Cambridge, MA — City Data, Demographics & Statistics
Middlesex County · Massachusetts
City DNA
A unique fingerprint for Cambridge based on 8 key metrics — compared to averages.
Quick Stats
Population
117,794
2023 ACS
Median Income
$126,469
2023
Median Home Value
$1,040,500
2023
Median Rent
$2,742
2023
Median Age
30.5
Unemployment
3.4%
Cost of Living Index
230.9
100 = national avg
Cambridge is a city in Middlesex County, Massachusetts, with a population of 117,794 according to the 2023 American Community Survey. Cambridge is one of the communities in Massachusetts.
The median household income in Cambridge is $126,469, and the median home value is $1,040,500. The cost of living index is 230.9 (where 100 = national average), and the median rent is $2,742 per month. The unemployment rate is 3.4%, and the median age is 30.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
117,794
Male
58,752
49.9%
Female
59,042
50.1%
Median Age
30.5
Education & Household
Bachelor's or Higher
54.1%
High School or Higher
58.1%
Foreign Born
28.8%
Veterans
1.4%
Married
29.4%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.601
Simpson's Index (0-1)
Largest Group
White
57.5%
Foreign Born
28.8%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
8.9%
10,543 people
Not Hispanic/Latino
91.0%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
113,038
English Only
65.8%
#1 Non-English Language
Chinese
7,874 speakers
Limited English
7.9%
Language Distribution
English Proficiency
Speaks English Very Well
92.1%
Limited English Proficiency
7.9%
Veterans & Military
Total Veterans
1,654
1.4% of population
Disability Rate
24.4%
404 with disability
Veteran Median Income
$69,962
Unemployment Rate
1.6%
Period of Service
Veteran Age Distribution
Male Veterans
1,453
87.8%
Female Veterans
201
12.2%
Veteran vs Non-Veteran Income
Veteran Income
$69,962
Non-Veteran Income
$61,912
Difference
$8,050
13.0% higher
Disability Status
With Disability
404
Without Disability
1,250
Disability Rate
24.4%
Ancestry & Heritage
Total Reporting Ancestry
77,473
#1 Ancestry
Irish
10.1% (11,887)
#2 Ancestry
English
8.6% (10,090)
#3 Ancestry
German
8.3% (9,814)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
49,592
Family Households
19,680
39.7%
Married Couples
15,173
30.6%
Non-Family Households
29,912
60.3%
Single Mother Households
3,483
7.0%
Single Father Households
1,024
2.1%
Living Alone
18,534
37.4%
Children Under 18
Total Children
13,315
In Married Couple
10,453
78.5%
With Single Mother
2,441
18.3%
With Single Father
421
3.2%
Family Income
Median Family Income
$167,993
Married Couple Income
$201,924
Single Mother Income
$55,804
Single Father Income
$111,838
Avg Family Size
2.1
Avg Non-Family Size
2.0
Grandparents w/ Grandchildren
606
Grandparents Responsible
44
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$126,469
+73% vs national
Per Capita Income
$76,789
+107% vs national
Poverty Rate
12.4%
-8% vs national
Gini Index
0.4970
0 = perfect equality
Unemployment
3.4%
-35% vs national
SNAP Recipients
8.1%
of households
How Cambridge Compares
Cambridge vs Similar Cities
Compared to cities with 100,000 - 250,000 residents. Cambridge is highlighted.
Median Household Income
Cambridge, MA has a median household income of $126,469, making it the 2,309th highest median household income out of 28,123 cities in our database. This means that Cambridge has a higher median household income than 92% of all the cities we measured.
Per Capita Income
Cambridge, MA has a per capita income of $76,789, making it the 1,204th highest per capita income out of 28,123 cities in our database. This means that Cambridge has a higher per capita income than 96% of all the cities we measured.
Poverty Rate
Cambridge, MA has a poverty rate of 12.4%, making it the 13,753rd highest poverty rate out of 31,262 cities in our database. This means that Cambridge has a higher poverty rate than 56% of all the cities we measured.
