Germantown, MD โ€” City Data, Demographics & Statistics

Montgomery County ยท Maryland

๐Ÿงฌ

City DNA

A unique fingerprint for Germantown based on 8 key metrics โ€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Germantown
National Avg
Maryland Avg
Population: 72Income: 75Home Value: 40Safety: 50Education: 48Median Age: 63Climate: 50Cost of Living: 84

Quick Stats

Population

90,521

2023 ACS

Median Income

$112,149

2023

Median Home Value

$401,400

2023

Median Rent

$1,978

2023

Median Age

37.6

Unemployment

4.9%

Cost of Living Index

167.6

100 = national avg

Germantown is a city in Montgomery County, Maryland, with a population of 90,521 according to the 2023 American Community Survey. Germantown is one of the communities in Maryland.

The median household income in Germantown is $112,149, and the median home value is $401,400. The cost of living index is 167.6 (where 100 = national average), and the median rent is $1,978 per month. The unemployment rate is 4.9%, and the median age is 37.6 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

90,521

Male

44,037

48.6%

Female

46,484

51.4%

Median Age

37.6

Education & Household

Bachelor's or Higher

33.8%

High School or Higher

45.1%

Foreign Born

38.7%

Veterans

3.8%

Married

43.5%

Avg Household Size

2.8

Marital Status by Age

Race & Ethnicity

Diversity Index

0.715

Simpson's Index (0-1)

Largest Group

White

29.5%

Foreign Born

38.7%

White
29.5%
Black
25.8%
Asian
21.6%
Native American
0.2%
Two or More
12.7%
Other
10.3%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

24.1%

21,770 people

Not Hispanic/Latino

76.0%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
1,659 (7.6%)
Puerto Rican
2,263 (10.4%)
Cuban
343 (1.6%)
Dominican
465 (2.1%)
Salvadoran
6,790 (31.2%)
Guatemalan
1,357 (6.2%)
Colombian
455 (2.1%)
Honduran
1,242 (5.7%)
Ecuadorian
379 (1.7%)
Peruvian
2,155 (9.9%)
Other Hispanic
4,663 (21.4%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
6,321 (32.3%)
Chinese
5,334 (27.3%)
Filipino
1,939 (9.9%)
Vietnamese
1,328 (6.8%)
Korean
1,437 (7.3%)
Japanese
237 (1.2%)
Pakistani
847 (4.3%)
Cambodian
53 (0.3%)
Hmong
52 (0.3%)
Thai
172 (0.9%)
Laotian
10 (0.1%)
Taiwanese
243 (1.2%)
Other Asian
1,600 (8.2%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
168 (97.7%)

Languages Spoken

Total Speakers (5+)

84,841

English Only

50.3%

#1 Non-English Language

Spanish

17,797 speakers

Limited English

18.9%

Language Distribution

Spanish
17,797 (21.0%)
Other Indo-European
5,898 (7.0%)
Chinese
5,251 (6.2%)
Other Languages
3,080 (3.6%)
French/Haitian/Cajun
2,834 (3.3%)
Other Asian
2,452 (2.9%)
Korean
1,161 (1.4%)
Tagalog
1,151 (1.4%)
Slavic Languages
930 (1.1%)
Vietnamese
881 (1.0%)

English Proficiency

Speaks English Very Well

81.0%

Limited English Proficiency

18.9%

Spanish
41.0% limited English
Other Indo-European
28.1% limited English
Chinese
52.3% limited English
Other Languages
26.9% limited English
French/Haitian/Cajun
42.5% limited English
Other Asian
27.1% limited English
Korean
45.6% limited English
Tagalog
27.1% limited English
Slavic Languages
25.4% limited English
Vietnamese
58.1% limited English

