Silver Spring, MD โ€” City Data, Demographics & Statistics

Montgomery County ยท Maryland

๐Ÿงฌ

City DNA

A unique fingerprint for Silver Spring based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Silver Spring
National Avg
Maryland Avg
Population: 71Income: 66Home Value: 62Safety: 50Education: 59Median Age: 59Climate: 50Cost of Living: 87

Quick Stats

Population

82,129

2023 ACS

Median Income

$98,880

2023

Median Home Value

$619,400

2023

Median Rent

$1,899

2023

Median Age

35.2

Unemployment

4.9%

Cost of Living Index

174.7

100 = national avg

Silver Spring is a city in Montgomery County, Maryland, with a population of 82,129 according to the 2023 American Community Survey. Silver Spring is one of the communities in Maryland.

The median household income in Silver Spring is $98,880, and the median home value is $619,400. The cost of living index is 174.7 (where 100 = national average), and the median rent is $1,899 per month. The unemployment rate is 4.9%, and the median age is 35.2 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

82,129

Male

40,452

49.3%

Female

41,677

50.7%

Median Age

35.2

Education & Household

Bachelor's or Higher

41.4%

High School or Higher

50.5%

Foreign Born

33.5%

Veterans

1.6%

Married

35.4%

Avg Household Size

2.4

Marital Status by Age

Race & Ethnicity

Diversity Index

0.680

Simpson's Index (0-1)

Largest Group

White

36.5%

Foreign Born

33.5%

White
36.5%
Black
28.4%
Asian
8.2%
Native American
0.7%
Pacific Islander
0.1%
Two or More
9.1%
Other
16.9%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

25.0%

20,508 people

Not Hispanic/Latino

75.0%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
1,638 (8.0%)
Puerto Rican
1,093 (5.3%)
Cuban
301 (1.5%)
Dominican
814 (4.0%)
Salvadoran
5,436 (26.5%)
Guatemalan
5,246 (25.6%)
Colombian
309 (1.5%)
Honduran
1,419 (6.9%)
Ecuadorian
145 (0.7%)
Peruvian
884 (4.3%)
Other Hispanic
3,220 (15.7%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
1,741 (25.8%)
Chinese
703 (10.4%)
Filipino
792 (11.7%)
Vietnamese
1,036 (15.3%)
Korean
765 (11.3%)
Japanese
258 (3.8%)
Pakistani
173 (2.6%)
Cambodian
116 (1.7%)
Thai
42 (0.6%)
Taiwanese
146 (2.2%)
Other Asian
978 (14.5%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Native Hawaiian
15 (16.7%)
Samoan
76 (84.4%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
605 (99.5%)

Languages Spoken

Total Speakers (5+)

77,013

English Only

56.7%

#1 Non-English Language

Spanish

17,182 speakers

Limited English

19.1%

Language Distribution

Spanish
17,182 (22.3%)
Other Languages
7,260 (9.4%)
French/Haitian/Cajun
2,452 (3.2%)
Other Indo-European
2,293 (3.0%)
Vietnamese
870 (1.1%)
Other Asian
736 (1.0%)
Chinese
648 (0.8%)
Tagalog
523 (0.7%)
Korean
512 (0.7%)
Slavic Languages
401 (0.5%)

English Proficiency

Speaks English Very Well

80.9%

Limited English Proficiency

19.1%

Spanish
52.1% limited English
Other Languages
36.2% limited English
French/Haitian/Cajun
40.1% limited English
Other Indo-European
23.9% limited English
Vietnamese
57.4% limited English
Other Asian
14.1% limited English
Chinese
21.4% limited English
Tagalog
68.5% limited English
Korean
61.3% limited English
Slavic Languages
14.2% limited English

Veterans & Military

Total Veterans

1,283

1.6% of population

Disability Rate

29.4%

377 with disability

Veteran Median Income

$86,250

Unemployment Rate

5.4%

Period of Service

Gulf War (2001+)
38.5%
Gulf War (1990-2001)
29.2%
Vietnam
29.5%
Korea
3.6%
World War II
3.6%

