling year
Newest Org
2022
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationNonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population Under 10,000
Largest Nonprofits in Mackinac Island
Source: IRS Exempt Organizations BMF| Organization | Category | Assets | Income | Est. | IRS |
|---|---|---|---|---|---|
| MACKINAC ARTS COUNCIL | Arts & Culture | $460K | $357K | 2004 | |
| MACKINAC HORSEMENS ASSOCIATIONS | Recreation & Sports | $290K | $151K | 2007 |
Mackinac Island, MI has 5 registered 501(c)(3) nonprofit organizations with combined assets of $750K. The most common category is Religion-Related, with 1 organizations. That works out to 75.4 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1946.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
31
Total Approved
$13.0M
Jobs Supported
221
Per 10K Residents
467.6
SBA loans
+122.9% vs peers avg
Unique Lenders
12
Top Lender
4Front Credit Union
14 loans
Top Industry
Accommodation & Food Services
Data Span
1993–2023
Loan Program Breakdown
Source: SBA FOIALoans
23
Total Amount
$5.6M
Avg Loan
$244,852
Median Loan
$150,000
SBA Guaranteed
$3.4M(60%)
Jobs Supported
154
Loans
8
Total Amount
$7.4M
Avg Loan
$926,125
Median Loan
$634,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
4
13% of all-time total
Recent Amount
$1.9M
15% of all-time total
Avg Recent Loan
$483,450
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population Under 10,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Mcnally Developement Llc | 1 | $2.5M |
| Mackinac Cycle, Llc | 1 | $1.3M |
| Mustang Lounge Entertainment Llc | 1 | $1.2M |
| 75 E M 134 Holding Company Llc | 1 | $850K |
| The Maples Sawmill Inc | 1 | $676K |
| Mackinaw Cottage Co Llc | 1 | $657K |
| Mackinac Bluffs Maple Farms Inc. | 2 | $629K |
| Mss Property Group Llc | 1 | $611K |
| Rase Incorporated | 1 | $559K |
| Autore Oil Company Inc. and | 1 | $550K |
Mackinac Island, MI has received 31 SBA loans totaling $13.0M in approved funding between 1993 and 2023. The 7(a) program accounts for 23 loans (74% of the total), supporting 154 jobs. The 504 program, focused on real estate and large equipment, has funded 8 loans totaling $7.4M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Mackinac Island is 4Front Credit Union with 14 loans. That works out to 467.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
6
Total Population
7,528
Avg Median Income
$71,060
Avg Home Value
$298,100
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 49701 | 767 | $43,636 | $217,000 | $694 | 17.4 |
| 49719 | 1,292 | $69,931 | $219,300 | $763 | 66.5 |
| 49745 | 819 | $33,534 | $117,700 | $716 | 80.9 |
| 49757 | 663 | $100,125 | $834,600 | $1,164 | 4.3 |
| 49775 | 44 | $116,250 | $250,000 | N/A | 35.1 |
| 49781 | 3,943 | $62,883 | $150,000 | $707 | 81.5 |
Mackinac Island, MI has 6 ZIP codes with a combined population of 7,528. The average median household income across all ZIP codes is $71,060. The average median home value is $298,100. The average median monthly rent is -$111,110,437.
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