Natural Disasters in Benton Harbor, MI
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
81.7
Relatively Moderate
Expected Annual Loss
81.9
Score (0-100)
Social Vulnerability
44.1
Score (0-100)
Community Resilience
98.4
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
12
Public Assistance
$742K
Individual Assistance
$1.6M
Most Common Type
Flood
5 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Covid-19 Pandemic → | Biological | Mar 2020 | $394K | $1.5M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | $4K | — |
| Severe Storms, Tornadoes, and Flooding → | Severe Storm | Jun 2004 | — | $68K |
| Snow → | Snowstorm | Jan 2001 | $171K | — |
| Mi - Severe Weather 1/2 /99 → | Snowstorm | Jan 1999 | $173K | — |
| Flooding → | Flood | Mar 1982 | — | — |
| Severe Storms & Flooding → | Flood | Sep 1980 | — | — |
| Blizzards & Snowstorms → | Snowstorm | Jan 1978 | — | — |
| Severe Storms, High Winds & Flooding → | Flood | Apr 1975 | — | — |
| Severe Storms & Flooding → | Flood | Apr 1973 | — | — |
| Severe Storms & Flooding → | Flood | Dec 1972 | — | — |
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
309
Total Claims Paid
$4,428,607
Avg Claim Payout
$14,332
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Federal Funding
$84,260
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 90.4: Mitigation Plan - Local Multihazard Mitigation Plan | 1 | $51,818 |
| 91.3: Local Multihazard Mitigation Plan - UPDATE | 1 | $32,442 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Benton Harbor has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, hail, cold wave. The area has had 12 federal disaster declarations. The most common disaster type is flood (5 declarations). 309 flood insurance claims have been filed in the area. FEMA has obligated $741,729 in public assistance recovery funding. $1,590,312 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.