Veteran Age Distribution

18-34
13.3%
35-54
27.5%
55-64
15.9%
65-74
22.2%
75+
21.1%

Male Veterans

1,095

85.3%

Female Veterans

188

14.7%

Veteran vs Non-Veteran Income

Veteran Income

$86,250

Non-Veteran Income

$53,212

Difference

$33,038

62.1% higher

Disability Status

With Disability

377

Without Disability

906

Disability Rate

29.4%

Ancestry & Heritage

Total Reporting Ancestry

48,959

#1 Ancestry

Sub-Saharan African

12.0% (9,881)

#2 Ancestry

German

7.7% (6,354)

#3 Ancestry

Irish

7.3% (5,971)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
Sub-Saharan African
12.0%
German
7.7%
Irish
7.3%
English
6.8%
Italian
3.9%
West Indian
3.3%
American
2.7%
Polish
2.1%
European
1.7%
Scottish
1.5%
Jamaican
1.5%
Russian
1.3%
French
1.0%
Scotch-Irish
0.9%
British
0.8%
Dutch
0.8%
Swedish
0.7%
Arab
0.7%
Norwegian
0.6%
Hungarian
0.5%

Families & Households

Total Households

34,167

Family Households

18,109

53.0%

Married Couples

12,607

36.9%

Non-Family Households

16,058

47.0%

Single Mother Households

3,551

10.4%

Single Father Households

1,951

5.7%

Living Alone

12,130

35.5%

Children Under 18

Total Children

16,938

In Married Couple

11,642

68.7%

With Single Mother

3,608

21.3%

With Single Father

1,688

10.0%

Family Income

Median Family Income

$123,701

Married Couple Income

$159,955

Single Mother Income

$67,074

Single Father Income

$76,228

Avg Family Size

2.4

Avg Non-Family Size

2.3

Grandparents w/ Grandchildren

1,323

Grandparents Responsible

358

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$98,880

+35% vs national

Per Capita Income

$55,875

+50% vs national

Poverty Rate

9.7%

-29% vs national

Gini Index

0.4472

0 = perfect equality

Unemployment

4.9%

-5% vs national

SNAP Recipients

8.9%

of households

How Silver Spring Compares

Silver Spring vs Similar Cities

Compared to cities with 50,000 - 100,000 residents. Silver Spring is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Silver Spring. The median household income here is $98,880.

$

Income Distribution

<$25K
8.9%
$25-50K
15.5%
$50-75K
15.3%
$75-100K
10.6%
$100-150K
18.3%
$150-200K
11.9%
$200K+
19.6%

Employment Snapshot

Unemployment Rate

4.9%

+5% vs MD avg

Labor Force

51,227

Employed

48,525

Mean Commute

25 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

41.4%

of adults 25+

High School Diploma+

50.5%

of adults 25+

Median Age

35.2

Work from Home

23.8%

of workers

Cost of Living

Overall Index

174.7

100 = national avg

+74.7 vs national average

Living Wage (1 Adult)

$76,852

per year

Living Wage (Family of 4)

$181,651

per year

Cost Index by Category

Housing
249.5
Food
125.6
Transportation
128.3
Healthcare
120.5
Utilities
145.3

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$2,015

per month

2 Bedroom

$2,246

per month

The median household income in Silver Spring, MD is $98,880, which is 35.0% above the national average of $73,224. Per capita income is $55,875. The poverty rate of 9.7% is higher than the MD state average of 9.4%. The Gini index of income inequality is 0.4472, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.9%, compared to the state average of 4.7%. The labor force is 51,227. 41.4% of adults hold a bachelor's degree or higher. The average commute time is 25 minutes, with 23.8% working from home. About 45.9% of workers drive alone to work. The overall cost of living index is 174.7, which is 74.7% above the national average. Housing costs are above the national average at an index of 249.5. A single adult needs to earn approximately $76,852 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$600,000

