Chelsea, MA — City Data, Demographics & Statistics
Suffolk County · Massachusetts
City DNA
A unique fingerprint for Chelsea based on 8 key metrics — compared to averages.
Quick Stats
Population
39,460
2023 ACS
Median Income
$72,220
2023
Median Home Value
$476,500
2023
Median Rent
$1,859
2023
Median Age
34.5
Unemployment
8.8%
Cost of Living Index
148.2
100 = national avg
Chelsea is a city in Suffolk County, Massachusetts, with a population of 39,460 according to the 2023 American Community Survey. Chelsea is one of the communities in Massachusetts.
The median household income in Chelsea is $72,220, and the median home value is $476,500. The cost of living index is 148.2 (where 100 = national average), and the median rent is $1,859 per month. The unemployment rate is 8.8%, and the median age is 34.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
39,460
Male
19,891
50.4%
Female
19,569
49.6%
Median Age
34.5
Education & Household
Bachelor's or Higher
14.9%
High School or Higher
35.8%
Foreign Born
45.3%
Veterans
1.5%
Married
31.6%
Avg Household Size
2.9
Marital Status by Age
Race & Ethnicity
Diversity Index
0.227
Simpson's Index (0-1)
Largest Group
Two or More
50.9%
Foreign Born
45.3%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
65.0%
25,637 people
Not Hispanic/Latino
35.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
36,384
English Only
29.6%
#1 Non-English Language
Spanish
21,582 speakers
Limited English
42.7%
Language Distribution
English Proficiency
Speaks English Very Well
57.3%
Limited English Proficiency
42.7%
Veterans & Military
Total Veterans
579
1.5% of population
Disability Rate
24.2%
140 with disability
Veteran Median Income
$29,152
Period of Service
Veteran Age Distribution
Male Veterans
566
97.8%
Female Veterans
13
2.2%
Veteran vs Non-Veteran Income
Veteran Income
$29,152
Non-Veteran Income
$34,663
Difference
-$5,511
-15.9% lower
Disability Status
With Disability
140
Without Disability
439
Disability Rate
24.2%
Ancestry & Heritage
Total Reporting Ancestry
10,433
#1 Ancestry
Italian
4.5% (1,793)
#2 Ancestry
Irish
3.9% (1,530)
#3 Ancestry
Sub-Saharan African
2.6% (1,010)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
13,538
Family Households
7,506
55.4%
Married Couples
4,470
33.0%
Non-Family Households
6,032
44.6%
Single Mother Households
2,238
16.5%
Single Father Households
798
5.9%
Living Alone
4,605
34.0%
Children Under 18
Total Children
7,632
In Married Couple
4,263
55.9%
With Single Mother
2,681
35.1%
With Single Father
688
9.0%
Family Income
Median Family Income
$72,690
Married Couple Income
$95,462
Single Mother Income
$42,132
Single Father Income
$56,971
Avg Family Size
2.9
Avg Non-Family Size
2.8
Grandparents w/ Grandchildren
1,217
Grandparents Responsible
159
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$72,220
-1% vs national
Per Capita Income
$31,544
-15% vs national
Poverty Rate
20.6%
+52% vs national
Gini Index
0.4591
0 = perfect equality
Unemployment
8.8%
+69% vs national
SNAP Recipients
23.9%
of households
How Chelsea Compares
Chelsea vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Chelsea is highlighted.
Median Household Income
Chelsea, MA has a median household income of $72,220, making it the 11,350th highest median household income out of 28,123 cities in our database. This means that Chelsea has a higher median household income than 60% of all the cities we measured.
Per Capita Income
Chelsea, MA has a per capita income of $31,544, making it the 15,623rd highest per capita income out of 28,123 cities in our database. This means that Chelsea has a higher per capita income than 44% of all the cities we measured.
Poverty Rate
Chelsea, MA has a poverty rate of 20.6%, making it the 6,823rd highest poverty rate out of 31,262 cities in our database. This means that Chelsea has a higher poverty rate than 78% of all the cities we measured.
Unemployment Rate
Chelsea, MA has a unemployment rate of 8.8%, making it the 5,023rd highest unemployment rate out of 31,012 cities in our database. This means that Chelsea has a higher unemployment rate than 84% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Chelsea. The median household income here is $72,220.
