Berrien Springs, MI โ€” City Data, Demographics & Statistics

Berrien County ยท Michigan

๐Ÿงฌ

City DNA

A unique fingerprint for Berrien Springs based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Berrien Springs
National Avg
Michigan Avg
Population: 48Income: 43Home Value: 15Safety: 50Education: 46Median Age: 59Climate: 50Cost of Living: 49

Quick Stats

Population

2,043

2023 ACS

Median Income

$64,545

2023

Median Home Value

$148,800

2023

Median Rent

$935

2023

Median Age

35.5

Unemployment

7.8%

Cost of Living Index

97.6

100 = national avg

Berrien Springs is a city in Berrien County, Michigan, with a population of 2,043 according to the 2023 American Community Survey. Berrien Springs is one of the communities in Michigan.

The median household income in Berrien Springs is $64,545, and the median home value is $148,800. The cost of living index is 97.6 (where 100 = national average), and the median rent is $935 per month. The unemployment rate is 7.8%, and the median age is 35.5 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

2,043

Male

935

45.8%

Female

1,108

54.2%

Median Age

35.5

Education & Household

Bachelor's or Higher

32.5%

High School or Higher

46.0%

Foreign Born

22.2%

Veterans

3.5%

Married

37.2%

Avg Household Size

2.5

Marital Status by Age

Race & Ethnicity

Diversity Index

0.625

Simpson's Index (0-1)

Largest Group

White

54.7%

Foreign Born

22.2%

White
54.7%
Black
19.7%
Asian
11.1%
Pacific Islander
0.1%
Two or More
12.5%
Other
2.0%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

9.7%

199 people

Not Hispanic/Latino

90.3%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
42 (21.1%)
Puerto Rican
20 (10.1%)
Cuban
3 (1.5%)
Dominican
2 (1.0%)
Guatemalan
16 (8.0%)
Colombian
36 (18.1%)
Honduran
17 (8.5%)
Peruvian
12 (6.0%)
Other Hispanic
51 (25.6%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
11 (4.9%)
Chinese
11 (4.9%)
Filipino
30 (13.3%)
Korean
34 (15.0%)
Japanese
3 (1.3%)
Other Asian
137 (60.6%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Other Pacific Islander
1 (100.0%)

Languages Spoken

Total Speakers (5+)

1,938

English Only

76.5%

#1 Non-English Language

Spanish

152 speakers

Limited English

6.1%

Language Distribution

Spanish
152 (7.8%)
Other Asian
116 (6.0%)
Other Languages
65 (3.4%)
Korean
38 (2.0%)
Other Indo-European
35 (1.8%)
Chinese
16 (0.8%)
Slavic Languages
14 (0.7%)
Tagalog
12 (0.6%)
French/Haitian/Cajun
7 (0.4%)

English Proficiency

Speaks English Very Well

93.9%

Limited English Proficiency

6.1%

Spanish
28.9% limited English
Other Asian
11.2% limited English
Korean
55.3% limited English
Other Indo-European
71.4% limited English
Chinese
25.0% limited English
Slavic Languages
21.4% limited English
Tagalog
75.0% limited English

Veterans & Military

Total Veterans

71

3.5% of population

Disability Rate

43.7%

31 with disability

Veteran Median Income

$62,813

Unemployment Rate

7.4%

Period of Service

Gulf War (2001+)
50.7%
Gulf War (1990-2001)
33.8%
Vietnam
18.3%
Korea
4.2%
World War II
4.2%

Veteran Age Distribution

35-54
38.0%
55-64
29.6%
65-74
19.7%
75+
12.7%

Male Veterans

61

85.9%

Female Veterans

10

14.1%

Veteran vs Non-Veteran Income

Veteran Income

$62,813

Non-Veteran Income

$39,063

Difference

$23,750

60.8% higher

Disability Status

With Disability

31

Without Disability

40

Disability Rate

43.7%

Ancestry & Heritage

Total Reporting Ancestry

1,327

#1 Ancestry

German

16.9% (345)

#2 Ancestry

English

7.4% (151)