Median List Price

$538,700

Price Per Sq Ft

$296

Days on Market

74

Active Inventory

95

Months of Supply

3.1

Seller's market

Zillow Home Value

$534,892

ZHVI โ€” January 2026

Zillow Rent Index

$1,997

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

16.1%

Off Market in 2 Weeks

33.3%

Sale-to-List Ratio

98.1%

Buyer's market

Sold Above Asking
16.1%
Under Contract in 2 Wks
33.3%
Listings with Price Drops
20.0%

Price TrendsRedfin

Sale Price โ†“ 5.2%List Price โ†“ 1.2%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

31

New Listings

34

Pending Sales

21

Homes Sold โ†‘ 10.7%New Listings โ†“ 35.8%Pending โ†“ 55.3%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$296

Median List $/SF

$349

Sale $/SF โ†“ 13.5%List $/SF โ†‘ 2.3%Mar 24 โ†’ Jan 26

Silver Spring vs Similar CitiesCensus ACS / Redfin

Compared to cities with 50,000 - 100,000 residents. Silver Spring is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$619,400

Median Rent

$1,899

Total Housing Units

35,620

Vacancy Rate

4.1%

Owner Occupied

38.2%

Renter Occupied

61.8%

Median Property Tax

$5,191

per year

Monthly Cost (w/ Mortgage)

$2,406

Housing Types

Single Family
35.4%
Multi-Family
64.2%
Mobile Home
0.4%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$5,191

per year

Effective Tax Rate

0.84%

of home value

Median Home Value

$619,400

Estimated Mean Tax

$5,174

The effective property tax rate is calculated by dividing the median annual property tax ($5,191) by the median home value ($619,400). In Silver Spring, MD, this works out to an effective rate of 0.84%. This is below the national average of approximately 1.1%.

The current median sale price in Silver Spring, MD is $600,000 according to Redfin data. Homes spend a median of 74 days on the market. 16.1% of homes sold above asking price. The market has 3.1 months of supply. The median price per square foot is $296. Zillow's observed rent index is $1,997/month. About 38.2% of housing units are owner-occupied. The median year homes were built is 1964. There are 35,620 total housing units. Homeowners pay a median annual property tax of $5,191. The effective tax rate is 0.84%, below the national average.

Crime data is not yet available for Silver Spring. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.7

Relatively Moderate

Expected Annual Loss

92.7

Score (0-100)

Social Vulnerability

19.9

Score (0-100)

Community Resilience

63.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

21

Public Assistance

$249.2M

Individual Assistance

$17.7M

Most Common Type

Snowstorm

5 declarations

Public Assistance by Category

Total: $323.7M
DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$238.2M$10.4M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormMar 2016$2.8Mโ€”
Hurricane Sandy โ†’HurricaneNov 2012$465Kโ€”
Hurricane Sandy โ†’HurricaneOct 2012โ€”โ€”
Severe Storms and Straight-line Winds โ†’Severe StormAug 2012$7.4Mโ€”
Hurricane Irene โ†’HurricaneAug 2011$428Kโ€”
Severe Winter Storms and Snowstorms โ†’SnowstormMay 2010โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormFeb 2010โ€”โ€”
Severe Storms, Flooding, and Tornadoes โ†’Severe StormJul 2006โ€”โ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Hurricane Isabel โ†’HurricaneSep 2003โ€”$843K
Snow โ†’Severe StormMar 2003โ€”โ€”
Severe Winter Storm โ†’Severe StormApr 2000โ€”โ€”
Blizzard of 96 (severe Snow Storm) โ†’SnowstormJan 1996โ€”โ€”
Severe Snowfall & Winter Storm โ†’SnowstormMar 1993โ€”โ€”
Severe Storms & High Winds โ†’Severe StormAug 1989โ€”โ€”
Heavy Rains & Flooding โ†’FloodOct 1975โ€”โ€”
Tropical Storm Agnes โ†’FloodJun 1972โ€”โ€”