Unemployment Rate
Cambridge, MA has a unemployment rate of 3.4%, making it the 16,546th highest unemployment rate out of 31,012 cities in our database. This means that Cambridge has a higher unemployment rate than 47% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Cambridge. The median household income here is $126,469.
Income Distribution
Employment Snapshot
Unemployment Rate
3.4%
-31% vs MA avg
Labor Force
73,004
Employed
70,405
Mean Commute
19 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
54.1%
of adults 25+
High School Diploma+
58.1%
of adults 25+
Median Age
30.5
Work from Home
28.3%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Boston-Cambridge-Newton, MA-NH metro area
Highest-Paying Job
Software Developers
Top Median Wage
$154.2K
per year
Occupations Tracked
20
Cost of Living
Overall Index
230.9
100 = national avg
+130.9 vs national average
Living Wage (1 Adult)
$101,609
per year
Living Wage (Family of 4)
$240,167
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,476
per month
2 Bedroom
$2,941
per month
The median household income in Cambridge, MA is $126,469, which is 72.7% above the national average of $73,224. Per capita income is $76,789. The poverty rate of 12.4% is higher than the MA state average of 8.7%. The Gini index of income inequality is 0.4970, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 3.4%, compared to the state average of 4.9%. The labor force is 73,004. 54.1% of adults hold a bachelor's degree or higher. The average commute time is 19 minutes, with 28.3% working from home. About 20.9% of workers drive alone to work. The overall cost of living index is 230.9, which is 130.9% above the national average. Housing costs are above the national average at an index of 368.2. A single adult needs to earn approximately $101,609 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$1,691,000
Median List Price
$1,075,000
Price Per Sq Ft
$890
Days on Market
56
Active Inventory
83
Months of Supply
2.3
Seller's market
Zillow Home Value
$1,012,783
ZHVI — January 2026
Zillow Rent Index
$3,208
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
25.0%
Off Market in 2 Weeks
34.5%
Sale-to-List Ratio
98.8%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
36
New Listings
38
Pending Sales
29
Price Per Square FootRedfin
Median Sale $/SF
$890
Median List $/SF
$948
Cambridge vs Similar CitiesCensus ACS / Redfin
Compared to cities with 100,000 - 250,000 residents. Cambridge is highlighted.
Median Home Value
Cambridge, MA has a median home value of $1,040,500, making it the 569th highest median home value out of 27,993 cities in our database. This means that Cambridge has a higher median home value than 98% of all the cities we measured.
Median Rent
Cambridge, MA has a median rent of $2,742, making it the 440th highest median rent out of 22,337 cities in our database. This means that Cambridge has a higher median rent than 98% of all the cities we measured.
Median Price Per Sq Ft
Cambridge, MA has a price per square foot of $890, making it the 264th highest price per square foot out of 20,748 cities in our database. This means that Cambridge has a higher price per square foot than 99% of all the cities we measured.
Rent Burden
Cambridge, MA has a rent burden of 26.0%, making it the 2,807th highest rent burden out of 21,928 cities in our database. This means that Cambridge has a higher rent burden than 87% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$1,040,500
Median Rent
$2,742
Total Housing Units
54,612
Vacancy Rate
9.2%
Owner Occupied
33.7%
Renter Occupied
66.3%
Median Property Tax
$4,472
per year
Monthly Cost (w/ Mortgage)
$2,169
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,472
per year
Effective Tax Rate
0.43%
of home value
Median Home Value
$1,040,500
Estimated Mean Tax
$5,873
The effective property tax rate is calculated by dividing the median annual property tax ($4,472) by the median home value ($1,040,500). In Cambridge, MA, this works out to an effective rate of 0.43%. This is below the national average of approximately 1.1%.