#3 Ancestry

Irish

5.6% (114)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
16.9%
English
7.4%
Irish
5.6%
Sub-Saharan African
4.5%
Italian
4.1%
Polish
3.9%
West Indian
3.6%
American
3.1%
Swedish
2.3%
European
2.2%
Jamaican
1.7%
Portuguese
1.6%
French
1.2%
Norwegian
1.0%
Dutch
1.0%
Scottish
0.9%
Arab
0.7%
Canadian
0.7%
Russian
0.7%
Danish
0.6%

Families & Households

Total Households

824

Family Households

470

57.0%

Married Couples

346

42.0%

Non-Family Households

354

43.0%

Single Mother Households

84

10.2%

Single Father Households

40

4.9%

Living Alone

268

32.5%

Children Under 18

Total Children

405

In Married Couple

256

63.2%

With Single Mother

102

25.2%

With Single Father

47

11.6%

Family Income

Median Family Income

$86,300

Married Couple Income

$96,000

Single Mother Income

$60,000

Single Father Income

$61,000

Avg Family Size

2.5

Avg Non-Family Size

2.2

Grandparents w/ Grandchildren

1

Grandparents Responsible

0

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$64,545

-12% vs national

Per Capita Income

$38,263

+3% vs national

Poverty Rate

14.3%

+5% vs national

Gini Index

0.4947

0 = perfect equality

Unemployment

7.8%

+50% vs national

SNAP Recipients

8.6%

of households

How Berrien Springs Compares

Berrien Springs vs Similar Cities

Compared to cities with under 10,000 residents. Berrien Springs is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Berrien Springs. The median household income here is $64,545.

$

Income Distribution

<$25K
15.7%
$25-50K
20.8%
$50-75K
20.6%
$75-100K
17.8%
$100-150K
13.0%
$150-200K
4.1%
$200K+
8.0%

Employment Snapshot

Unemployment Rate

7.8%

+39% vs MI avg

Labor Force

1,052

Employed

970

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

32.5%

of adults 25+

High School Diploma+

46.0%

of adults 25+

Median Age

35.5

Work from Home

12.3%

of workers

Cost of Living

Overall Index

97.6

100 = national avg

-2.4 vs national average

Living Wage (1 Adult)

$42,925

per year

Living Wage (Family of 4)

$101,459

per year

Cost Index by Category

Housing
95.0
Food
99.3
Transportation
98.7
Healthcare
99.5
Utilities
98.6

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$902

per month

2 Bedroom

$1,184

per month

The median household income in Berrien Springs, MI is $64,545, which is 11.9% below the national average of $73,224. Per capita income is $38,263. The poverty rate of 14.3% is higher than the MI state average of 14.1%. The Gini index of income inequality is 0.4947, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 7.8%, compared to the state average of 5.6%. The labor force is 1,052. 32.5% of adults hold a bachelor's degree or higher. About 69.7% of workers drive alone to work. The overall cost of living index is 97.6, which is 2.4% below the national average. Housing costs are below the national average at an index of 95.0. A single adult needs to earn approximately $42,925 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$235,000

Median List Price

$224,900

Price Per Sq Ft

$147

Days on Market

80

Active Inventory

6

Months of Supply

1.5

Seller's market

Zillow Home Value

$192,728

ZHVI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

25.0%

Off Market in 2 Weeks

100.0%

Sale-to-List Ratio

94.9%

Buyer's market

Sold Above Asking
25.0%
Under Contract in 2 Wks
100.0%
Listings with Price Drops
50.0%

Price TrendsRedfin

Sale Price โ†‘ 55.6%List Price โ†‘ 20.3%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

4

New Listings

1

Pending Sales

1

Homes Sold โ†‘ 33.3%New Listings โ†“ 50.0%Pending โ†“ 50.0%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$147

Median List $/SF

$105

Sale $/SF โ†‘ 65.2%List $/SF โ†‘ 7.1%Mar 24 โ†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Berrien Springs, MI? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Niles, MI metro area, home prices have risen 552.6% over the past 40 years. Over 20 years, prices grew 94.8%. The 10-year growth rate is 103.5%. Over the last 5 years, prices increased 57.4%. In the most recent 2-year period, the index rose 16.3%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Niles, MI housing market rather than Berrien Springs alone.