Showing 20 of 34 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

775

Total Claims Paid

$4,765,802

Avg Claim Payout

$6,149

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

12

Federal Funding

$3,282,396

Properties Protected

5

Avg Benefit-Cost Ratio

0.83

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators3$566,891
601.2: Generators - Regular2$383,960
405.1: Other Minor Flood Control1$738,750
203.1: Wet Floodproofing Private Structures - Riverine; 500.2: Flood Control - Berm, Levee, or Dike1$1,385,623
91.1: Local Multihazard Mitigation Plan1$69,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Silver Spring has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, heat wave, strong wind. The area has had 21 federal disaster declarations. The most common disaster type is snowstorm (5 declarations). 775 flood insurance claims have been filed in the area. FEMA has obligated $249,202,897 in public assistance recovery funding. $17,683,826 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

29.5%

6.6pp below the national average

Depression Rate

18.8%

4.7pp below the national average

Diabetes Rate

10.0%

1.9pp below the national average

Uninsured Rate

12.1%

1.5pp above the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

36.6%

Arthritis

18.3%

Cancer (excl. skin)

5.4%

Teeth Lost (65+)

8.2%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

14.0%

14+ days in past month

Depression

18.8%

Loneliness

34.7%

Lack of Support

23.5%

Disability Prevalence

Any Disability

23.3%

Mobility

9.5%

Cognitive

12.1%

Hearing

4.3%

Vision

4.8%

Self-Care

3.2%

Independent Living

6.4%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Silver Spring has an obesity rate of 29.5%, which is 6.6pp below the national average. The depression rate is 18.8%, 4.7pp below the national average. About 12.1% of adults lack health insurance. 74.7% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

2.7 / 5

Nearest Hospital

0.9 mi

Holy Cross Hospital

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Holy Cross Hospital0.9 miAcute Care Hospitals2/5โ€”
Suburban Hospital4.4 miAcute Care Hospitals3/5Yes
Walter Reed National Military Med Cen4.4 miAcute Care - Department of Defenseโ€”Yes
Medstar Washington Hospital Center4.8 miAcute Care Hospitals3/5Yes
Children'S National Hospital4.8 miChildrensโ€”Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

1

Pop. Served

1,248

Violations (5yr)

0

No violations

System NamePop. ServedViolations (5yr)
FAIRLAND CROSSING APARTMENTS1,2480

Greenhouse Gas Emitters

Source: EPA GHGRP (2023)

Facilities Reporting

1

Total COโ‚‚e

69.1K MT

Top Emitter

Federal Research Center at White OAK Central Utility Plant

69.1K MT COโ‚‚e

Total COโ‚‚e vs Similar Cities (50,000 - 100,000)

FacilitySectorCOโ‚‚e (MT)
Federal Research Center at White OAK Central Utility Plant
Us Government (%)
Power Plants69,073

Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโ‚‚e/year.

There are 1 water system serving the area. 1 industrial facility reports greenhouse gas emissions totaling 69.1K metric tons of COโ‚‚e.

Infrastructure

Commute Overview2023 ACS

Mean Commute

25 min

+7% vs national

Drive Alone

45.9%

-42% vs national

Public Transit

16.0%

+1681% vs national

Work From Home

23.8%

+156% vs national

Carpool

7.6%

Walk / Bike

3.7%

combined

How Silver Spring's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

The average commute in Silver Spring, MD is 25 minutes, which is 7.3% above the national average of 23 minutes. 45.9% of workers drive alone, compared to the national average of 78.7%. 23.8% work from home, which is above the MD state average of 13.4%. Public transit is used by 16.0% of commuters, compared to the national average of 0.9%. 7.6% of workers carpool. 2.9% walk to work. 0.9% commute by bicycle.

