Natural Disasters in Homer, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

74.5

Relatively Low

Expected Annual Loss

76.2

Score (0-100)

Social Vulnerability

35.6

Score (0-100)

Community Resilience

93.6

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$1.3M

Individual Assistance

$49K

Most Common Type

Snowstorm

3 declarations

Public Assistance by Category

Total: $1.2M

Disaster	Type	Date	PA $	IA $
Covid-19 Pandemic →	Biological	Mar 2020	$1.0M	$49K
Covid-19 →	Biological	Mar 2020	—	—
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	$50K	—
Power Outage →	Other	Sep 2003	$3K	—
Snow →	Snowstorm	Jan 2001	$181K	—
Severe Storms & Flooding →	Flood	Sep 1980	—	—
Blizzards & Snowstorms →	Snowstorm	Jan 1978	—	—
Severe Storms, High Winds & Flooding →	Flood	Apr 1975	—	—
Severe Storm & Freezing →	Snowstorm	Apr 1972	—	—
Severe Storms, Tornadoes, and Flooding →	Unknown	—	—	—
Severe Storms, Tornadoes, and Flooding →	Unknown	—	—	—

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$226,628

Avg Claim Payout

$3,777

County-level NFIP data from FEMA National Flood Insurance Program.

Homer has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, hail, tornado. The area has had 9 federal disaster declarations. The most common disaster type is snowstorm (3 declarations). 60 flood insurance claims have been filed in the area. FEMA has obligated $1,281,279 in public assistance recovery funding. $49,112 has been distributed in individual assistance to disaster-affected residents.