40yr โ†‘ 552.6%20yr โ†‘ 94.8%10yr โ†‘ 103.5%5yr โ†‘ 57.4%2yr โ†‘ 16.3%Q3 1980 โ†’ Q4 2025

Metro area: Niles, MI

Berrien Springs vs Similar CitiesCensus ACS / Redfin

Compared to cities with under 10,000 residents. Berrien Springs is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$148,800

Median Rent

$935

Total Housing Units

902

Vacancy Rate

8.7%

Owner Occupied

57.6%

Renter Occupied

42.4%

Median Property Tax

$2,170

per year

Monthly Cost (w/ Mortgage)

$996

Housing Types

Single Family
67.5%
Multi-Family
31.5%
Mobile Home
1.0%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$2,170

per year

Effective Tax Rate

1.46%

of home value

Median Home Value

$148,800

Estimated Mean Tax

$2,361

The effective property tax rate is calculated by dividing the median annual property tax ($2,170) by the median home value ($148,800). In Berrien Springs, MI, this works out to an effective rate of 1.46%. This is above the national average of approximately 1.1%.

The current median sale price in Berrien Springs, MI is $235,000 according to Redfin data. Homes spend a median of 80 days on the market. 25.0% of homes sold above asking price. The market has 1.5 months of supply. The median price per square foot is $147. The median rent is $935 per month (Census ACS). About 57.6% of housing units are owner-occupied. The median year homes were built is 1951. There are 902 total housing units. Homeowners pay a median annual property tax of $2,170. The effective tax rate is 1.46%, above the national average.

Crime data is not yet available for Berrien Springs. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

81.7

Relatively Moderate

Expected Annual Loss

81.9

Score (0-100)

Social Vulnerability

44.1

Score (0-100)

Community Resilience

98.4

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

12

Public Assistance

$742K

Individual Assistance

$1.6M

Most Common Type

Flood

5 declarations

Public Assistance by Category

Total: $724K
DisasterTypeDatePA $IA $
Covid-19 Pandemic โ†’BiologicalMar 2020$394K$1.6M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005$4Kโ€”
Severe Storms, Tornadoes, and Flooding โ†’Severe StormJun 2004โ€”$16K
Snow โ†’SnowstormJan 2001$171Kโ€”
Mi - Severe Weather 1/2 /99 โ†’SnowstormJan 1999$173Kโ€”
Flooding โ†’FloodMar 1982โ€”โ€”
Severe Storms & Flooding โ†’FloodSep 1980โ€”โ€”
Blizzards & Snowstorms โ†’SnowstormJan 1978โ€”โ€”
Severe Storms, High Winds & Flooding โ†’FloodApr 1975โ€”โ€”
Severe Storms & Flooding โ†’FloodApr 1973โ€”โ€”
Severe Storms & Flooding โ†’FloodDec 1972โ€”โ€”
Severe Storms and Flooding โ†’Unknownโ€”โ€”โ€”
Hurricane Katrina โ†’Unknownโ€”โ€”โ€”

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

309

Total Claims Paid

$4,428,607

Avg Claim Payout

$14,332

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$84,260

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
90.4: Mitigation Plan - Local Multihazard Mitigation Plan1$51,818
91.3: Local Multihazard Mitigation Plan - UPDATE1$32,442

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Berrien Springs has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, hail, cold wave. The area has had 12 federal disaster declarations. The most common disaster type is flood (5 declarations). 309 flood insurance claims have been filed in the area. FEMA has obligated $741,729 in public assistance recovery funding. $1,635,674 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

36.3%

near the national average

Depression Rate

24.9%

1.4pp above the national average

Diabetes Rate

11.0%

0.9pp below the national average

Uninsured Rate

7.2%

3.4pp below the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

32.1%

Arthritis

26.3%

Cancer (excl. skin)

8.0%

Teeth Lost (65+)

10.0%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

16.7%

14+ days in past month

Depression

24.9%

Loneliness

32.2%

Lack of Support

22.2%

Disability Prevalence

Any Disability

30.0%

Mobility

12.5%

Cognitive

13.7%

Hearing

6.6%

Vision

4.7%

Self-Care

3.4%

Independent Living

8.0%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Berrien Springs has an obesity rate of 36.3%, which is near the national average. The depression rate is 24.9%, 1.4pp above the national average. About 7.2% of adults lack health insurance. 78.4% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