Internet & Broadband Access

Source: Census ACS

Broadband Access

94.9%

of households

Cable / Fiber / DSL

84.2%

of households

No Internet

3.9%

of households

Total Households

34,167

Internet Subscription Types

Cable, Fiber, or DSL
84.2%
Cellular Data Plan
90.6%
Satellite
2.7%
Cellular Only (no wired)
9.4%
No Internet Access
3.9%

Device Ownership

Source: Census ACS

Has Computer

97.9%

of households

Smartphone

94.3%

of households

Desktop / Laptop

89.2%

of households

Tablet

67.6%

of households

Any Computing Device
97.9%
Smartphone
94.3%
Desktop / Laptop
89.2%
Tablet
67.6%
Smartphone Only
5.2%
No Computer
2.1%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

17.9ยข

per kWh

-3% vs 50,000 - 100,000 avg

Commercial Rate

13.0ยข

per kWh

-12% vs 50,000 - 100,000 avg

Industrial Rate

10.0ยข

per kWh

-10% vs 50,000 - 100,000 avg

Avg Monthly Bill

$166

residential

+14% vs 50,000 - 100,000 avg

5% above the national average of 17.1ยข/kWh

Residential electricity in Maryland averages 17.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $166. State-level averages from EIA Electric Sales & Revenue data (2024).

Silver Spring vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

1

Population Served

1,248

Violations (5yr)

0

System NameTypeSourcePop. ServedViolations
FAIRLAND CROSSING APARTMENTSCommunityPurchased surface water1,2480

94.9% of households in Silver Spring have broadband internet access. 84.2% have cable, fiber, or DSL service. 9.4% rely solely on cellular data without a wired connection. 3.9% of households have no internet access. 5.2% use only a smartphone without a desktop or laptop. The area is served by 1 water system, providing water to 1,248 people. No water quality violations have been reported in the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Silver Spring is located in Montgomery County, MD. Results reflect all voters in the county, not just those in Silver Spring.

Election Overview

Source: Montgomery County (2024)

2024 Winner

Democrat

Dem Votes

386,581

75.2%

GOP Votes

112,637

21.9%

Total Votes

513,919

Margin

D+53.3%

Shift from 2020

R+6.4pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
D+53.3%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
2024386,581112,637513,91975.2%21.9%D+53.3
2020419,569101,222533,74378.6%19.0%D+59.6
2016309,76182,985408,30075.9%20.3%D+55.6

In the 2024 presidential election, Montgomery County recorded 513,919 total votes. Democrats won the county with 75.2% of the vote compared to 21.9% for Republicans, a margin of D+53.3%. Compared to 2020, the margin shifted R+6.4pp from the previous election. Since 2016, Montgomery County has shifted 2.3 percentage points toward Republicans.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

1,741

Total Assets

$2.8B

Total Income

$2.3B

Per 10K Residents

212.0

nonprofits

+368.4% vs peers avg

Orgs with >$1M Assets

144

Median Assets

$234K

Oldest Active

1938

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
322
Human Services
195
Education
186
Arts & Culture
148
International
78
Community Improvement
62
Philanthropy
61
Health Care
51
Youth Development
41
Recreation & Sports
39
Civil Rights
28
Public Benefit
25
Environment
24
Housing & Shelter
20
Animal-Related
18
Mental Health
18
Voluntary Health
16
Medical Research
10
Food & Agriculture
8
Employment
7
Public Safety
6
Crime & Legal
5
Science & Tech
5
Social Science
5
Mutual Benefit
5
Unknown
4
62.0%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $1.7B of $2.8B total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 50,000 - 100,000

