Natural Disasters in Owings, MD

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

28.9

Very Low

Expected Annual Loss

52.8

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

93.8

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

Public Assistance

$14.9M

Individual Assistance

$2.2M

Most Common Type

Hurricane

8 declarations

Disaster	Type	Date	PA $	IA $
Severe Winter Storm →	Winter Storm	Jan 2026	—	—
Tropical Storm Isaias →	Hurricane	Feb 2021	$5.7M	—
Covid-19 Pandemic →	Biological	Mar 2020	$6.2M	$186K
Covid-19 →	Biological	Mar 2020	—	—
Severe Winter Storm and Snowstorm →	Snowstorm	Mar 2016	$536K	—
Hurricane Sandy →	Hurricane	Nov 2012	$291K	—
Hurricane Sandy →	Hurricane	Oct 2012	—	—
Severe Storms and Straight-line Winds →	Severe Storm	Aug 2012	$60K	—
Hurricane Irene →	Hurricane	Sep 2011	$1.8M	—
Hurricane Irene →	Hurricane	Aug 2011	—	—
Severe Winter Storms and Snowstorms →	Snowstorm	May 2010	—	—
Hurricane Katrina Evacuation →	Hurricane	Sep 2005	—	—
Hurricane Isabel →	Hurricane	Sep 2003	—	$2.0M
Snow →	Severe Storm	Mar 2003	—	—
Tornado →	Tornado	May 2002	—	—
Severe Winter Storm →	Severe Storm	Apr 2000	—	—
Hurricane Floyd Major Disaster Declarations →	Hurricane	Sep 1999	$219K	—
Blizzard of 96 (severe Snow Storm) →	Snowstorm	Jan 1996	—	—
Severe Winter Weather and Ice Storms →	Snowstorm	Mar 1994	—	—
Severe Snowfall & Winter Storm →	Snowstorm	Mar 1993	—	—

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

559

Total Claims Paid

$9,593,189

Avg Claim Payout

$17,161

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$5,713,267

Properties Protected

Avg Benefit-Cost Ratio

7.37

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	4	$90,868
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$3,261,113
200.6: Acquisition of Private Real Property (Structures and Land) - Landslide	2	$446,523
200.2: Acquisition of Private Real Property (Structures and Land) - Coastal	2	$426,521
202.2: Elevation of Private Structures - Coastal	2	$737,260

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Owings has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, landslide, heat wave. The area has had 24 federal disaster declarations. The most common disaster type is hurricane (8 declarations). 559 flood insurance claims have been filed in the area. FEMA has obligated $14,903,649 in public assistance recovery funding. $2,175,322 has been distributed in individual assistance to disaster-affected residents. 20 hazard mitigation projects have been funded to reduce future risk.