Natural Disasters in Flat Rock, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
99.0
Relatively High
Expected Annual Loss
98.6
Score (0-100)
Social Vulnerability
76.1
Score (0-100)
Community Resilience
58.7
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
17
Public Assistance
$309.8M
Individual Assistance
$14.4M
Most Common Type
Severe Storm
6 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Storms, Tornadoes, and Flooding → | Flood | Feb 2024 | — | $7.3M |
| Severe Storms, Flooding, and Tornadoes → | Severe Storm | Jul 2021 | $35.8M | $312K |
| Covid-19 Pandemic → | Biological | Mar 2020 | $261.7M | $4.6M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Storms and Flooding → | Flood | Sep 2014 | $7.4M | $2.1M |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | $281K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $108K |
| Power Outage → | Other | Sep 2003 | $2.3M | — |
| Snow → | Snow | Jan 2001 | $17K | — |
| Severe Storms and Flooding → | Severe Storm | Oct 2000 | — | — |
| Mi - Severe Weather 1/2 /99 → | Snowstorm | Jan 1999 | $2.3M | — |
| Severe Storms and High Winds → | Severe Storm | Aug 1998 | — | — |
| Severe Storms, Tornadoes,and Flooding → | Severe Storm | Jul 1997 | — | — |
| Severe Storms & Flooding → | Flood | Sep 1980 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, Tornadoes, Icing & Floodi… → | Severe Storm | Mar 1976 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms & Flooding → | Flood | Dec 1972 | — | — |
| Severe Storms and Flooding → | Unknown | — | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,879
Total Claims Paid
$13,517,135
Avg Claim Payout
$4,695
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
17
Federal Funding
$3,690,064
Properties Protected
53
Avg Benefit-Cost Ratio
1.39
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 9 | $2,748,084 |
| 202.1: Elevation of Private Structures - Riverine | 2 | $168,740 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $9,806 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 1 | $471,071 |
| 200.2: Acquisition of Private Real Property (Structures and Land) - Coastal | 1 | $243,362 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Flat Rock has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, strong wind, tornado. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (6 declarations). 2,879 flood insurance claims have been filed in the area. FEMA has obligated $309,827,326 in public assistance recovery funding. $14,376,835 has been distributed in individual assistance to disaster-affected residents. 17 hazard mitigation projects have been funded to reduce future risk.