Income Distribution
Employment Snapshot
Unemployment Rate
8.8%
+80% vs MA avg
Labor Force
20,648
Employed
18,809
Mean Commute
30 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
14.9%
of adults 25+
High School Diploma+
35.8%
of adults 25+
Median Age
34.5
Work from Home
9.6%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Boston-Cambridge-Newton, MA-NH metro area
Highest-Paying Job
Software Developers
Top Median Wage
$154.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
148.2
100 = national avg
+48.2 vs national average
Living Wage (1 Adult)
$65,220
per year
Living Wage (Family of 4)
$154,156
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,476
per month
2 Bedroom
$2,941
per month
The median household income in Chelsea, MA is $72,220, which is 1.4% below the national average of $73,224. Per capita income is $31,544. The poverty rate of 20.6% is higher than the MA state average of 8.7%. The Gini index of income inequality is 0.4591, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 8.8%, compared to the state average of 4.9%. The labor force is 20,648. 14.9% of adults hold a bachelor's degree or higher. The average commute time is 30 minutes, with 9.6% working from home. About 46.4% of workers drive alone to work. The overall cost of living index is 148.2, which is 48.2% above the national average. Housing costs are above the national average at an index of 211.5. A single adult needs to earn approximately $65,220 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$490,000
Median List Price
$475,000
Price Per Sq Ft
$410
Days on Market
49
Active Inventory
27
Months of Supply
3.0
Seller's market
Zillow Home Value
$515,744
ZHVI — January 2026
Zillow Rent Index
$2,482
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
11.1%
Off Market in 2 Weeks
35.7%
Sale-to-List Ratio
99.4%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
9
New Listings
12
Pending Sales
14
Price Per Square FootRedfin
Median Sale $/SF
$410
Median List $/SF
$531
Chelsea vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Chelsea is highlighted.
Median Home Value
Chelsea, MA has a median home value of $476,500, making it the 3,256th highest median home value out of 27,993 cities in our database. This means that Chelsea has a higher median home value than 88% of all the cities we measured.
Median Rent
Chelsea, MA has a median rent of $1,859, making it the 2,122nd highest median rent out of 22,337 cities in our database. This means that Chelsea has a higher median rent than 91% of all the cities we measured.
Median Price Per Sq Ft
Chelsea, MA has a price per square foot of $410, making it the 1,801st highest price per square foot out of 20,748 cities in our database. This means that Chelsea has a higher price per square foot than 91% of all the cities we measured.
Rent Burden
Chelsea, MA has a rent burden of 30.9%, making it the 1,088th highest rent burden out of 21,928 cities in our database. This means that Chelsea has a higher rent burden than 95% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$476,500
Median Rent
$1,859
Total Housing Units
14,178
Vacancy Rate
4.5%
Owner Occupied
29.2%
Renter Occupied
70.8%
Median Property Tax
$2,974
per year
Monthly Cost (w/ Mortgage)
$2,183
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,974
per year
Effective Tax Rate
0.62%
of home value
Median Home Value
$476,500
Estimated Mean Tax
$3,440
The effective property tax rate is calculated by dividing the median annual property tax ($2,974) by the median home value ($476,500). In Chelsea, MA, this works out to an effective rate of 0.62%. This is below the national average of approximately 1.1%.
The current median sale price in Chelsea, MA is $490,000 according to Redfin data. Homes spend a median of 49 days on the market. 11.1% of homes sold above asking price. The market has 3.0 months of supply. The median price per square foot is $410. Zillow's observed rent index is $2,482/month. About 29.2% of housing units are owner-occupied. The median year homes were built is 1938. There are 14,178 total housing units. Homeowners pay a median annual property tax of $2,974. The effective tax rate is 0.62%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
9.79
per 1,000 residents
+277% vs national
Property Crime Rate
14.36
per 1,000 residents
-17% vs national
Total Crimes
925
2024
Violent Clearance
42%
cases solved
