Natural Disasters in Lakes of the North, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
25.8
Very Low
Expected Annual Loss
33.7
Score (0-100)
Social Vulnerability
26.2
Score (0-100)
Community Resilience
84.7
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 76.8 |
| Landslide | 72.5 |
| Lightning | 44.0 |
| Hail | 41.1 |
| Tornado | 26.8 |
| Wildfire | 26.1 |
| Hurricane | 17.2 |
| Heat Wave | 17.0 |
| Strong Wind | 16.6 |
| Coastal Flood | 15.6 |
| Winter Weather | 13.2 |
| Ice Storm | 9.7 |
| Earthquake | 6.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
6
Most Recent
Severe Ice Storm
Jul 2025
Most Common Type
Biological
2 declarations
| Date | Type | Declaration |
|---|---|---|
| Jul 22, 2025 | Severe Ice Storm | SEVERE WINTER STORM |
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 7, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 27, 1978 | Snowstorm | BLIZZARDS & SNOWSTORMS |
| Mar 2, 1977 | Drought | DROUGHT |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
5
Total Claims Paid
$3,514
Avg Claim Payout
$703
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$9,020
Disasters with PA
1
Total Projects
2
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4880 | Winter Storm | 2 | $9,020 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$286,258
Avg Benefit-Cost Ratio
1.34
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 500.3: Flood Control - Dam | 1 | $276,938 |
| 602.1: Other Equipment Purchase and Installation | 1 | $9,320 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lakes of the North has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, landslide, lightning. The area has had 6 federal disaster declarations. The most common disaster type is biological (2 declarations). 5 flood insurance claims have been filed in the area. FEMA has obligated $9,020 in public assistance recovery funding. 2 hazard mitigation projects have been funded to reduce future risk.