Natural Disasters in Ellsworth, MI

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

25.8

Very Low

Expected Annual Loss

33.7

Score (0-100)

Social Vulnerability

26.2

Score (0-100)

Community Resilience

84.7

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

6

Public Assistance

$9K

Individual Assistance

$53K

Most Common Type

Biological

2 declarations

DisasterTypeDatePA $IA $
Severe Winter StormSevere Ice StormJul 2025$9K
Covid-19 PandemicBiologicalMar 2020$53K
Covid-19 BiologicalMar 2020
Hurricane Katrina EvacuationHurricaneSep 2005
Blizzards & SnowstormsSnowstormJan 1978
DroughtDroughtMar 1977

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

5

Total Claims Paid

$3,514

Avg Claim Payout

$703

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$286,258

Avg Benefit-Cost Ratio

1.34

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
500.3: Flood Control - Dam1$276,938
602.1: Other Equipment Purchase and Installation1$9,320

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Ellsworth has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, landslide, lightning. The area has had 6 federal disaster declarations. The most common disaster type is biological (2 declarations). 5 flood insurance claims have been filed in the area. FEMA has obligated $9,020 in public assistance recovery funding. $52,577 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.