Property Clearance
9%
cases solved
YoY Change
+1.2%
violent crime rate
worsening vs 2023
How Chelsea Compares
Source: FBI (2024)Chelsea vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Chelsea is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Chelsea police solve 50% of murder cases but only 4% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 2 | 0.05 | 50.0% |
| Rape | Violent | 31 | 0.81 | 38.7% |
| Robbery | Violent | 46 | 1.20 | 19.6% |
| Aggravated Assault | Violent | 296 | 7.73 | 45.6% |
| Burglary | Property | 57 | 1.49 | 22.8% |
| Larceny/Theft | Property | 441 | 11.51 | 8.4% |
| Motor Vehicle Theft | Property | 52 | 1.36 | 3.8% |
Chelsea, MA reported 375 violent crimes and 550 property crimes in 2024. The violent crime rate of 9.79 per 1,000 residents is 276.5% above the national average of 2.60 per 1,000. Law enforcement cleared 42% of violent crimes. Larceny/theft accounts for 441 of the property crime reports. Firearms were involved in 13.2% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 375 | 550 | 9.79 | 14.36 |
| 2023 | 366 | 614 | 9.67 | 16.23 |
| 2022 | 303 | 679 | 8.06 | 18.06 |
| 2021 | 292 | 659 | 7.31 | 16.49 |
| 2020 | 253 | 571 | 6.33 | 14.28 |
| 2019 | 270 | 594 | 6.67 | 14.67 |
| 2018 | 278 | 587 | 6.78 | 14.33 |
| 2017 | 317 | 663 | 7.82 | 16.36 |
| 2016 | 370 | 915 | 9.23 | 22.82 |
| 2015 | 430 | 919 | 10.80 | 23.08 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
93.5
Relatively Moderate
Expected Annual Loss
91.9
Score (0-100)
Social Vulnerability
70.6
Score (0-100)
Community Resilience
95.5
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
38
Public Assistance
$601.3M
Individual Assistance
$33.2M
Most Common Type
Snowstorm
9 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Lee → | Hurricane | Sep 2023 | $173K | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Apr 2022 | $9.9M | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $489.3M | $16.8M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Jul 2018 | $12.2M | — |
| Severe Winter Storm and Flooding → | Severe Storm(s) | Jun 2018 | $434K | — |
| Severe Winter Storm, Snowstorm, and Floo… → | Severe Storm | Apr 2015 | $25.6M | — |
| Severe Winter Storm, Snowstorm, and Floo… → | Severe Storm | Apr 2013 | $3.9M | — |
| Explosions → | Terrorist | Apr 2013 | $3.6M | — |
| Hurricane Sandy → | Hurricane | Dec 2012 | $3.7M | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Severe Storm and Snowstorm → | Severe Storm(s) | Jan 2012 | $1.4M | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $917K | — |
| Severe Storms and Tornadoes → | Tornado | Jun 2011 | $11K | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Mar 2011 | $9.4M | — |
| Hurricane Earl → | Hurricane | Sep 2010 | $63K | — |
| Water Main Break → | Other | May 2010 | — | — |
| Severe Storms and Flooding → | Severe Storm | Mar 2010 | $4.5M | $8.5M |
| Severe Winter Storm and Flooding → | Severe Ice Storm | Jan 2009 | $8.7M | — |
| Severe Winter Storm → | Severe Storm | Dec 2008 | — | — |
Showing 20 of 46 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
4,365
Total Claims Paid
$28,944,609
Avg Claim Payout
$6,631
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
20
Federal Funding
$11,577,796
Properties Protected
18
Avg Benefit-Cost Ratio
1.55
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.1: Stormwater Management - Culverts | 3 | $2,354,981 |
| 904.2: Advance Assistance (FMA and PDMC) | 3 | $1,659,000 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $336,063 |
| 91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW | 2 | $1,485,000 |
| 106.2: Other Non Construction; 700.1: Management Costs - Salaries | 2 | $2,300,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Chelsea has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, heat wave, earthquake. The area has had 38 federal disaster declarations. The most common disaster type is snowstorm (9 declarations). 4,365 flood insurance claims have been filed in the area. FEMA has obligated $601,315,626 in public assistance recovery funding. $33,173,858 has been distributed in individual assistance to disaster-affected residents. 20 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
28.7%
7.4pp below the national average
Depression Rate
22.7%
0.8pp below the national average
Diabetes Rate
11.5%
near the national average
Uninsured Rate
17.0%