Largest Nonprofits in Silver Spring

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
HOLY CROSS HEALTH INCโ€”$1.1B$714.6M2013
MONTGOMERY HOUSING PARTNERSHIP INCHousing & Shelter$126.3M$24.6M1989
HIAS INCInternational$92.0M$238.2M1954
ADVENTIST DEVELOPMENT AND RELIEF AGENCY INTERNATIONALInternational$85.5M$139.5M2000
AMERICAN YOUTH HOSTELS INCHousing & Shelter$74.1M$36.1M1979
COMMUNITY CLINIC INCHealth Care$52.3M$61.2M1975
EASTER SEALS SERVING DC-MD-VA INCVoluntary Health$47.3M$31.8M1972
ACHIEVING THE DREAM INCEducation$46.3M$26.6M2010
MASONIC AND EASTERN STAR HOME OF THE DISTRICT OF COLUMBIA CHARITIESHousing & Shelter$43.2M$23.0M1938
AMERICAN YOUTH HOSTELS INCโ€”$42.5M$8.2M1979
HOMER AND MARTHA GUDELSKY FAMILY FOUNDATION INCโ€”$38.1M$17.9M1969
AMERICAN ASSOCIATION OF ZOOLOGICAL PARKS AND AQUARIUMS INCAnimal-Related$35.2M$34.3M1972
ATU TRAINING AND EDUCATION CENTER INCEmployment$32.4M$787K2014
NATIONAL CHILDRENS CENTER INC FOUNDATIONHuman Services$29.2M$899K1969
CWI WORKS INCHuman Services$27.5M$57.8M2002
AMERICAN NURSES FOUNDATION INCEducation$26.1M$5.4M1956
MONTGOMERY HOUSING PARTNERSHIP INCHousing & Shelter$23.8M$4.2M1989
WEACHIEVE INCโ€”$23.5M$18.2M1963
PROJECT RE-DIRECT INCHuman Services$23.1M$23.5M2009
MARTHA B GUDELSKY CHILD DEVELOPMENT CENTER INCHuman Services$22.1M$9.2M2017
HANDICAP INTERNATIONALInternational$21.8M$51.3M2006
SEEC CORPORATIONEmployment$20.5M$19.9M1988
HOLY CROSS HEALTH FOUNDATION INCHealth Care$18.9M$3.9M2007
CATHOLIC LEGAL IMMIGRATION NETWORK INCCivil Rights$18.2M$35.2M1991
NATIONAL TUBEROUS SCLEROSIS ASSOCIATION INCVoluntary Health$17.3M$12.0M1975
HIAS FOUNDATION INCInternational$16.7M$28.8M2022
NATIONAL MARINE SANCTUARY FOUNDATIONEnvironment$15.5M$36.6M2001
CENTER FOR DISEASE DYNAMICS ECONOMICS & POLICY INCMedical Research$15.1M$3.7M2010
AMERICAN YOUTH HOSTELS-CHICAGO INCHuman Services$14.9M$5.9M1999
FOUNDATION FOR ADVENTIST EDUCATIONPhilanthropy$14.8M$2.1M2008
NATIONAL MEDICAL ASSOCIATION INCHealth Care$13.9M$12.4M1954
CPWR THE CENTER FOR CONSTRUCTION RESEARCH AND TRAININGSocial Science$13.0M$19.7M1999
AMERICAN ASSOC ON INTELLECTUAL AND DEVELOPMENTAL DISABILITIESโ€”$13.0M$4.9M1951
NATIONAL CHILDRENS CENTER INCHuman Services$12.8M$26.8M1963
BARRIE SCHOOL A NON-PROFIT CORPORATIONโ€”$12.4M$12.5M1985
OXFORD HOUSE INCโ€”$12.1M$32.9M1988
SUPPORT OUR AGING RELIGIOUS INC SOARReligion$11.8M$8.3M2014
SHELDON AND AUDREY KATZ FOUNDATION INCPhilanthropy$11.5M$2.1M1997
NATIONAL BLACK CHILD DEVELOPMENT INSTITUTE INCHuman Services$11.3M$7.1M1990
KOREAN COMMUNITY SENIOR HOUSING CORP OF MARYLANDโ€”$11.0M$1.6M1987
MONTGOMERY HOUSING PARTNERSHIP INCโ€”$11.0M$2.0M1989
SILVER SPRING VOLUNTEER FIRE DEPT INCPhilanthropy$10.3M$2.6M2018
HABITAT FOR HUMANITY INTERNATIONAL INCHousing & Shelter$10.0M$9.6M1987
TREES FOR THE FUTURE INCEnvironment$10.0M$15.6M1989
NATIONAL CAPITAL BNAI BRITH HOUSING FOUNDATION INCโ€”$9.9M$5.3M1976
INWOOD HOUSE DEVELOPMENT CORPORATIONโ€”$9.8M$3.4M1983
MONTGOMERY HOUSING PARTNERSHIP INCHousing & Shelter$9.8M$2.4M1989
NATIONAL ASSOCIATION OF SCHOOL NURSES INCHealth Care$9.7M$7.0M1994
MAHIBERE KIDUSAN COORDINATING CENTER IN NORTH AMERICAReligion$9.6M$3.3M2004
ROCK CREEK FOUNDATION FOR MENTAL HEALTH INCโ€”$9.5M$12.8M1978