The current median sale price in Cambridge, MA is $1,691,000 according to Redfin data. Homes spend a median of 56 days on the market. 25.0% of homes sold above asking price. The market has 2.3 months of supply. The median price per square foot is $890. Zillow's observed rent index is $3,208/month. About 33.7% of housing units are owner-occupied. The median year homes were built is 1948. There are 54,612 total housing units. Homeowners pay a median annual property tax of $4,472. The effective tax rate is 0.43%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
4.37
per 1,000 residents
+68% vs national
Property Crime Rate
26.44
per 1,000 residents
+54% vs national
Total Crimes
3,711
2024
Violent Clearance
44%
cases solved
Property Clearance
11%
cases solved
YoY Change
-8.9%
violent crime rate
improving vs 2023
How Cambridge Compares
Source: FBI (2024)Cambridge vs Similar Cities
Source: FBI (2024)Compared to cities with 100,000 - 250,000 residents. Cambridge is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Cambridge police solve 50% of aggravated assault cases but only 9% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 0 | 0.00 | N/A |
| Rape | Violent | 41 | 0.34 | 12.2% |
| Robbery | Violent | 110 | 0.91 | 34.5% |
| Aggravated Assault | Violent | 375 | 3.11 | 49.6% |
| Burglary | Property | 285 | 2.37 | 20.0% |
| Larceny/Theft | Property | 2,798 | 23.23 | 10.3% |
| Motor Vehicle Theft | Property | 102 | 0.85 | 8.8% |
Cambridge, MA reported 526 violent crimes and 3,185 property crimes in 2024. The violent crime rate of 4.37 per 1,000 residents is 68.0% above the national average of 2.60 per 1,000. Law enforcement cleared 44% of violent crimes. Larceny/theft accounts for 2,798 of the property crime reports. Firearms were involved in 7.7% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 526 | 3,185 | 4.37 | 26.44 |
| 2023 | 570 | 2,843 | 4.79 | 23.90 |
| 2022 | 474 | 2,622 | 4.05 | 22.40 |
| 2021 | 372 | 2,363 | 3.06 | 19.42 |
| 2020 | 341 | 2,197 | 2.84 | 18.32 |
| 2019 | 334 | 1,983 | 2.79 | 16.54 |
| 2018 | 343 | 2,069 | 2.99 | 18.01 |
| 2017 | 312 | 2,032 | 2.79 | 18.19 |
| 2016 | 294 | 2,371 | 2.65 | 21.35 |
| 2015 | 328 | 2,616 | 2.96 | 23.58 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
96.9
Relatively High
Expected Annual Loss
98.0
Score (0-100)
Social Vulnerability
15.8
Score (0-100)
Community Resilience
89.8
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
35
Public Assistance
$631.0M
Individual Assistance
$41.7M
Most Common Type
Severe Storm
9 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Hurricane Lee → | Hurricane | Sep 2023 | — | — |
| Severe Winter Storm and Snowstorm → | Winter Storm | Apr 2022 | $29K | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $559.2M | $22.1M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Jul 2018 | $10.8M | — |
| Severe Winter Storm, Snowstorm, and Floo… → | Severe Storm | Apr 2015 | $14.7M | — |
| Severe Winter Storm, Snowstorm, and Floo… → | Severe Storm | Apr 2013 | $9.6M | — |
| Explosions → | Terrorist | Apr 2013 | $958K | — |
| Hurricane Sandy → | Hurricane | Dec 2012 | $175K | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Severe Storm and Snowstorm → | Severe Storm | Jan 2012 | $4.4M | — |
| Severe Storm → | Severe Storm | Nov 2011 | — | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $1.6M | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Mar 2011 | $6.4M | — |
| Hurricane Earl → | Hurricane | Sep 2010 | $20K | — |
| Water Main Break → | Other | May 2010 | — | — |
| Severe Storms and Flooding → | Severe Storm | Mar 2010 | $5.9M | $13.1M |
| Severe Winter Storm and Flooding → | Severe Ice Storm | Jan 2009 | $4.2M | — |
| Severe Winter Storm → | Severe Storm | Dec 2008 | — | — |
| Severe Storms and Flooding → | Severe Storm | May 2006 | — | $5.6M |
Showing 20 of 41 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
3,749
Total Claims Paid
$36,485,823
Avg Claim Payout
$9,732
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
75
Federal Funding
$21,508,870
Properties Protected
4
Avg Benefit-Cost Ratio
1.28
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 403.1: Stormwater Management - Culverts | 28 | $8,735,589 |
| 91.1: Local Multihazard Mitigation Plan | 8 | $124,872 |
| 500.3: Flood Control - Dam | 4 | $947,017 |
| 601.1: Generators | 4 | $60,010 |
