Lawrence, MA — City Data, Demographics & Statistics
Essex County · Massachusetts
City DNA
A unique fingerprint for Lawrence based on 8 key metrics — compared to averages.
Quick Stats
Population
88,297
2023 ACS
Median Income
$57,903
2023
Median Home Value
$393,500
2023
Median Rent
$1,569
2023
Median Age
32.6
Unemployment
8.7%
Cost of Living Index
126.0
100 = national avg
Lawrence is a city in Essex County, Massachusetts, with a population of 88,297 according to the 2023 American Community Survey. Lawrence is one of the communities in Massachusetts.
The median household income in Lawrence is $57,903, and the median home value is $393,500. The cost of living index is 126.0 (where 100 = national average), and the median rent is $1,569 per month. The unemployment rate is 8.7%, and the median age is 32.6 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
88,297
Male
43,489
49.3%
Female
44,808
50.7%
Median Age
32.6
Education & Household
Bachelor's or Higher
10.3%
High School or Higher
32.0%
Foreign Born
43.7%
Veterans
1.4%
Married
28.9%
Avg Household Size
2.8
Marital Status by Age
Race & Ethnicity
Diversity Index
0.000
Simpson's Index (0-1)
Largest Group
Other
52.4%
Foreign Born
43.7%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
82.3%
72,624 people
Not Hispanic/Latino
17.8%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
81,369
English Only
21.5%
#1 Non-English Language
Spanish
59,934 speakers
Limited English
40.4%
Language Distribution
English Proficiency
Speaks English Very Well
59.6%
Limited English Proficiency
40.4%
Veterans & Military
Total Veterans
1,211
1.4% of population
Disability Rate
24.3%
294 with disability
Veteran Median Income
$36,556
Unemployment Rate
3.3%
Period of Service
Veteran Age Distribution
Male Veterans
996
82.2%
Female Veterans
215
17.8%
Veteran vs Non-Veteran Income
Veteran Income
$36,556
Non-Veteran Income
$31,975
Difference
$4,581
14.3% higher
Disability Status
With Disability
294
Without Disability
917
Disability Rate
24.3%
Ancestry & Heritage
Total Reporting Ancestry
15,821
#1 Ancestry
Irish
3.7% (3,246)
#2 Ancestry
Italian
2.9% (2,598)
#3 Ancestry
French
1.9% (1,638)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
31,009
Family Households
21,230
68.5%
Married Couples
9,315
30.0%
Non-Family Households
9,779
31.5%
Single Mother Households
8,753
28.2%
Single Father Households
3,162
10.2%
Living Alone
7,984
25.7%
Children Under 18
Total Children
20,173
In Married Couple
8,123
40.3%
With Single Mother
9,569
47.4%
With Single Father
2,481
12.3%
Family Income
Median Family Income
$62,405
Married Couple Income
$82,604
Single Mother Income
$48,569
Single Father Income
$63,370
Avg Family Size
2.8
Avg Non-Family Size
2.7
Grandparents w/ Grandchildren
3,158
Grandparents Responsible
795
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$57,903
-21% vs national
Per Capita Income
$27,827
-25% vs national
Poverty Rate
18.2%
+34% vs national
Gini Index
0.4628
0 = perfect equality
Unemployment
8.7%
+67% vs national
SNAP Recipients
43.9%
of households
How Lawrence Compares
Lawrence vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Lawrence is highlighted.
Median Household Income
Lawrence, MA has a median household income of $57,903, making it the 17,500th highest median household income out of 28,123 cities in our database. This means that Lawrence has a higher median household income than 38% of all the cities we measured.
Per Capita Income
Lawrence, MA has a per capita income of $27,827, making it the 19,647th highest per capita income out of 28,123 cities in our database. This means that Lawrence has a higher per capita income than 30% of all the cities we measured.
Poverty Rate
Lawrence, MA has a poverty rate of 18.2%, making it the 8,407th highest poverty rate out of 31,262 cities in our database. This means that Lawrence has a higher poverty rate than 73% of all the cities we measured.
Unemployment Rate
Lawrence, MA has a unemployment rate of 8.7%, making it the 5,153rd highest unemployment rate out of 31,012 cities in our database. This means that Lawrence has a higher unemployment rate than 83% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Lawrence. The median household income here is $57,903.
