Natural Disasters in Tilghman Island, MD
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
42.4
Very Low
Expected Annual Loss
45.0
Score (0-100)
Social Vulnerability
46.9
Score (0-100)
Community Resilience
97.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Drought | 85.8 |
| Hurricane | 83.2 |
| Heat Wave | 81.7 |
| Wildfire | 71.2 |
| Coastal Flood | 70.6 |
| Lightning | 64.0 |
| Earthquake | 58.5 |
| Winter Weather | 57.3 |
| Strong Wind | 47.2 |
| Ice Storm | 43.5 |
| Cold Wave | 41.0 |
| Tornado | 31.6 |
| Landslide | 16.8 |
| Hail | 16.6 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
20
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Mar 26, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Nov 20, 2012 | Hurricane | HURRICANE SANDY |
| Oct 28, 2012 | Hurricane | HURRICANE SANDY |
| Sep 16, 2011 | Hurricane | HURRICANE IRENE |
| Aug 27, 2011 | Hurricane | HURRICANE IRENE |
| May 6, 2010 | Snowstorm | SEVERE WINTER STORMS AND SNOWSTORMS |
| Feb 19, 2010 | Snowstorm | SEVERE WINTER STORM AND SNOWSTORM |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 19, 2003 | Hurricane | HURRICANE ISABEL |
| Mar 14, 2003 | Severe Storm | SNOW |
| Apr 10, 2000 | Severe Storm | SEVERE WINTER STORM |
| Sep 24, 1999 | Hurricane | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS |
| Jan 11, 1996 | Snowstorm | BLIZZARD OF 96 (SEVERE SNOW STORM) |
| Mar 16, 1994 | Snowstorm | SEVERE WINTER WEATHER AND ICE STORMS |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Jan 26, 1977 | Snowstorm | ICE CONDITIONS |
| Oct 4, 1975 | Flood | HEAVY RAINS & FLOODING |
| Jun 23, 1972 | Flood | TROPICAL STORM AGNES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
676
Total Claims Paid
$14,167,826
Avg Claim Payout
$20,958
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$932,420
Disasters with PA
4
Total Projects
67
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4491 | Biological | 3 | $444,538 |
| DR-4091 | Hurricane | 24 | $206,793 |
| DR-1303 | Hurricane | 6 | $149,237 |
| DR-4034 | Hurricane | 34 | $131,851 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
7
Federal Funding
$193,615
Properties Protected
2
Avg Benefit-Cost Ratio
0.00
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 3 | $98,963 |
| 202.1: Elevation of Private Structures - Riverine | 1 | $30,284 |
| 91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE | 1 | $37,500 |
| 202.2: Elevation of Private Structures - Coastal | 1 | $19,424 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $7,444 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Tilghman Island has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are drought, hurricane, heat wave. The area has had 20 federal disaster declarations. The most common disaster type is hurricane (7 declarations). 676 flood insurance claims have been filed in the area. FEMA has obligated $932,420 in public assistance recovery funding. 7 hazard mitigation projects have been funded to reduce future risk.