2.5 / 5

Nearest Hospital

12.0 mi

Ascension Borgess Lee Hospital

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Ascension Borgess Lee Hospital12.0 miCritical Access Hospitalsโ€”Yes
Corewell Health Watervliet Hospital15.8 miAcute Care Hospitalsโ€”Yes
Memorial Hospital Of South Bend19.7 miAcute Care Hospitals3/5Yes
Saint Joseph Regional Medical Center20.2 miAcute Care Hospitals2/5Yes
Unity Physicians Hospital20.2 miAcute Care Hospitalsโ€”โ€”

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

4

Pop. Served

6,700

Violations (5yr)

4

System NamePop. ServedViolations (5yr)
ANDREWS UNIVERSITY3,0000
BERRIEN SPRINGS1,9102
ORONOKO TOWNSHIP1,6102
COUNTRY ACRES HOMEOWNERS ASSOCIATION1800

There are 4 water systems serving the area. 4 water quality violations have been reported in the past 5 years.

Infrastructure

Commute Overview2023 ACS

Drive Alone

69.7%

-11% vs national

Work From Home

12.3%

+32% vs national

Carpool

13.9%

Walk / Bike

4.1%

combined

How Berrien Springs's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2022)

Fatalities

1

2022

1-Year Avg

1

fatalities/yr

Pedestrian

1

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

Commute data for Berrien Springs, MI covers travel times and transportation modes. 69.7% of workers drive alone, compared to the national average of 78.7%. 12.3% work from home, which is above the MI state average of 9.1%. 13.9% of workers carpool. 2.4% walk to work. 1.7% commute by bicycle. In 2022, there were 1 traffic fatality from 1 fatal crash. 1 was a pedestrian.

Internet & Broadband Access

Source: Census ACS

Broadband Access

86.7%

of households

Cable / Fiber / DSL

66.3%

of households

No Internet

9.6%

of households

Total Households

824

Internet Subscription Types

Cable, Fiber, or DSL
66.3%
Cellular Data Plan
83.0%
Satellite
7.0%
Cellular Only (no wired)
15.9%
No Internet Access
9.6%

Device Ownership

Source: Census ACS

Has Computer

95.4%

of households

Smartphone

92.1%

of households

Desktop / Laptop

79.6%

of households

Tablet

62.1%

of households

Any Computing Device
95.4%
Smartphone
92.1%
Desktop / Laptop
79.6%
Tablet
62.1%
Smartphone Only
10.2%
No Computer
4.6%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

19.3ยข

per kWh

+1% vs Under 10,000 avg

Commercial Rate

14.0ยข

per kWh

-9% vs Under 10,000 avg

Industrial Rate

8.3ยข

per kWh

-30% vs Under 10,000 avg

Avg Monthly Bill

$119

residential

-19% vs Under 10,000 avg

13% above the national average of 17.1ยข/kWh

Residential electricity in Michigan averages 19.3ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $119. State-level averages from EIA Electric Sales & Revenue data (2024).

Berrien Springs vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (Under 10,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

4

Population Served

6,700

Violations (5yr)

4

System NameTypeSourcePop. ServedViolations
ANDREWS UNIVERSITYCommunityPurchased ground water3,0000
BERRIEN SPRINGSCommunityGround water1,9102
ORONOKO TOWNSHIPCommunityPurchased ground water1,6102
COUNTRY ACRES HOMEOWNERS ASSOCIATIONCommunityGround water1800

86.7% of households in Berrien Springs have broadband internet access. 66.3% have cable, fiber, or DSL service. 15.9% rely solely on cellular data without a wired connection. 9.6% of households have no internet access. 10.2% use only a smartphone without a desktop or laptop. The area is served by 4 water systems, providing water to 6,700 people. A total of 4 water quality violations have been recorded over the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Berrien Springs is located in Berrien County, MI. Results reflect all voters in the county, not just those in Berrien Springs.