Income Distribution
Employment Snapshot
Unemployment Rate
8.7%
+77% vs MA avg
Labor Force
46,093
Employed
42,058
Mean Commute
22 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
10.3%
of adults 25+
High School Diploma+
32.0%
of adults 25+
Median Age
32.6
Work from Home
5.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Boston-Cambridge-Newton, MA-NH metro area
Highest-Paying Job
Software Developers
Top Median Wage
$154.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
126.0
100 = national avg
+26.0 vs national average
Living Wage (1 Adult)
$55,449
per year
Living Wage (Family of 4)
$131,062
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,476
per month
2 Bedroom
$2,941
per month
The median household income in Lawrence, MA is $57,903, which is 20.9% below the national average of $73,224. Per capita income is $27,827. The poverty rate of 18.2% is higher than the MA state average of 8.7%. The Gini index of income inequality is 0.4628, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 8.7%, compared to the state average of 4.9%. The labor force is 46,093. 10.3% of adults hold a bachelor's degree or higher. The average commute time is 22 minutes, with 5.7% working from home. About 67.2% of workers drive alone to work. The overall cost of living index is 126.0, which is 26.0% above the national average. Housing costs are above the national average at an index of 181.7. A single adult needs to earn approximately $55,449 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$540,000
Median List Price
$769,500
Price Per Sq Ft
$306
Days on Market
22
Active Inventory
27
Months of Supply
1.8
Seller's market
Zillow Home Value
$492,771
ZHVI — January 2026
Zillow Rent Index
$2,413
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
40.0%
Off Market in 2 Weeks
25.0%
Sale-to-List Ratio
100.5%
Seller's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
15
New Listings
16
Pending Sales
20
Price Per Square FootRedfin
Median Sale $/SF
$306
Median List $/SF
$287
Lawrence vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Lawrence is highlighted.
Median Home Value
Lawrence, MA has a median home value of $393,500, making it the 4,634th highest median home value out of 27,993 cities in our database. This means that Lawrence has a higher median home value than 83% of all the cities we measured.
Median Rent
Lawrence, MA has a median rent of $1,569, making it the 3,723rd highest median rent out of 22,337 cities in our database. This means that Lawrence has a higher median rent than 83% of all the cities we measured.
Median Price Per Sq Ft
Lawrence, MA has a price per square foot of $306, making it the 3,457th highest price per square foot out of 20,748 cities in our database. This means that Lawrence has a higher price per square foot than 83% of all the cities we measured.
Rent Burden
Lawrence, MA has a rent burden of 32.5%, making it the 823rd highest rent burden out of 21,928 cities in our database. This means that Lawrence has a higher rent burden than 96% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$393,500
Median Rent
$1,569
Total Housing Units
31,929
Vacancy Rate
2.9%
Owner Occupied
30.3%
Renter Occupied
69.7%
Median Property Tax
$3,366
per year
Monthly Cost (w/ Mortgage)
$1,815
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$3,366
per year
Effective Tax Rate
0.85%
of home value
Median Home Value
$393,500
Estimated Mean Tax
$3,427
The effective property tax rate is calculated by dividing the median annual property tax ($3,366) by the median home value ($393,500). In Lawrence, MA, this works out to an effective rate of 0.85%. This is below the national average of approximately 1.1%.