| 601.2: Generators - Regular; 602.1: Other Equipment Purchase and Installation | 3 | $305,925 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Cambridge has a relatively high overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, lightning, earthquake. The area has had 35 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 3,749 flood insurance claims have been filed in the area. FEMA has obligated $630,967,091 in public assistance recovery funding. $41,728,857 has been distributed in individual assistance to disaster-affected residents. 75 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
21.9%
14.2pp below the national average
Depression Rate
24.5%
1.0pp above the national average
Diabetes Rate
5.9%
6.0pp below the national average
Uninsured Rate
3.8%
6.8pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
27.8%
Arthritis
15.9%
Cancer (excl. skin)
5.4%
Teeth Lost (65+)
6.9%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
16.0%
14+ days in past month
Depression
24.5%
Loneliness
37.0%
Lack of Support
21.9%
Disability Prevalence
Any Disability
21.5%
Mobility
6.5%
Cognitive
12.7%
Hearing
3.7%
Vision
2.9%
Self-Care
1.9%
Independent Living
5.8%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Cambridge has an obesity rate of 21.9%, which is 14.2pp below the national average. The depression rate is 24.5%, 1.0pp above the national average. About 3.8% of adults lack health insurance. 76.9% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
4.3 / 5
Nearest Hospital
0.9 mi
Mount Auburn Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Mount Auburn Hospital | 0.9 mi | Acute Care Hospitals | 4/5 | Yes |
| Cambridge Health Alliance | 1.3 mi | Acute Care Hospitals | 4/5 | Yes |
| Beth Israel Deaconess Medical Center | 2.1 mi | Acute Care Hospitals | 4/5 | Yes |
| Arbour Human Resource Institute | 2.3 mi | Psychiatric | — | — |
| Massachusetts General Hospital | 2.8 mi | Acute Care Hospitals | 5/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
1
Pop. Served
118,214
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CAMBRIDGE WATER DEPARTMENT | 118,214 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
4
Total CO₂e
1.1M MT
Top Emitter
Kendall Green Energy
788.1K MT CO₂e
Total CO₂e vs Similar Cities (100,000 - 250,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Kendall Green Energy Vicinity Energy Inc | Power Plants | 788,060 |
MIT Central Utility Plant Massachusetts Institute Of Technology | Other | 163,804 |
The President and Fellows of Harvard University (Cambridge Allston Blackstone) President & Fellows Of Harvard College | Other | 79,512 |
BIOGEN INC Biogen Inc | Chemicals | 28,268 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 1 water system serving the area. 4 industrial facilities report greenhouse gas emissions totaling 1.1M metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Mean Commute
19 min
-20% vs national
Drive Alone
20.9%
-73% vs national
Public Transit
19.4%
+2054% vs national
Work From Home
28.3%
+204% vs national
Carpool
3.1%
Walk / Bike
26.6%
combined
How Cambridge's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2018)Fatalities
3
2018
1-Year Avg
3
fatalities/yr
Alcohol-Related
1
33% of total
Pedestrian
1
Cyclist
1
Nighttime
2
dark conditions
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Cambridge, MA is 19 minutes, which is 20.1% below the national average of 23 minutes. 20.9% of workers drive alone, compared to the national average of 78.7%. 28.3% work from home, which is above the MA state average of 15.7%. Public transit is used by 19.4% of commuters, compared to the national average of 0.9%. 3.1% of workers carpool. 19.3% walk to work. 7.3% commute by bicycle. In 2018, there were 3 traffic fatalities from 3 fatal crashes. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
94.0%
of households
Cable / Fiber / DSL
85.7%
of households
No Internet
3.1%
of households
Total Households
49,592
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
97.9%
of households
Smartphone
94.3%
of households
Desktop / Laptop
92.1%
of households
Tablet
68.9%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
29.4¢
per kWh
+71% vs 100,000 - 250,000 avg
Commercial Rate
20.9¢
per kWh
+55% vs 100,000 - 250,000 avg
Industrial Rate
18.2¢
per kWh
+85% vs 100,000 - 250,000 avg
Avg Monthly Bill
$167
residential
+18% vs 100,000 - 250,000 avg
72% above the national average of 17.1¢/kWh
Residential electricity in Massachusetts averages 29.4¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $167. State-level averages from EIA Electric Sales & Revenue data (2024).
