Cost of Living in Harbor Springs, MI
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
112.9
100 = national avg
+12.9 vs national average
Living Wage (1 Adult)
$49,689
per year
Living Wage (Family of 4)
$117,447
per year
Cost Index by Category
Housing143.9
Food96.3
Transportation92.6
Healthcare97.0
Utilities106.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$941
per month
2 Bedroom
$1,235
per month
The overall cost of living index in Harbor Springs is 112.9, which is 12.9% above the national average. Housing costs are above the national average at an index of 143.9. A single adult needs to earn approximately $49,689 per year to cover basic expenses.