The current median sale price in Lawrence, MA is $540,000 according to Redfin data. Homes spend a median of 22 days on the market. 40.0% of homes sold above asking price. The market has 1.8 months of supply. The median price per square foot is $306. Zillow's observed rent index is $2,413/month. About 30.3% of housing units are owner-occupied. The median year homes were built is 1947. There are 31,929 total housing units. Homeowners pay a median annual property tax of $3,366. The effective tax rate is 0.85%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.40
per 1,000 residents
+69% vs national
Property Crime Rate
9.99
per 1,000 residents
-42% vs national
Total Crimes
1,289
2024
Violent Clearance
69%
cases solved
Property Clearance
18%
cases solved
YoY Change
-8.3%
violent crime rate
improving vs 2023
How Lawrence Compares
Source: FBI (2024)Lawrence vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Lawrence is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Lawrence police solve 78% of aggravated assault cases but only 14% of rape cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 7 | 0.08 | 14.3% |
| Rape | Violent | 28 | 0.31 | 14.3% |
| Robbery | Violent | 47 | 0.52 | 44.7% |
| Aggravated Assault | Violent | 312 | 3.48 | 78.2% |
| Burglary | Property | 65 | 0.73 | 47.7% |
| Larceny/Theft | Property | 763 | 8.52 | 16.0% |
| Motor Vehicle Theft | Property | 67 | 0.75 | 14.9% |
Lawrence, MA reported 394 violent crimes and 895 property crimes in 2024. The violent crime rate of 4.40 per 1,000 residents is 69.1% above the national average of 2.60 per 1,000. Law enforcement cleared 69% of violent crimes. Larceny/theft accounts for 763 of the property crime reports. Firearms were involved in 17.6% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 394 | 895 | 4.40 | 9.99 |
| 2023 | 421 | 936 | 4.79 | 10.66 |
| 2022 | 444 | 799 | 5.02 | 9.04 |
| 2021 | 361 | 849 | 4.46 | 10.48 |
| 2020 | 359 | 647 | 4.49 | 8.09 |
| 2019 | 541 | 954 | 6.74 | 11.89 |
| 2018 | 500 | 934 | 6.20 | 11.58 |
| 2017 | 585 | 1,391 | 7.23 | 17.20 |
| 2016 | 597 | 1,509 | 7.40 | 18.72 |
| 2015 | 691 | 1,888 | 8.79 | 24.01 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
95.6
Relatively High
Expected Annual Loss
95.6
Score (0-100)
Social Vulnerability
34.2
Score (0-100)
Community Resilience
95.6
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
40
Public Assistance
$113.7M
Individual Assistance
$14.8M
Most Common Type
Severe Storm
10 declarations
Public Assistance by Category
Showing 20 of 45 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
5,454
Total Claims Paid
$94,134,309
Avg Claim Payout
$17,260
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
59
Federal Funding
$19,583,793
Properties Protected
51
Avg Benefit-Cost Ratio
1.64
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.1: Stormwater Management - Culverts | 18 | $6,036,033 |
| 91.1: Local Multihazard Mitigation Plan | 10 | $500,065 |
| 405.1: Other Minor Flood Control | 4 | $1,579,581 |
| 401.1: Water and Sanitary Sewer System Protective Measures | 3 | $753,572 |
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 3 | $313,700 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Lawrence has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are coastal flood, ice storm, lightning. The area has had 40 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 5,454 flood insurance claims have been filed in the area. FEMA has obligated $113,696,430 in public assistance recovery funding. $14,817,602 has been distributed in individual assistance to disaster-affected residents. 59 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
37.2%
1.1pp above the national average
Depression Rate
20.8%
2.7pp below the national average
Diabetes Rate
14.2%
2.3pp above the national average
Uninsured Rate
18.7%
8.1pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
33.4%
Arthritis
20.8%
Cancer (excl. skin)
4.7%
Teeth Lost (65+)
21.0%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
17.8%
14+ days in past month
Depression
20.8%
Loneliness
36.4%
Lack of Support
29.4%
Disability Prevalence
Any Disability
36.7%
Mobility
16.8%
Cognitive
20.4%
Hearing
6.6%
Vision
9.5%
Self-Care
5.8%
Independent Living
10.9%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Lawrence has an obesity rate of 37.2%, which is 1.1pp above the national average. The depression rate is 20.8%, 2.7pp below the national average. About 18.7% of adults lack health insurance. 77.0% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.8 / 5
Nearest Hospital
8.6 mi
Whittier Pavilion
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Whittier Pavilion | 8.6 mi | Psychiatric | — | — |
| Lowell General Hospital | 10.1 mi | Acute Care Hospitals | 2/5 | Yes |
| Lahey Hospital & Medical Center, Burlington | 13.8 mi | Acute Care Hospitals | 5/5 | Yes |
| Parkland Medical Center | 14.5 mi | Acute Care Hospitals | 4/5 | Yes |
| St Joseph Hospital | 15.3 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
88,965
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| LAWRENCE WATER WORKS | 88,877 | 0 |
| WILLOW GROVE TRAILER PARK | 88 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total CO₂e
454.8K MT
Top Emitter
WHEELABRATOR NORTH ANDOVER INC.
