Natural Disasters in Girdletree, MD
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
68.2
Relatively Low
Expected Annual Loss
68.5
Score (0-100)
Social Vulnerability
50.0
Score (0-100)
Community Resilience
91.8
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Hurricane | 92.0 |
| Coastal Flood | 88.0 |
| Winter Weather | 74.1 |
| Cold Wave | 70.0 |
| Wildfire | 65.9 |
| Drought | 65.5 |
| Ice Storm | 57.5 |
| Heat Wave | 56.5 |
| Earthquake | 49.7 |
| Lightning | 39.5 |
| Strong Wind | 32.2 |
| Tornado | 16.1 |
| Landslide | 15.7 |
| Hail | 11.9 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
14
Most Recent
Winter Storm
Jan 2026
Most Common Type
Hurricane
6 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Mar 26, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Mar 4, 2016 | Snowstorm | SEVERE WINTER STORM AND SNOWSTORM |
| Nov 20, 2012 | Hurricane | HURRICANE SANDY |
| Oct 28, 2012 | Hurricane | HURRICANE SANDY |
| Sep 16, 2011 | Hurricane | HURRICANE IRENE |
| Aug 27, 2011 | Hurricane | HURRICANE IRENE |
| Sep 13, 2005 | Hurricane | HURRICANE KATRINA EVACUATION |
| Sep 19, 2003 | Hurricane | HURRICANE ISABEL |
| Jan 11, 1996 | Snowstorm | BLIZZARD OF 96 (SEVERE SNOW STORM) |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
| Jan 26, 1977 | Snowstorm | ICE CONDITIONS |
| Jun 23, 1972 | Flood | TROPICAL STORM AGNES |
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,517
Total Claims Paid
$19,467,444
Avg Claim Payout
$7,734
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$2,534,848
Disasters with PA
4
Total Projects
63
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4091 | Hurricane | 26 | $1,051,128 |
| DR-4491 | Biological | 7 | $980,619 |
| DR-4034 | Hurricane | 26 | $329,021 |
| DR-4261 | Snow | 4 | $174,080 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$560,182
Properties Protected
2
Avg Benefit-Cost Ratio
0.70
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 3 | $52,958 |
| 202.2: Elevation of Private Structures - Coastal | 2 | $137,986 |
| 91.1: Local Multihazard Mitigation Plan | 2 | $44,690 |
| 602.1: Other Equipment Purchase and Installation | 1 | $23,190 |
| 601.2: Generators - Regular | 1 | $35,993 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Girdletree has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hurricane, coastal flood, winter weather. The area has had 14 federal disaster declarations. The most common disaster type is hurricane (6 declarations). 2,517 flood insurance claims have been filed in the area. FEMA has obligated $2,534,848 in public assistance recovery funding. 12 hazard mitigation projects have been funded to reduce future risk.