Natural Disasters in Mackinac Island, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
9.1
Very Low
Expected Annual Loss
5.9
Score (0-100)
Social Vulnerability
85.3
Score (0-100)
Community Resilience
89.7
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Landslide | 52.7 |
| Wildfire | 47.6 |
| Cold Wave | 42.9 |
| Coastal Flood | 36.8 |
| Lightning | 31.6 |
| Hurricane | 15.3 |
| Winter Weather | 15.1 |
| Hail | 12.7 |
| Tornado | 9.3 |
| Earthquake | 6.1 |
| Strong Wind | 5.9 |
| Heat Wave | 4.4 |
| Ice Storm | 3.2 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
7
Most Recent
Severe Ice Storm
Jul 2025
Most Common Type
Biological
2 declarations
| Date | Type | Declaration |
|---|---|---|
| Jul 22, 2025 | Severe Ice Storm | SEVERE WINTER STORM |
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 7, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| May 10, 1994 | Freezing | SEVERE DEEP FREEZE |
| Jan 27, 1978 | Snowstorm | BLIZZARDS & SNOWSTORMS |
| Mar 2, 1977 | Drought | DROUGHT |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
6
Total Claims Paid
$8,898
Avg Claim Payout
$1,483
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$149,101
Disasters with PA
2
Total Projects
7
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4880 | Winter Storm | 6 | $139,325 |
| DR-4494 | Biological | 1 | $9,777 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
4
Federal Funding
$319,717
Avg Benefit-Cost Ratio
3.25
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $30,000 |
| 300.1: Vegetation Management - Natural Dune Restoration; 301.1: Shoreline Stabilization (Riprap, etc.); 402.1: Infrastructure Protective Measures (Roads and Bridges) | 1 | $168,750 |
| 602.1: Other Equipment Purchase and Installation | 1 | $15,000 |
| 601.1: Generators | 1 | $105,967 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Mackinac Island has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, wildfire, cold wave. The area has had 7 federal disaster declarations. The most common disaster type is biological (2 declarations). 6 flood insurance claims have been filed in the area. FEMA has obligated $149,101 in public assistance recovery funding. 4 hazard mitigation projects have been funded to reduce future risk.