Cost of Living in Chelsea, MA
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
148.2
100 = national avg
+48.2 vs national average
Living Wage (1 Adult)
$65,220
per year
Living Wage (Family of 4)
$154,156
per year
Cost Index by Category
Housing211.5
Food105.2
Transportation126.1
Healthcare104.2
Utilities125.4
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,476
per month
2 Bedroom
$2,941
per month
The overall cost of living index in Chelsea is 148.2, which is 48.2% above the national average. Housing costs are above the national average at an index of 211.5. A single adult needs to earn approximately $65,220 per year to cover basic expenses.