6.4pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
33.6%
Arthritis
19.2%
Cancer (excl. skin)
4.9%
Teeth Lost (65+)
20.2%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
19.0%
14+ days in past month
Depression
22.7%
Loneliness
41.0%
Lack of Support
29.4%
Disability Prevalence
Any Disability
33.8%
Mobility
14.9%
Cognitive
19.9%
Hearing
5.9%
Vision
8.3%
Self-Care
5.1%
Independent Living
10.6%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Chelsea has an obesity rate of 28.7%, which is 7.4pp below the national average. The depression rate is 22.7%, 0.8pp below the national average. About 17.0% of adults lack health insurance. 75.5% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
4.0 / 5
Nearest Hospital
2.9 mi
Massachusetts General Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Massachusetts General Hospital | 2.9 mi | Acute Care Hospitals | 5/5 | Yes |
| Massachusetts Eye And Ear Infirmary - | 2.9 mi | Acute Care Hospitals | — | Yes |
| The Shriners' Hospital For Children - Boston | 2.9 mi | Childrens | — | — |
| Tufts Medical Center | 3.5 mi | Acute Care Hospitals | 3/5 | Yes |
| Cambridge Health Alliance | 4.3 mi | Acute Care Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
2
Pop. Served
2,698,319
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| MWRA | 2,660,000 | 0 |
| CHELSEA WATER DEPT. (MWRA) | 38,319 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total CO₂e
19.8K MT
Top Emitter
MASSPORT LOGAN AIRPORT
19.8K MT CO₂e
Total CO₂e vs Similar Cities (25,000 - 50,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
MASSPORT LOGAN AIRPORT Massachusetts Port Authority | Other | 19,750 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 2 water systems serving the area. 1 industrial facility reports greenhouse gas emissions totaling 19.8K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
30 min
+29% vs national
Drive Alone
46.4%
-41% vs national
Public Transit
20.3%
+2151% vs national
Work From Home
9.6%
+3% vs national
Carpool
15.2%
Walk / Bike
5.9%
combined
How Chelsea's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
2
2023
5-Year Avg
1
fatalities/yr
Pedestrian
2
Nighttime
2
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 2 | 2 | 0 | 2 | 0 |
| 2022 | 2 | 2 | 0 | 0 | 0 |
| 2021 | 1 | 1 | 0 | 1 | 0 |
| 2020 | 1 | 1 | 1 | 1 | 0 |
| 2019 | 1 | 1 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Chelsea, MA is 30 minutes, which is 29.5% above the national average of 23 minutes. 46.4% of workers drive alone, compared to the national average of 78.7%. 9.6% work from home, which is below the MA state average of 15.7%. Public transit is used by 20.3% of commuters, compared to the national average of 0.9%. 15.2% of workers carpool. 5.7% walk to work. In 2023, there were 2 traffic fatalities from 2 fatal crashes. 2 were pedestrians.
Internet & Broadband Access
Source: Census ACSBroadband Access
85.3%
of households
Cable / Fiber / DSL
61.4%
of households
No Internet
11.8%
of households
Total Households
13,538
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
92.2%
of households
Smartphone
89.3%
of households
Desktop / Laptop
67.6%
of households
Tablet
49.6%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
29.4¢
per kWh
+54% vs 25,000 - 50,000 avg
Commercial Rate
20.9¢
per kWh
+35% vs 25,000 - 50,000 avg
Industrial Rate
18.2¢
per kWh
+53% vs 25,000 - 50,000 avg
Avg Monthly Bill
$167
residential
+14% vs 25,000 - 50,000 avg
72% above the national average of 17.1¢/kWh
Residential electricity in Massachusetts averages 29.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $167. State-level averages from EIA Electric Sales & Revenue data (2024).
Chelsea vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
2
Population Served
2,698,319
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| MWRA | Community | Surface water | 2,660,000 | 0 |
| CHELSEA WATER DEPT. (MWRA) | Community | Purchased surface water | 38,319 | 0 |
85.3% of households in Chelsea have broadband internet access. 61.4% have cable, fiber, or DSL service. 22.7% rely solely on cellular data without a wired connection. 11.8% of households have no internet access. 19.8% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 2,698,319 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Chelsea is located in Suffolk County, MA. Results reflect all voters in the county, not just those in Chelsea.