Veterans & Military

Total Veterans

3,393

3.7% of population

Disability Rate

20.7%

702 with disability

Veteran Median Income

$80,056

Unemployment Rate

7.1%

Period of Service

Gulf War (2001+)
34.4%
Gulf War (1990-2001)
41.1%
Vietnam
20.0%
Korea
0.2%

Veteran Age Distribution

18-34
7.8%
35-54
37.3%
55-64
28.2%
65-74
17.1%
75+
9.6%

Male Veterans

2,588

76.3%

Female Veterans

805

23.7%

Veteran vs Non-Veteran Income

Veteran Income

$80,056

Non-Veteran Income

$55,436

Difference

$24,620

44.4% higher

Disability Status

With Disability

702

Without Disability

2,691

Disability Rate

20.7%

Ancestry & Heritage

Total Reporting Ancestry

35,826

#1 Ancestry

Sub-Saharan African

7.3% (6,625)

#2 Ancestry

German

5.4% (4,894)

#3 Ancestry

English

5.0% (4,518)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
Sub-Saharan African
7.3%
German
5.4%
English
5.0%
Irish
4.5%
West Indian
2.6%
Italian
2.6%
American
2.0%
Jamaican
1.4%
French
1.3%
European
1.0%
Russian
0.9%
Polish
0.9%
Arab
0.7%
Scottish
0.5%
British
0.5%
Swedish
0.4%
Brazilian
0.4%
Dutch
0.3%
Hungarian
0.3%
Albanian
0.3%

Families & Households

Total Households

31,866

Family Households

23,010

72.2%

Married Couples

16,483

51.7%

Non-Family Households

8,856

27.8%

Single Mother Households

5,341

16.8%

Single Father Households

1,186

3.7%

Living Alone

7,706

24.2%

Children Under 18

Total Children

18,824

In Married Couple

13,452

71.5%

With Single Mother

4,663

24.8%

With Single Father

709

3.8%

Family Income

Median Family Income

$123,138

Married Couple Income

$149,476

Single Mother Income

$72,200

Single Father Income

$80,352

Avg Family Size

2.8

Avg Non-Family Size

2.7

Grandparents w/ Grandchildren

2,125

Grandparents Responsible

275

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$112,149

+53% vs national

Per Capita Income

$49,390

+33% vs national

Poverty Rate

8.5%

-37% vs national

Gini Index

0.4033

0 = perfect equality

Unemployment

4.9%

-6% vs national

SNAP Recipients

8.9%

of households

How Germantown Compares

Germantown vs Similar Cities

Compared to cities with 50,000 - 100,000 residents. Germantown is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

๐Ÿ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Germantown. The median household income here is $112,149.

$

Income Distribution

<$25K
7.7%
$25-50K
9.7%
$50-75K
13.0%
$75-100K
13.9%
$100-150K
21.8%
$150-200K
13.3%
$200K+
20.6%

Employment Snapshot

Unemployment Rate

4.9%

+4% vs MD avg

Labor Force

52,898

Employed

49,993

Mean Commute

27 min

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

33.8%

of adults 25+

High School Diploma+

45.1%

of adults 25+

Median Age

37.6

Work from Home

19.2%

of workers

Cost of Living

Overall Index

167.6

100 = national avg

+67.6 vs national average

Living Wage (1 Adult)

$73,733

per year

Living Wage (Family of 4)

$174,278

per year

Cost Index by Category

Housing
209.1
Food
135.7
Transportation
141.0
Healthcare
128.6
Utilities
143.2

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$2,015

per month

2 Bedroom

$2,246

per month

The median household income in Germantown, MD is $112,149, which is 53.2% above the national average of $73,224. Per capita income is $49,390. The poverty rate of 8.5% is lower than the MD state average of 9.4%. The Gini index of income inequality is 0.4033, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.9%, compared to the state average of 4.7%. The labor force is 52,898. 33.8% of adults hold a bachelor's degree or higher. The average commute time is 27 minutes, with 19.2% working from home. About 62.2% of workers drive alone to work. The overall cost of living index is 167.6, which is 67.6% above the national average. Housing costs are above the national average at an index of 209.1. A single adult needs to earn approximately $73,733 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin โ€” January 2026

