Natural Disasters in Coldwater, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
51.8
Relatively Low
Expected Annual Loss
47.4
Score (0-100)
Social Vulnerability
68.5
Score (0-100)
Community Resilience
62.5
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hail | 79.9 |
| Tornado | 74.2 |
| Strong Wind | 72.5 |
| Drought | 60.8 |
| Ice Storm | 60.4 |
| Cold Wave | 60.2 |
| Earthquake | 55.3 |
| Lightning | 53.9 |
| Landslide | 37.9 |
| Heat Wave | 37.5 |
| Winter Weather | 37.0 |
| Hurricane | 35.0 |
| Wildfire | 15.0 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
6
Most Recent
Biological
Mar 2020
Most Common Type
Biological
2 declarations
| Date | Type | Declaration |
|---|---|---|
| Mar 27, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Sep 7, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Jan 10, 2001 | Snowstorm | SNOW |
| Jan 27, 1978 | Snowstorm | BLIZZARDS & SNOWSTORMS |
| Apr 14, 1965 | Tornado | TORNADOES & SEVERE STORMS |
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
58
Total IA Distributed
$253,045
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4494 | 58 | $253,045 | — |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
32
Total Claims Paid
$590,479
Avg Claim Payout
$18,452
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$91,568
Disasters with PA
2
Total Projects
10
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-3160 | Snow | 8 | $64,968 |
| DR-4494 | Biological | 2 | $26,600 |
Coldwater has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, strong wind. The area has had 6 federal disaster declarations. The most common disaster type is biological (2 declarations). 32 flood insurance claims have been filed in the area. FEMA has obligated $91,568 in public assistance recovery funding. $253,045 has been distributed in individual assistance to disaster-affected residents.