Election Overview
Source: Suffolk County (2024)2024 Winner
Democrat
Dem Votes
222,280
74.8%
GOP Votes
66,480
22.4%
Total Votes
297,041
Margin
D+52.5%
Shift from 2020
R+10.7pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 222,280 | 66,480 | 297,041 | 74.8% | 22.4% | D+52.5 |
| 2020 | 270,522 | 58,613 | 335,462 | 80.6% | 17.5% | D+63.2 |
| 2016 | 241,212 | 50,042 | 303,517 | 79.5% | 16.5% | D+63.0 |
In the 2024 presidential election, Suffolk County recorded 297,041 total votes. Democrats won the county with 74.8% of the vote compared to 22.4% for Republicans, a margin of D+52.5%. Compared to 2020, the margin shifted R+10.7pp from the previous election. Since 2016, Suffolk County has shifted 10.5 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
98
Total Assets
$284.3M
Total Income
$251.8M
Per 10K Residents
24.8
nonprofits
-57.4% vs peers avg
Orgs with >$1M Assets
21
Median Assets
$460K
Oldest Active
1941
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $247.3M of $284.3M total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Chelsea
Source: IRS Exempt Organizations BMFChelsea, MA has 98 registered 501(c)(3) nonprofit organizations with combined assets of $284.3M. The most common category is Religion-Related, with 17 organizations. 21 nonprofits have assets exceeding $1 million. That works out to 24.8 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
263
Total Approved
$51.2M
Jobs Supported
2,094
Per 10K Residents
66.6
SBA loans
-15.0% vs peers avg
Unique Lenders
43
Top Lender
Citizens Bank, National Association
61 loans
Top Industry
Construction
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
240
Total Amount
$34.8M
Avg Loan
$144,890
Median Loan
$54,000
SBA Guaranteed
$22.9M(66%)
Jobs Supported
1,479
Loans
23
Total Amount
$16.5M
Avg Loan
$715,391
Median Loan
$407,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
37
14% of all-time total
Recent Amount
$7.2M
14% of all-time total
Avg Recent Loan
$193,462
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Signature Breads Inc | 1 | $4.0M |
| Golden Cannoli Shells Co., Inc. | 3 | $3.1M |
| Rm Biltrite Llc | 2 | $2.4M |
| Williamson Electrical Company | 4 | $2.4M |
| Netec Inc | 2 | $1.7M |
| Elevator Interior Design Inc | 4 | $1.6M |
| Broom Inc (the) | 1 | $1.6M |
| Bostonia Produce Co. Inc. | 2 | $1.5M |
| Sdtj Llc | 1 | $1.4M |
| Cp Inc. | 2 | $1.3M |
Chelsea, MA has received 263 SBA loans totaling $51.2M in approved funding between 1992 and 2026. The 7(a) program accounts for 240 loans (91% of the total), supporting 1,479 jobs. The 504 program, focused on real estate and large equipment, has funded 23 loans totaling $16.5M. The most common industry receiving SBA funding is Construction. The most active SBA lender in Chelsea is Citizens Bank, National Association with 61 loans. That works out to 66.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
70
Total Population
1,672,494
Avg Median Income
-$28,460,426
Avg Home Value
-$46,832,488
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 01801 | 41,205 | $107,754 | $641,800 | $2,190 | 12.7 |
| 01880 | 27,258 | $130,419 | $670,100 | $1,872 | 7.4 |
| 01890 | 22,862 | $218,176 | $1,181,700 | $2,271 | 6.0 |
| 01901 | 1,934 | $27,561 | $343,200 | $1,193 | 0.3 |
| 01902 | 51,680 | $66,755 | $456,000 | $1,571 | 2.4 |
| 01904 | 20,103 | $100,597 | $515,100 | $1,742 | 4.3 |
| 01905 | 27,188 | $84,341 | $443,200 | $1,749 | 3.0 |
| 01906 | 28,599 | $100,819 | $589,500 | $1,982 | 11.6 |
| 01907 | 15,279 | $127,714 | $690,800 | $2,206 | 3.0 |
| 01908 | 3,328 | $111,004 | $686,000 | $1,790 | 1.1 |
| 01940 | 13,183 | $171,044 | $891,100 | $2,333 | 10.1 |