Median Sale Price

$395,000

Median List Price

$402,000

Price Per Sq Ft

$251

Days on Market

63

Active Inventory

92

Months of Supply

1.8

Seller's market

Zillow Home Value

$414,595

ZHVI โ€” January 2026

Zillow Rent Index

$1,989

ZORI โ€” January 2026

Market CompetitivenessRedfin

Sold Above List

28.0%

Off Market in 2 Weeks

35.1%

Sale-to-List Ratio

99.2%

Buyer's market

Sold Above Asking
28.0%
Under Contract in 2 Wks
35.1%
Listings with Price Drops
33.7%

Price TrendsRedfin

Sale Price โ†“ 6.0%List Price โ†‘ 2.4%Mar 24 โ†’ Jan 26

Market ActivityRedfin

Homes Sold

50

New Listings

42

Pending Sales

57

Homes Sold โ†“ 19.4%New Listings โ†“ 44.7%Pending โ†“ 25.0%Mar 24 โ†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$251

Median List $/SF

$256

Sale $/SF โ†“ 4.2%List $/SF โ†‘ 0.4%Mar 24 โ†’ Jan 26

Germantown vs Similar CitiesCensus ACS / Redfin

Compared to cities with 50,000 - 100,000 residents. Germantown is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$401,400

Median Rent

$1,978

Total Housing Units

32,540

Vacancy Rate

2.1%

Owner Occupied

66.9%

Renter Occupied

33.1%

Median Property Tax

$3,436

per year

Monthly Cost (w/ Mortgage)

$1,895

Housing Types

Single Family
67.5%
Multi-Family
32.3%
Mobile Home
0.3%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$3,436

per year

Effective Tax Rate

0.86%

of home value

Median Home Value

$401,400

Estimated Mean Tax

$3,846

The effective property tax rate is calculated by dividing the median annual property tax ($3,436) by the median home value ($401,400). In Germantown, MD, this works out to an effective rate of 0.86%. This is below the national average of approximately 1.1%.

The current median sale price in Germantown, MD is $395,000 according to Redfin data. Homes spend a median of 63 days on the market. 28.0% of homes sold above asking price. The market has 1.8 months of supply. The median price per square foot is $251. Zillow's observed rent index is $1,989/month. About 66.9% of housing units are owner-occupied. The median year homes were built is 1989. There are 32,540 total housing units. Homeowners pay a median annual property tax of $3,436. The effective tax rate is 0.86%, below the national average.

Crime data is not yet available for Germantown. The FBI UCR/NIBRS program does not cover all jurisdictions.

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

91.7

Relatively Moderate

Expected Annual Loss

92.7

Score (0-100)

Social Vulnerability

19.9

Score (0-100)

Community Resilience

63.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

21

Public Assistance

$249.2M

Individual Assistance

$2.8M

Most Common Type

Snowstorm

5 declarations

Public Assistance by Category

Total: $323.7M
DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020$238.2M$2.6M
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormMar 2016$2.8Mโ€”
Hurricane Sandy โ†’HurricaneNov 2012$465Kโ€”
Hurricane Sandy โ†’HurricaneOct 2012โ€”โ€”
Severe Storms and Straight-line Winds โ†’Severe StormAug 2012$7.4Mโ€”
Hurricane Irene โ†’HurricaneAug 2011$428Kโ€”
Severe Winter Storms and Snowstorms โ†’SnowstormMay 2010โ€”โ€”
Severe Winter Storm and Snowstorm โ†’SnowstormFeb 2010โ€”โ€”
Severe Storms, Flooding, and Tornadoes โ†’Severe StormJul 2006โ€”โ€”
Hurricane Katrina Evacuation โ†’HurricaneSep 2005โ€”โ€”
Hurricane Isabel โ†’HurricaneSep 2003โ€”$113K
Snow โ†’Severe StormMar 2003โ€”โ€”
Severe Winter Storm โ†’Severe StormApr 2000โ€”โ€”
Blizzard of 96 (severe Snow Storm) โ†’SnowstormJan 1996โ€”โ€”
Severe Snowfall & Winter Storm โ†’SnowstormMar 1993โ€”โ€”
Severe Storms & High Winds โ†’Severe StormAug 1989โ€”โ€”
Heavy Rains & Flooding โ†’FloodOct 1975โ€”โ€”
Tropical Storm Agnes โ†’FloodJun 1972โ€”โ€”