Cambridge vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (100,000 - 250,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
1
Population Served
118,214
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CAMBRIDGE WATER DEPARTMENT | Community | Surface water | 118,214 | 0 |
94.0% of households in Cambridge have broadband internet access. 85.7% have cable, fiber, or DSL service. 6.5% rely solely on cellular data without a wired connection. 3.1% of households have no internet access. The area is served by 1 water system, providing water to 118,214 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Cambridge is located in Middlesex County, MA. Results reflect all voters in the county, not just those in Cambridge.
Election Overview
Source: Middlesex County (2024)2024 Winner
Democrat
Dem Votes
554,471
68.5%
GOP Votes
235,118
29.0%
Total Votes
809,513
Margin
D+39.4%
Shift from 2020
R+5.7pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 554,471 | 235,118 | 809,513 | 68.5% | 29.0% | D+39.4 |
| 2020 | 617,196 | 226,956 | 863,577 | 71.5% | 26.3% | D+45.2 |
| 2016 | 508,919 | 216,163 | 767,337 | 66.3% | 28.2% | D+38.2 |
In the 2024 presidential election, Middlesex County recorded 809,513 total votes. Democrats won the county with 68.5% of the vote compared to 29.0% for Republicans, a margin of D+39.4%. Compared to 2020, the margin shifted R+5.7pp from the previous election. Since 2016, Middlesex County has shifted 1.3 percentage points toward Democrats.
Public Records Request
Source: cambridgema.govSubmit a public records request to Cambridge — Online portal available for submission..
Source: cambridgema.gov
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
1,184
Total Assets
$129.6B
Total Income
$33.5B
Per 10K Residents
100.5
nonprofits
+106.2% vs peers avg
Orgs with >$1M Assets
272
Median Assets
$473K
Oldest Active
1918
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $123.4B of $129.6B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 100,000 - 250,000
Largest Nonprofits in Cambridge
Source: IRS Exempt Organizations BMFCambridge, MA has 1,184 registered 501(c)(3) nonprofit organizations with combined assets of $129.6B. The most common category is Education, with 219 organizations. 272 nonprofits have assets exceeding $1 million. That works out to 100.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1918.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
898
Total Approved
$170.5M
Jobs Supported
8,143
Per 10K Residents
76.2
SBA loans
+16.3% vs peers avg
Unique Lenders
86
Top Lender
Eastern Bank
175 loans
Top Industry
Professional & Technical Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
848
Total Amount
$142.3M
Avg Loan
$167,769
Median Loan
$50,000
SBA Guaranteed
$100.1M(70%)
Jobs Supported
7,602
Loans
50
Total Amount
$28.2M
Avg Loan
$564,100
Median Loan
$386,500
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
103
11% of all-time total
Recent Amount
$36.0M
21% of all-time total
Avg Recent Loan
$349,412
