Natural Disasters in Harbor Beach, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
59.0
Relatively Low
Expected Annual Loss
57.2
Score (0-100)
Social Vulnerability
58.8
Score (0-100)
Community Resilience
90.2
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
8
Public Assistance
$2.3M
Individual Assistance
$41K
Most Common Type
Flood
3 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $2.3M | $41K |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Snow → | Snowstorm | Jan 2001 | $61K | — |
| Severe Storms & Flooding → | Flood | Sep 1986 | — | — |
| Severe Storms and Flooding → | Flood | Sep 1985 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
49
Total Claims Paid
$228,307
Avg Claim Payout
$4,659
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$376,500
Avg Benefit-Cost Ratio
1.23
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.2: Stormwater Management - Diversions | 2 | $376,500 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Harbor Beach has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, winter weather, strong wind. The area has had 8 federal disaster declarations. The most common disaster type is flood (3 declarations). 49 flood insurance claims have been filed in the area. FEMA has obligated $2,333,029 in public assistance recovery funding. $41,379 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.