Cost of Living in Swampscott, MA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
209.3
100 = national avg
+109.3 vs national average
Living Wage (1 Adult)
$92,101
per year
Living Wage (Family of 4)
$217,693
per year
Cost Index by Category
Housing296.9
Food148.6
Transportation152.1
Healthcare138.9
Utilities168.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,476
per month
2 Bedroom
$2,941
per month
The overall cost of living index in Swampscott is 209.3, which is 109.3% above the national average. Housing costs are above the national average at an index of 296.9. A single adult needs to earn approximately $92,101 per year to cover basic expenses.