454.8K MT CO₂e
Total CO₂e vs Similar Cities (50,000 - 100,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
WHEELABRATOR NORTH ANDOVER INC. Wheelabrator Technologies Holdings Inc | Waste | 454,849 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 2 water systems serving the area. 1 industrial facility reports greenhouse gas emissions totaling 454.8K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
22 min
-6% vs national
Drive Alone
67.2%
-15% vs national
Public Transit
3.6%
+299% vs national
Work From Home
5.7%
-38% vs national
Carpool
13.6%
Walk / Bike
3.5%
combined
How Lawrence's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
3
2023
6-Year Avg
2
fatalities/yr
Pedestrian
1
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 3 | 3 | 0 | 1 | 0 |
| 2022 | 1 | 1 | 0 | 1 | 0 |
| 2021 | 4 | 4 | 0 | 2 | 0 |
| 2020 | 2 | 2 | 0 | 0 | 0 |
| 2019 | 2 | 2 | 1 | 0 | 0 |
| 2018 | 1 | 1 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Lawrence, MA is 22 minutes, which is 6.4% below the national average of 23 minutes. 67.2% of workers drive alone, compared to the national average of 78.7%. 5.7% work from home, which is below the MA state average of 15.7%. Public transit is used by 3.6% of commuters, compared to the national average of 0.9%. 13.6% of workers carpool. 3.0% walk to work. In 2023, there were 3 traffic fatalities from 3 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
83.6%
of households
Cable / Fiber / DSL
70.0%
of households
No Internet
14.5%
of households
Total Households
31,009
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
91.3%
of households
Smartphone
88.2%
of households
Desktop / Laptop
62.9%
of households
Tablet
52.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
29.4¢
per kWh
+60% vs 50,000 - 100,000 avg
Commercial Rate
20.9¢
per kWh
+41% vs 50,000 - 100,000 avg
Industrial Rate
18.2¢
per kWh
+64% vs 50,000 - 100,000 avg
Avg Monthly Bill
$167
residential
+15% vs 50,000 - 100,000 avg
72% above the national average of 17.1¢/kWh
Residential electricity in Massachusetts averages 29.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $167. State-level averages from EIA Electric Sales & Revenue data (2024).
Lawrence vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
88,965
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| LAWRENCE WATER WORKS | Community | Surface water | 88,877 | 0 |
| WILLOW GROVE TRAILER PARK | Community | Ground water | 88 | 0 |
83.6% of households in Lawrence have broadband internet access. 70.0% have cable, fiber, or DSL service. 11.9% rely solely on cellular data without a wired connection. 14.5% of households have no internet access. 16.7% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 88,965 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Lawrence is located in Essex County, MA. Results reflect all voters in the county, not just those in Lawrence.
