Natural Disasters in Naval Academy, MD
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
81.9
Relatively Moderate
Expected Annual Loss
88.3
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
89.0
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Winter Weather | 95.9 |
| Lightning | 93.9 |
| Heat Wave | 93.2 |
| Strong Wind | 91.1 |
| Hurricane | 87.2 |
| Earthquake | 83.2 |
| Tornado | 82.0 |
| Landslide | 79.1 |
| Hail | 74.1 |
| Drought | 74.0 |
| Coastal Flood | 73.2 |
| Ice Storm | 67.4 |
| Cold Wave | 66.3 |
| Wildfire | 35.9 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
23
Most Recent
Winter Storm
Jan 2026
Most Common Type
Snowstorm
7 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Mar 26, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 4, 2016 | Snowstorm | SEVERE WINTER STORM AND SNOWSTORM |
| Nov 20, 2012 | Hurricane | HURRICANE SANDY |
| Oct 28, 2012 | Hurricane | HURRICANE SANDY |
| Oct 5, 2011 | Flood | REMNANTS OF TROPICAL STORM LEE |
| Aug 27, 2011 | Hurricane | HURRICANE IRENE |
| May 6, 2010 | Snowstorm | SEVERE WINTER STORMS AND SNOWSTORMS |
| Feb 19, 2010 | Snowstorm | SEVERE WINTER STORM AND SNOWSTORM |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 19, 2003 | Hurricane | HURRICANE ISABEL |
| Mar 14, 2003 | Severe Storm | SNOW |
| Apr 10, 2000 | Severe Storm | SEVERE WINTER STORM |
| Sep 24, 1999 | Hurricane | HURRICANE FLOYD MAJOR DISASTER DECLARATIONS |
| Jan 11, 1996 | Snowstorm | BLIZZARD OF 96 (SEVERE SNOW STORM) |
| Mar 16, 1994 | Snowstorm | SEVERE WINTER WEATHER AND ICE STORMS |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Sep 14, 1979 | Severe Storm | SEVERE STORMS, TORNADOES & FLOODING |
| Jan 26, 1977 | Snowstorm | ICE CONDITIONS |
Showing 20 of 23 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,820
Total Claims Paid
$53,058,635
Avg Claim Payout
$18,815
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$68,123,385
Disasters with PA
7
Total Projects
125
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4491 | Biological | 31 | $58,769,644 |
| DR-4261 | Snow | 24 | $5,268,855 |
| DR-4091 | Hurricane | 27 | $2,802,452 |
| DR-3335 | Hurricane | 24 | $934,695 |
| DR-1303 | Hurricane | 17 | $341,196 |
| DR-1910 | Snow | 1 | $4,710 |
| DR-4075 | Severe Storm(s) | 1 | $1,834 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
23
Federal Funding
$7,823,146
Properties Protected
21
Avg Benefit-Cost Ratio
0.84
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 3 | $363,275 |
| 91.1: Local Multihazard Mitigation Plan | 3 | $160,370 |
| 601.1: Generators | 2 | $526,194 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.) | 2 | $5,732 |
| 601.2: Generators - Regular | 2 | $552,046 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Naval Academy has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, lightning, heat wave. The area has had 23 federal disaster declarations. The most common disaster type is snowstorm (7 declarations). 2,820 flood insurance claims have been filed in the area. FEMA has obligated $68,123,385 in public assistance recovery funding. 23 hazard mitigation projects have been funded to reduce future risk.