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 100,000 - 250,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Formaggio Huron Inc | 1 | $5.0M |
| Medullan Inc. | 6 | $4.5M |
| 200 Broadway Llc | 1 | $3.7M |
| Apx Endodontics Inc | 2 | $3.2M |
| Perfect Health Inc. | 1 | $3.0M |
| The Middle East Restaurant & Nightclub | 1 | $2.8M |
| Tav Src Llc | 1 | $2.3M |
| Advanced Practice Systems Llc | 2 | $2.3M |
| Brock Enterprises Llc | 2 | $2.1M |
| Top Mix Flagship Llc | 1 | $2.0M |
Cambridge, MA has received 898 SBA loans totaling $170.5M in approved funding between 1992 and 2026. The 7(a) program accounts for 848 loans (94% of the total), supporting 7,602 jobs. The 504 program, focused on real estate and large equipment, has funded 50 loans totaling $28.2M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Cambridge is Eastern Bank with 175 loans. That works out to 76.2 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
84
Total Population
1,894,879
Avg Median Income
-$31,620,313
Avg Home Value
-$46,768,031
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 01801 | 41,205 | $107,754 | $641,800 | $2,190 | 12.7 |
| 01803 | 26,068 | $142,421 | $679,400 | $2,615 | 11.3 |
| 01880 | 27,258 | $130,419 | $670,100 | $1,872 | 7.4 |
| 01890 | 22,862 | $218,176 | $1,181,700 | $2,271 | 6.0 |
| 01905 | 27,188 | $84,341 | $443,200 | $1,749 | 3.0 |
| 01906 | 28,599 | $100,819 | $589,500 | $1,982 | 11.6 |
| 02026 | 25,109 | $124,375 | $630,400 | $2,058 | 10.3 |
| 02108 | 4,178 | $212,664 | $1,570,400 | $2,692 | 0.3 |
| 02109 | 3,714 | $177,500 | $1,007,200 | $3,501 | 0.2 |
| 02110 | 2,178 | $132,239 | $1,104,700 | $3,142 | 0.2 |
| 02111 | 8,067 | $70,865 | $953,400 | $1,994 | 0.2 |
| 02113 | 6,522 | $110,321 | $693,900 | $2,498 | 0.1 |
| 02114 | 13,853 | $135,057 | $927,900 | $2,933 | 0.4 |
| 02115 | 28,621 | $53,398 | $1,015,400 | $2,033 | 0.7 |
| 02116 | 22,040 | $127,309 | $1,583,500 | $2,341 | 0.7 |
| 02118 | 28,522 | $90,142 | $1,029,100 | $1,748 | 1.1 |
| 02119 | 26,851 | $43,255 | $668,900 | $1,252 | 1.6 |
| 02120 | 15,248 | $61,472 | $941,200 | $1,630 | 0.6 |
| 02121 | 28,298 | $38,565 | $548,100 | $1,316 | 1.9 |
| 02122 | 23,471 | $82,945 | $656,400 | $2,052 | 1.7 |
| 02124 | 55,897 | $79,168 | $607,200 | $1,783 | 3.0 |
| 02125 | 33,069 | $71,810 | $645,400 | $1,897 | 2.2 |
| 02126 | 25,313 | $67,206 | $515,000 | $1,659 | 1.8 |
| 02127 | 36,646 | $156,373 | $858,600 | $2,435 | 2.1 |
| 02128 | 44,124 | $92,079 | $680,000 | $2,009 | 5.0 |
| 02129 | 19,994 | $157,192 | $926,000 | $2,258 | 1.4 |
| 02130 | 41,109 | $130,533 | $763,700 | $2,434 | 3.5 |
| 02131 | 31,564 | $109,237 | $634,200 | $1,999 | 2.8 |
| 02132 | 27,069 | $139,545 | $714,000 | $2,140 | 4.9 |
| 02133 | 80 | N/A | N/A | N/A | 0.0 |
| 02134 | 17,637 | $75,317 | $586,700 | $2,269 | 1.2 |
| 02135 | 43,683 | $88,208 | $684,000 | $2,179 | 2.6 |
| 02136 | 38,071 | $96,862 | $566,300 | $1,772 | 4.6 |
| 02138 | 38,077 | $122,040 | $1,088,700 | $2,799 | 2.7 |
| 02139 | 39,609 | $124,648 | $1,066,200 | $2,613 | 1.6 |
| 02140 | 21,361 | $136,382 | $1,070,200 | $2,581 | 1.2 |