Showing 20 of 22 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

775

Total Claims Paid

$4,765,802

Avg Claim Payout

$6,149

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

12

Federal Funding

$3,282,396

Properties Protected

5

Avg Benefit-Cost Ratio

0.83

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators3$566,891
601.2: Generators - Regular2$383,960
405.1: Other Minor Flood Control1$738,750
203.1: Wet Floodproofing Private Structures - Riverine; 500.2: Flood Control - Berm, Levee, or Dike1$1,385,623
91.1: Local Multihazard Mitigation Plan1$69,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Germantown has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, heat wave, strong wind. The area has had 21 federal disaster declarations. The most common disaster type is snowstorm (5 declarations). 775 flood insurance claims have been filed in the area. FEMA has obligated $249,202,897 in public assistance recovery funding. $2,762,912 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

27.5%

8.6pp below the national average

Depression Rate

17.5%

6.0pp below the national average

Diabetes Rate

10.5%

1.4pp below the national average

Uninsured Rate

10.3%

near the national average

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Outcomes

Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.

High Cholesterol

38.6%

Arthritis

18.2%

Cancer (excl. skin)

5.2%

Teeth Lost (65+)

7.6%

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Mental Health & Wellbeing

Frequent Mental Distress

13.6%

14+ days in past month

Depression

17.5%

Loneliness

35.2%

Lack of Support

25.2%

Disability Prevalence

Any Disability

22.3%

Mobility

9.2%

Cognitive

11.5%

Hearing

4.2%

Vision

4.3%

Self-Care

2.9%

Independent Living

5.9%

Health-Related Social Needs

Prevalence of social risk factors affecting community health

Germantown has an obesity rate of 27.5%, which is 8.6pp below the national average. The depression rate is 17.5%, 6.0pp below the national average. About 10.3% of adults lack health insurance. 75.4% of residents had an annual checkup in the past year.

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

5

Avg CMS Rating

2.5 / 5

Nearest Hospital

2.8 mi

Holy Cross Germantown Hospital

Loading mapโ€ฆ
HospitalDistanceTypeRatingER
Holy Cross Germantown Hospital2.8 miAcute Care Hospitals2/5Yes
Adventist Healthcare Shady Grove Medical Center7.4 miAcute Care Hospitals2/5Yes
Medstar Montgomery Medical Center10.1 miAcute Care Hospitals3/5Yes
Suburban Hospital14.5 miAcute Care Hospitals3/5Yes
Walter Reed National Military Med Cen14.5 miAcute Care - Department of Defenseโ€”Yes

Infrastructure

Commute Overview2023 ACS

Mean Commute

27 min

+15% vs national

Drive Alone

62.2%

-21% vs national

Public Transit

5.2%

+476% vs national

Work From Home

19.2%

+107% vs national

Carpool

10.2%

Walk / Bike

0.9%

combined

How Germantown's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

The average commute in Germantown, MD is 27 minutes, which is 14.5% above the national average of 23 minutes. 62.2% of workers drive alone, compared to the national average of 78.7%. 19.2% work from home, which is above the MD state average of 13.4%. Public transit is used by 5.2% of commuters, compared to the national average of 0.9%. 10.2% of workers carpool.

Internet & Broadband Access

Source: Census ACS

Broadband Access

96.7%

of households

Cable / Fiber / DSL

86.5%

of households

No Internet

2.3%

of households

Total Households

31,866

Internet Subscription Types

Cable, Fiber, or DSL
86.5%
Cellular Data Plan
91.1%
Satellite
4.0%
Cellular Only (no wired)
8.4%
No Internet Access
2.3%

Device Ownership

Source: Census ACS

Has Computer

98.5%

of households

Smartphone

94.5%

of households

Desktop / Laptop

91.3%

of households

Tablet

74.8%

of households

Any Computing Device
98.5%
Smartphone
94.5%
Desktop / Laptop
91.3%
Tablet
74.8%
Smartphone Only
4.0%
No Computer
1.6%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