Election Overview
Source: Essex County (2024)2024 Winner
Democrat
Dem Votes
236,624
59.2%
GOP Votes
155,336
38.9%
Total Votes
399,719
Margin
D+20.3%
Shift from 2020
R+8.7pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 236,624 | 155,336 | 399,719 | 59.2% | 38.9% | D+20.3 |
| 2020 | 267,198 | 144,837 | 421,210 | 63.4% | 34.4% | D+29.0 |
| 2016 | 220,027 | 135,405 | 376,140 | 58.5% | 36.0% | D+22.5 |
In the 2024 presidential election, Essex County recorded 399,719 total votes. Democrats won the county with 59.2% of the vote compared to 38.9% for Republicans, a margin of D+20.3%. Compared to 2020, the margin shifted R+8.7pp from the previous election. Since 2016, Essex County has shifted 2.2 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
223
Total Assets
$1.1B
Total Income
$1.0B
Per 10K Residents
25.3
nonprofits
-44.0% vs peers avg
Orgs with >$1M Assets
45
Median Assets
$494K
Oldest Active
1934
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $850.9M of $1.1B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Lawrence
Source: IRS Exempt Organizations BMFLawrence, MA has 223 registered 501(c)(3) nonprofit organizations with combined assets of $1.1B. The most common category is Religion-Related, with 47 organizations. 45 nonprofits have assets exceeding $1 million. That works out to 25.3 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1934.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
605
Total Approved
$107.9M
Jobs Supported
3,984
Per 10K Residents
68.5
SBA loans
-3.3% vs peers avg
Unique Lenders
66
Top Lender
Eastern Bank
129 loans
Top Industry
Retail Trade
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
540
Total Amount
$77.0M
Avg Loan
$142,571
Median Loan
$50,000
SBA Guaranteed
$52.2M(68%)
Jobs Supported
3,351
Loans
65
Total Amount
$30.9M
Avg Loan
$475,815
Median Loan
$341,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
120
20% of all-time total
Recent Amount
$35.6M
33% of all-time total
Avg Recent Loan
$296,283
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Eagle Management Co Llc | 3 | $5.4M |
| St Jay Associates Inc. | 1 | $4.7M |
| Wybb Llc | 2 | $4.4M |
| Jvj Solutions Llc | 1 | $2.6M |
| Packaging Partners, Llc | 1 | $2.1M |
| Cemetery Services Inc. | 2 | $2.1M |
| Z Fahey Enterprises Inc | 1 | $1.8M |
| United Tool & Machine Corporation | 2 | $1.7M |
| Doyon Enterprises Inc. | 2 | $1.6M |
| Five Star Plating, Llc | 1 | $1.5M |
Lawrence, MA has received 605 SBA loans totaling $107.9M in approved funding between 1992 and 2026. The 7(a) program accounts for 540 loans (89% of the total), supporting 3,351 jobs. The 504 program, focused on real estate and large equipment, has funded 65 loans totaling $30.9M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Lawrence is Eastern Bank with 129 loans. That works out to 68.5 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
21
Total Population
507,592
Avg Median Income
$113,483
Avg Home Value
-$31,241,351
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 01810 | 35,608 | $167,591 | $813,800 | $2,046 | 30.5 |
| 01826 | 32,373 | $111,451 | $466,200 | $1,740 | 20.8 |
| 01830 | 26,685 | $79,784 | $436,400 | $1,602 | 13.9 |
| 01832 | 26,065 | $81,141 | $410,300 | $1,612 | 11.4 |
| 01833 | 8,380 | $153,565 | $614,700 | $1,973 | 12.8 |
| 01834 | 6,747 | $135,521 | $571,900 | $1,815 | 8.9 |
| 01835 | 14,637 | $108,275 | $431,400 | $1,747 | 7.8 |
| 01840 | 7,092 | $34,630 | N/A | $1,174 | 0.5 |
| 01841 | 52,761 | $54,525 | $393,800 | $1,565 | 3.0 |
| 01843 | 28,444 | $72,163 | $393,700 | $1,703 | 3.4 |
| 01844 | 53,015 | $103,292 | $471,900 | $1,610 | 22.1 |
| 01845 | 31,881 | $134,319 | $670,000 | $2,113 | 26.4 |
| 01850 | 16,983 | $67,581 | $367,200 | $1,666 | 1.4 |
| 01852 | 36,700 | $77,058 | $397,200 | $1,567 | 5.0 |
| 01864 | 15,634 | $150,820 | $680,000 | $2,253 | 13.2 |
| 01876 | 30,962 | $126,795 | $546,600 | $2,248 | 20.8 |
| 01887 | 23,195 | $161,473 | $646,200 | $2,412 | 17.0 |
| 01921 | 8,229 | $190,526 | $874,900 | $736 | 23.6 |
| 03076 | 14,333 | $126,804 | $484,500 | $1,390 | 26.3 |
| 03079 | 30,646 | $101,339 | $438,500 | $1,487 | 24.8 |
| 03811 | 7,222 | $144,481 | $489,100 | $1,188 | 11.1 |
Lawrence, MA has 21 ZIP codes with a combined population of 507,592. The average median household income across all ZIP codes is $113,483. The average median home value is -$31,241,351. The average median monthly rent is $1,697.
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