| 02141 | 14,677 | $120,542 | $892,600 | $2,752 | 0.6 |
| 02142 | 4,349 | $168,788 | $1,726,900 | $3,501 | 0.3 |
| 02143 | 25,161 | $126,102 | $930,200 | $2,424 | 1.5 |
| 02144 | 25,009 | $140,591 | $987,000 | $2,654 | 1.1 |
| 02145 | 27,929 | $119,167 | $784,900 | $2,377 | 1.4 |
| 02148 | 65,509 | $95,298 | $607,500 | $2,066 | 5.0 |
| 02149 | 49,236 | $79,658 | $605,200 | $1,988 | 3.4 |
| 02150 | 39,444 | $72,122 | $476,500 | $1,861 | 2.2 |
| 02151 | 59,949 | $80,948 | $566,200 | $1,964 | 5.7 |
| 02152 | 18,807 | $106,357 | $606,900 | $1,909 | 1.7 |
| 02155 | 61,276 | $118,403 | $715,500 | $2,483 | 8.2 |
| 02163 | 1,852 | $74,028 | N/A | $3,501 | 0.2 |
| 02170 | 19,685 | $101,840 | $661,800 | $1,801 | 2.1 |
| 02171 | 20,513 | $104,992 | $630,200 | $2,281 | 2.5 |
| 02176 | 29,488 | $126,854 | $796,100 | $1,933 | 4.7 |
| 02180 | 22,986 | $112,635 | $629,000 | $1,878 | 6.0 |
| 02186 | 28,716 | $177,222 | $896,500 | $1,545 | 13.7 |
| 02199 | 1,253 | $118,367 | N/A | $3,404 | 0.1 |
| 02203 | 0 | N/A | N/A | N/A | 0.0 |
| 02205 | 0 | N/A | N/A | N/A | 0.1 |
| 02210 | 6,554 | $178,833 | $1,212,000 | $3,501 | 0.9 |
| 02215 | 24,054 | $65,827 | $683,800 | $2,385 | 0.9 |
| 02420 | 16,287 | $233,068 | $1,148,100 | $2,771 | 7.0 |
| 02421 | 17,798 | $212,843 | $1,147,700 | $2,847 | 9.6 |
| 02445 | 22,568 | $145,878 | $1,218,000 | $2,779 | 2.6 |
| 02446 | 31,109 | $127,519 | $1,172,800 | $2,757 | 1.3 |
| 02451 | 18,153 | $119,509 | $709,200 | $2,537 | 5.3 |
| 02452 | 16,173 | $112,902 | $779,900 | $2,325 | 3.8 |
| 02453 | 30,314 | $114,029 | $666,300 | $2,063 | 3.6 |
| 02457 | 1,886 | N/A | N/A | N/A | 0.2 |
| 02458 | 13,308 | $151,782 | $1,116,600 | $2,313 | 2.0 |
| 02459 | 18,604 | $214,941 | $1,336,200 | $2,308 | 5.0 |
| 02460 | 10,033 | $154,329 | $1,124,300 | $2,606 | 1.4 |
| 02461 | 6,717 | $207,292 | $1,154,500 | $3,026 | 1.5 |
| 02462 | 1,459 | $210,682 | $1,265,400 | N/A | 0.7 |
| 02464 | 3,730 | $125,846 | $899,300 | $2,407 | 0.6 |
| 02465 | 11,297 | $174,518 | $1,098,600 | $2,251 | 2.1 |
| 02466 | 8,553 | $170,852 | $1,164,900 | $2,082 | 1.6 |
| 02467 | 22,325 | $173,854 | $1,249,100 | $3,067 | 4.9 |
| 02468 | 5,901 | $250,001 | $1,809,300 | $2,875 | 1.5 |
| 02472 | 35,317 | $123,383 | $737,600 | $2,356 | 4.0 |
| 02474 | 28,283 | $139,199 | $887,000 | $2,157 | 3.1 |
| 02476 | 17,732 | $145,150 | $882,100 | $1,823 | 2.1 |
| 02478 | 26,966 | $177,790 | $1,108,800 | $2,382 | 4.6 |
| 02481 | 17,262 | $250,001 | $1,642,700 | $3,064 | 6.1 |
| 02492 | 21,481 | $222,063 | $1,177,300 | $2,256 | 9.5 |
| 02493 | 11,443 | $250,001 | $1,586,100 | $2,168 | 16.8 |
| 02494 | 10,578 | $173,750 | $1,052,400 | $2,452 | 2.8 |
Cambridge, MA has 84 ZIP codes with a combined population of 1,894,879. The average median household income across all ZIP codes is -$31,620,313. The average median home value is -$46,768,031. The average median monthly rent is -$39,680,342.
Similar Cities
Cities with similar population, income, housing, crime, education, and demographic profiles.