17.9ยข

per kWh

-3% vs 50,000 - 100,000 avg

Commercial Rate

13.0ยข

per kWh

-12% vs 50,000 - 100,000 avg

Industrial Rate

10.0ยข

per kWh

-10% vs 50,000 - 100,000 avg

Avg Monthly Bill

$166

residential

+14% vs 50,000 - 100,000 avg

5% above the national average of 17.1ยข/kWh

Residential electricity in Maryland averages 17.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $166. State-level averages from EIA Electric Sales & Revenue data (2024).

Germantown vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.

Residential Rate (ยข/kWh)

Commercial Rate (ยข/kWh)

Industrial Rate (ยข/kWh)

Average Monthly Bill

96.7% of households in Germantown have broadband internet access. 86.5% have cable, fiber, or DSL service. 8.4% rely solely on cellular data without a wired connection. 2.3% of households have no internet access.

Politics & Government

County-level data: Election results are reported at the county level. Germantown is located in Montgomery County, MD. Results reflect all voters in the county, not just those in Germantown.

Election Overview

Source: Montgomery County (2024)

2024 Winner

Democrat

Dem Votes

386,581

75.2%

GOP Votes

112,637

21.9%

Total Votes

513,919

Margin

D+53.3%

Shift from 2020

R+6.4pp

vs prior election

๐Ÿ“ŠElection Results by Year
2016โ€“2024
๐Ÿ“ˆPartisan Lean Trend
D+53.3%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
2024386,581112,637513,91975.2%21.9%D+53.3
2020419,569101,222533,74378.6%19.0%D+59.6
2016309,76182,985408,30075.9%20.3%D+55.6

In the 2024 presidential election, Montgomery County recorded 513,919 total votes. Democrats won the county with 75.2% of the vote compared to 21.9% for Republicans, a margin of D+53.3%. Compared to 2020, the margin shifted R+6.4pp from the previous election. Since 2016, Montgomery County has shifted 2.3 percentage points toward Republicans.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

388

Total Assets

$1.1B

Total Income

$987.8M

Per 10K Residents

42.9

nonprofits

-46.8% vs peers avg

Orgs with >$1M Assets

20

Median Assets

$61K

Oldest Active

1940

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
87
Human Services
50
Education
47
Arts & Culture
33
International
20
Recreation & Sports
18
Health Care
11
Community Improvement
11
Philanthropy
11
Youth Development
10
Voluntary Health
6
Food & Agriculture
6
Public Benefit
5
Environment
3
Animal-Related
3
Mental Health
3
Housing & Shelter
3
Medical Research
2
Employment
2
Science & Tech
2
Unknown
2
Crime & Legal
1
Public Safety
1
Social Science
1
97.3%of all nonprofit assets are held by the 10 largest organizations