Election Overview

Source: Berrien County (2024)

2024 Winner

Republican

Dem Votes

38,323

45.4%

GOP Votes

44,975

53.2%

Total Votes

84,478

Margin

R+7.9%

Shift from 2020

R+0.5pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
R+7.9%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202438,32344,97584,47845.4%53.2%R+7.9
202037,43843,51982,39145.4%52.8%R+7.4
201629,49638,64671,88241.0%53.8%R+12.7

In the 2024 presidential election, Berrien County recorded 84,478 total votes. Republicans won the county with 53.2% of the vote compared to 45.4% for Democrats, a margin of R+7.9%. Compared to 2020, the margin shifted R+0.5pp from the previous election. Since 2016, Berrien County has shifted 4.9 percentage points toward Democrats.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

7

Total Assets

$263.6M

Total Income

$173.5M

Per 10K Residents

34.3

nonprofits

-96.3% vs peers avg

Orgs with >$1M Assets

3

Median Assets

$5.4M

Oldest Active

1947

ruling year

Newest Org

2025

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
International
2
Arts & Culture
1
Education
1

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population Under 10,000

Largest Nonprofits in Berrien Springs

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
ANDREWS UNIVERSITYEducation$252.8M$153.6M1947
CENTER FOR YOUTH EVANGELISM INCโ€”$7.5M$15.7M1947
ASAP MINISTRIES INCInternational$3.3M$4.0M1996
ORPHANS INTERNATIONAL HELPLINEInternational$47K$161K2015

Berrien Springs, MI has 7 registered 501(c)(3) nonprofit organizations with combined assets of $263.6M. The most common category is International & Foreign Affairs, with 2 organizations. 3 nonprofits have assets exceeding $1 million. That works out to 34.3 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1947.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

48

Total Approved

$12.8M

Jobs Supported

431

Per 10K Residents

234.9

SBA loans

+156.6% vs peers avg

Unique Lenders

20

Top Lender

The Huntington National Bank

12 loans

Top Industry

Professional & Technical Services

Data Span

1992โ€“2025

Loan Program Breakdown

Source: SBA FOIA
7(a)94% of all loans

Loans

45

Total Amount

$11.6M

Avg Loan

$257,114

Median Loan

$78,750

SBA Guaranteed

$8.7M(76%)

Jobs Supported

400

5046% of all loans

Loans

3

Total Amount

$1.3M

Avg Loan

$422,333

Median Loan

$418,000

7(a) โ€” 94%504 โ€” 6%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

6

13% of all-time total

Recent Amount

$1.1M

9% of all-time total

Avg Recent Loan

$186,383

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Professional & Technical Services11 loans
NAICS 54
$3.2M
Retail Trade8 loans
NAICS 44
$3.8M
Other Services5 loans
NAICS 81
$2.6M
Transportation & Warehousing5 loans
NAICS 48
$206K
Accommodation & Food Services5 loans
NAICS 72
$1.5M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population Under 10,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Eb Welding Inc.2$2.0M
Apple Valley Properties Llc1$1.7M
Interlink Inc.4$1.1M
Sarwan Singh1$1.1M
Jkb Jones Inc2$948K
Holly Shaffer Dvm Dba Hecht Veterinary Hospital1$744K
Two by Two Animal Hospital Inc2$660K
Our Legacy Llc1$580K
Satnaam Properties 1 Llc1$514K
Teresa Country Homes1$418K

Berrien Springs, MI has received 48 SBA loans totaling $12.8M in approved funding between 1992 and 2025. The 7(a) program accounts for 45 loans (94% of the total), supporting 400 jobs. The 504 program, focused on real estate and large equipment, has funded 3 loans totaling $1.3M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Berrien Springs is The Huntington National Bank with 12 loans. That works out to 234.9 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

9

Total Population

91,513

Avg Median Income

-$74,011,234

Avg Home Value

-$73,890,096

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
4908523,575$101,763$287,300$1,09924.1
491012,939$70,167$225,500$1,04020.6
491021,575$61,167$250,300$1,02815.0
4910311,257$61,888$224,500$87844.8
49104410N/AN/AN/A0.2
4910710,351$65,118$174,500$98766.3
491113,121$65,702$164,400$61743.4
4912036,652$61,940$166,800$911116.5
491261,633$77,813$162,500$73815.4

Berrien Springs, MI has 9 ZIP codes with a combined population of 91,513. The average median household income across all ZIP codes is -$74,011,234. The average median home value is -$73,890,096. The average median monthly rent is -$74,073,263.

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County Data

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