Silver Spring, MD has 1,741 registered 501(c)(3) nonprofit organizations with combined assets of $2.8B. The most common category is Religion-Related, with 322 organizations. 144 nonprofits have assets exceeding $1 million. That works out to 212.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1938.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

1,018

Total Approved

$280.9M

Jobs Supported

10,296

Per 10K Residents

124.0

SBA loans

+33.1% vs peers avg

Unique Lenders

102

Top Lender

Manufacturers and Traders Trust Company

179 loans

Top Industry

Professional & Technical Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)96% of all loans

Loans

975

Total Amount

$243.7M

Avg Loan

$249,988

Median Loan

$75,000

SBA Guaranteed

$179.4M(74%)

Jobs Supported

9,488

5044% of all loans

Loans

43

Total Amount

$37.2M

Avg Loan

$864,698

Median Loan

$554,000

7(a) โ€” 96%504 โ€” 4%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

182

18% of all-time total

Recent Amount

$69.0M

25% of all-time total

Avg Recent Loan

$378,898

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Professional & Technical Services190 loans
NAICS 54
$55.8M
Health Care & Social Assistance104 loans
NAICS 62
$39.7M
Other Services92 loans
NAICS 81
$34.3M
Retail Trade90 loans
NAICS 44
$30.0M
Accommodation & Food Services86 loans
NAICS 72
$28.1M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 50,000 - 100,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
The Siena School3$7.1M
Erna, Llc1$5.0M
Macfadden and Associates Incorporated1$5.0M
Suds More Laundromat1$5.0M
Amdex Corporation1$5.0M
Federal Hill Consulting1$4.9M
Aegis Project Controls Corp.1$4.8M
Dynaxys Llc1$4.5M
Cook Ross Inc3$4.4M
Fairland Animal Hospital Inc.5$4.4M

Silver Spring, MD has received 1,018 SBA loans totaling $280.9M in approved funding between 1992 and 2026. The 7(a) program accounts for 975 loans (96% of the total), supporting 9,488 jobs. The 504 program, focused on real estate and large equipment, has funded 43 loans totaling $37.2M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Silver Spring is Manufacturers and Traders Trust Company with 179 loans. That works out to 124.0 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