| 02108 | 4,178 | $212,664 | $1,570,400 | $2,692 | 0.3 |
| 02109 | 3,714 | $177,500 | $1,007,200 | $3,501 | 0.2 |
| 02110 | 2,178 | $132,239 | $1,104,700 | $3,142 | 0.2 |
| 02111 | 8,067 | $70,865 | $953,400 | $1,994 | 0.2 |
| 02113 | 6,522 | $110,321 | $693,900 | $2,498 | 0.1 |
| 02114 | 13,853 | $135,057 | $927,900 | $2,933 | 0.4 |
| 02115 | 28,621 | $53,398 | $1,015,400 | $2,033 | 0.7 |
| 02116 | 22,040 | $127,309 | $1,583,500 | $2,341 | 0.7 |
| 02118 | 28,522 | $90,142 | $1,029,100 | $1,748 | 1.1 |
| 02119 | 26,851 | $43,255 | $668,900 | $1,252 | 1.6 |
| 02120 | 15,248 | $61,472 | $941,200 | $1,630 | 0.6 |
| 02121 | 28,298 | $38,565 | $548,100 | $1,316 | 1.9 |
| 02122 | 23,471 | $82,945 | $656,400 | $2,052 | 1.7 |
| 02124 | 55,897 | $79,168 | $607,200 | $1,783 | 3.0 |
| 02125 | 33,069 | $71,810 | $645,400 | $1,897 | 2.2 |
| 02126 | 25,313 | $67,206 | $515,000 | $1,659 | 1.8 |
| 02127 | 36,646 | $156,373 | $858,600 | $2,435 | 2.1 |
| 02128 | 44,124 | $92,079 | $680,000 | $2,009 | 5.0 |
| 02129 | 19,994 | $157,192 | $926,000 | $2,258 | 1.4 |
| 02130 | 41,109 | $130,533 | $763,700 | $2,434 | 3.5 |
| 02131 | 31,564 | $109,237 | $634,200 | $1,999 | 2.8 |
| 02133 | 80 | N/A | N/A | N/A | 0.0 |
| 02134 | 17,637 | $75,317 | $586,700 | $2,269 | 1.2 |
| 02135 | 43,683 | $88,208 | $684,000 | $2,179 | 2.6 |
| 02138 | 38,077 | $122,040 | $1,088,700 | $2,799 | 2.7 |
| 02139 | 39,609 | $124,648 | $1,066,200 | $2,613 | 1.6 |
| 02140 | 21,361 | $136,382 | $1,070,200 | $2,581 | 1.2 |
| 02141 | 14,677 | $120,542 | $892,600 | $2,752 | 0.6 |
| 02142 | 4,349 | $168,788 | $1,726,900 | $3,501 | 0.3 |
| 02143 | 25,161 | $126,102 | $930,200 | $2,424 | 1.5 |
| 02144 | 25,009 | $140,591 | $987,000 | $2,654 | 1.1 |
| 02145 | 27,929 | $119,167 | $784,900 | $2,377 | 1.4 |
| 02148 | 65,509 | $95,298 | $607,500 | $2,066 | 5.0 |
| 02149 | 49,236 | $79,658 | $605,200 | $1,988 | 3.4 |
| 02150 | 39,444 | $72,122 | $476,500 | $1,861 | 2.2 |
| 02151 | 59,949 | $80,948 | $566,200 | $1,964 | 5.7 |
| 02152 | 18,807 | $106,357 | $606,900 | $1,909 | 1.7 |
| 02155 | 61,276 | $118,403 | $715,500 | $2,483 | 8.2 |
| 02163 | 1,852 | $74,028 | N/A | $3,501 | 0.2 |
| 02170 | 19,685 | $101,840 | $661,800 | $1,801 | 2.1 |
| 02171 | 20,513 | $104,992 | $630,200 | $2,281 | 2.5 |
| 02176 | 29,488 | $126,854 | $796,100 | $1,933 | 4.7 |
| 02180 | 22,986 | $112,635 | $629,000 | $1,878 | 6.0 |
| 02199 | 1,253 | $118,367 | N/A | $3,404 | 0.1 |
| 02203 | 0 | N/A | N/A | N/A | 0.0 |
| 02205 | 0 | N/A | N/A | N/A | 0.1 |
| 02210 | 6,554 | $178,833 | $1,212,000 | $3,501 | 0.9 |
| 02215 | 24,054 | $65,827 | $683,800 | $2,385 | 0.9 |
| 02445 | 22,568 | $145,878 | $1,218,000 | $2,779 | 2.6 |
| 02446 | 31,109 | $127,519 | $1,172,800 | $2,757 | 1.3 |
| 02452 | 16,173 | $112,902 | $779,900 | $2,325 | 3.8 |
| 02458 | 13,308 | $151,782 | $1,116,600 | $2,313 | 2.0 |
| 02459 | 18,604 | $214,941 | $1,336,200 | $2,308 | 5.0 |
| 02460 | 10,033 | $154,329 | $1,124,300 | $2,606 | 1.4 |
| 02467 | 22,325 | $173,854 | $1,249,100 | $3,067 | 4.9 |
| 02472 | 35,317 | $123,383 | $737,600 | $2,356 | 4.0 |
| 02474 | 28,283 | $139,199 | $887,000 | $2,157 | 3.1 |
| 02476 | 17,732 | $145,150 | $882,100 | $1,823 | 2.1 |
| 02478 | 26,966 | $177,790 | $1,108,800 | $2,382 | 4.6 |
Chelsea, MA has 70 ZIP codes with a combined population of 1,672,494. The average median household income across all ZIP codes is -$28,460,426. The average median home value is -$46,832,488. The average median monthly rent is -$28,569,250.
Similar Cities
Cities with similar population, income, housing, crime, education, and demographic profiles.