100

Total Population

1,682,167

Avg Median Income

-$266,588,752

Avg Home Value

-$272,924,962

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
2000144,022$138,730$844,500$2,4642.0
2000270,580$114,482$813,700$2,1405.1
2000336,194$159,604$954,200$2,6302.3
200041,756$161,359$650,700$2,9450.2
2000512,960$111,960$636,000$2,2230.4
200061,335$36,019$255,700$2,0350.3
2000723,696$142,783$1,202,900$2,0663.1
2000828,743$123,653$894,100$2,2023.1
2000949,997$140,555$727,800$2,3461.3
2001031,591$110,260$868,400$1,8151.0
2001166,951$108,377$722,200$1,6365.4
2001217,662$128,234$838,200$1,6382.1
2001515,413$250,001$1,208,700$2,0883.5
2001631,668$179,107$1,206,200$2,1054.4
2001721,013$101,543$686,400$1,7932.2
2001819,956$92,569$672,100$1,2453.0
2001964,365$57,031$437,600$1,1746.1
2002416,197$102,623$497,100$2,1212.2
200364,635$105,800$442,400$2,3010.3
2003712,441$98,917$743,700$2,4200.7
200450N/AN/AN/A0.0
200522,290N/AN/AN/A0.0
200572,835N/AN/AN/A0.2
200591,093N/AN/AN/A0.1
200641,310N/AN/AN/A0.2
202040N/AN/AN/A0.0
202200N/AN/AN/A0.0
202300N/AN/AN/A0.1
202400N/AN/AN/A0.0
202450N/AN/AN/A0.0
202500N/AN/AN/A0.0
202600N/AN/AN/A0.0
203170N/AN/AN/A0.3
2031933N/AN/AN/A0.1
203880N/AN/AN/A0.0
20390298N/AN/AN/A0.0
204080N/AN/AN/A0.0
204150N/AN/AN/A0.0
204180N/AN/AN/A0.0
2042221N/AN/AN/A0.1
204270N/AN/AN/A0.0
204310N/AN/AN/A0.0
205100N/AN/AN/A0.0
205150N/AN/AN/A0.0
205200N/AN/AN/A0.0
205300N/AN/AN/A0.0
205350N/AN/AN/A0.0
205400N/AN/AN/A0.0
205420N/AN/AN/A0.0
205510N/AN/AN/A0.0
205600N/AN/AN/A0.1
205650N/AN/AN/A0.1
205660N/AN/AN/A0.1
205910N/AN/AN/A0.0
2070528,119$106,691$423,000$1,77714.4
2070643,225$100,061$408,600$1,79710.1
2070736,549$104,093$411,200$1,88012.6
207109,764$64,406$335,000$1,6581.1
207129,179$68,452$531,100$1,4420.7
207226,362$85,750$378,600$1,5051.5
2073724,987$84,241$370,300$1,6193.2
2074036,564$81,359$417,100$1,7888.8
207424,324N/AN/AN/A0.3
2077028,181$84,125$249,400$1,8237.3
207710N/AN/AN/A1.4
2078113,274$91,037$453,100$1,6952.5
2078234,646$88,226$431,300$1,7894.3
2078350,893$87,052$400,400$1,7015.8
2078432,271$84,599$356,500$1,7694.1
2078540,946$83,690$346,000$1,76410.1
20812314$195,000$1,128,500$3,5010.2
2081430,822$150,401$976,500$2,3294.5
2081531,269$198,243$1,230,700$2,4085.4
2081618,081$231,284$1,166,100$2,7233.6
2081737,738$240,104$1,142,300$3,15514.0
208181,602$221,392$1,273,300N/A0.9
2085114,660$113,951$523,800$1,9242.5
2085247,857$121,496$646,100$2,2128.1
2085331,438$157,168$605,800$1,9449.0
2086616,499$134,682$434,400$2,2037.0
20868384$109,554$564,800N/A1.6
20889210N/AN/AN/A0.4
208920N/AN/AN/A0.1
208940N/AN/AN/A0.1
2089519,042$169,527$744,000$2,0754.1
20896890$250,001$994,200$2,7500.3
2090137,338$127,133$571,300$1,7855.3
2090253,170$111,408$531,200$2,0887.6
2090325,540$77,349$467,900$1,8313.4
2090457,244$93,322$533,500$1,89313.7
2090518,268$155,023$640,400$2,01511.8
2090671,216$92,964$440,600$1,94512.7
2091045,096$107,994$690,900$1,9924.6
2091225,428$82,097$671,400$1,4522.7
2210131,306$250,001$1,282,800$3,40713.1
2220138,419$141,736$760,700$2,4682.3
2220735,186$237,126$1,201,800$2,3056.5
2220913,725$110,824$799,900$2,1710.8
222111,086$234,250N/A$3,5011.1
222140N/AN/AN/A0.5

Silver Spring, MD has 100 ZIP codes with a combined population of 1,682,167. The average median household income across all ZIP codes is -$266,588,752. The average median home value is -$272,924,962. The average median monthly rent is -$279,998,785.

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