Top 10 hold $1.1B of $1.1B total

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 50,000 - 100,000

Largest Nonprofits in Germantown

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
HEALTHWELL FOUNDATIONHealth Care$918.2M$935.0M2005
THE KAY FAMILY FOUNDATION INCโ€”$88.8M$11.0M1976
HEALTHCARE INITIATIVE FOUNDATIONHealth Care$30.6M$5.7M1973
INA KAY FOUNDATION INCPhilanthropy$11.9M$2.1M2004
BLUE OCEAN INCInternational$8.2M$2.9M2007
ACVS FOUNDATION INCAnimal-Related$6.0M$1.4M1996
MMTL FOUNDATIONPhilanthropy$3.7M$1.8M2017
THE PHASE FOUNDATIONโ€”$3.7M$2.4M1989
SOCIETY FOR THE SCIENTIFIC STUDY OF RELIGIONReligion$3.6M$1.3M1960
THE NATIONAL SIKH CENTER TRUSTโ€”$3.3M$100K1992
DC METRO SAISAMSTHAN INCReligion$3.2M$675K2011
POTOMAC SOCCER ASSOCIATION INCโ€”$2.3M$3.3M1983
MARGARET H GOULDMAN CHARITABLE TRUSTPhilanthropy$2.2M$675K2023
NATIONAL CHRISTIAN CHOIR INCArts & Culture$2.2M$922K1991
IZAAK WALTON LEAGUE OF AMERICA INCEnvironment$2.1M$267K1985
NEPAL EDUCATION AND CULTURAL CENTER ANAArts & Culture$1.8M$303K2005
CHINESE CHRISTIAN CHURCH OF GERMANTOWNReligion$1.6M$477K2005
FELLOWSHIP CHRISTIAN SCHOOL INCEducation$1.6M$1.8M2016
WORLD MINISTRY CHURCH INTERNATIONALReligion$1.1M$215K2003
LIFE CONNECTION MISSION INCInternational$1.1M$385K2008
UPCOUNTY HUB INCFood & Agriculture$931K$3.3M2022
PEPPERTREE CENTERS INCHuman Services$792K$829K1989
GERMANTOWN CULTURAL ARTS CENTER INCArts & Culture$785K$1.5M1998
FRIENDS OF MONTGOMERY COUNTY ANIMALS INCAnimal-Related$634K$505K1976
EVANS VICTORY AGAINST NEUROBLASTOMA FOUNDATION INCVoluntary Health$564K$490K2011
NORTH AMERICAN VASCULAR BIOLOGY ORGANIZATION INCEducation$551K$573K1995
HERITAGE TOURISM ALLIANCE OF MONTGOMERY COUNTY INCArts & Culture$432K$320K2005
POTOMAC PEDALERS TOURING CLUB INCRecreation & Sports$369K$61K1989
INTERNATIONAL CHAPEL ASSEMBLY OF GOD SILVER SPRINGโ€”$331K$163K1964
KOJENSEN FOUNDATIONYouth Development$319K$146K2019
PEACE-LINK CORPORATIONEducation$306K$206K2016
DIALOGUE CHINA INCEducation$286K$414K2022
CHELONIA INSTITUTEโ€”$281K$6K1977
FREEDMEN HEIRS FOUNDATION INCFood & Agriculture$279K$463K2020
UPCOUNTY COMMUNITY RESOURCES INCHuman Services$260K$276K2013
UPPER MONTGOMERY ASSISTANCE NETWORK INCHuman Services$256K$297K1994
CHILDHOOD BRAIN TUMOR FOUNDATIONVoluntary Health$253K$156K1999
AMERICAN PROSTHODONTIC FOUNDATIONEducation$210K$45K1998
ISAN & KUSUM PAUL FOUNDATION INCโ€”$188K$71K2016
COORDINATION COUNCIL OF CHINESE AMERICAN ASSOCIATIONS INCArts & Culture$177K$63K2003
ETHIO BETESEB MEDIAReligion$170K$72K2022
FRIENDS OF MONTGOMERY COUNTY FARM BUREAU INCORPORATEDEducation$116K$17K2021
ROCKVILLE FOOTBALL LEAGUE INCRecreation & Sports$111K$88K1996
ACE ACADEMY COYouth Development$108K$183K2023
HOLY GROUND CHURCH MARYLAND INCReligion$91K$81K2019
HUAYUAN CHINESE ACADEMY INCArts & Culture$87K$176K2012
CHINESE AMERICAN PARENTS ASSOCIATION OF MONTGOMERY COUNTYEducation$82K$91K2016
EAST WEST DANCE THEATRE INCArts & Culture$78K$87K1995
HELP PROVIDERS INITIATIVE INCHuman Services$77K$80K2019
JANNAH ACADEMY INCArts & Culture$76K$103K2020

Germantown, MD has 388 registered 501(c)(3) nonprofit organizations with combined assets of $1.1B. The most common category is Religion-Related, with 87 organizations. 20 nonprofits have assets exceeding $1 million. That works out to 42.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1940.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

306

Total Approved

$67.6M

Jobs Supported

2,589

Per 10K Residents

33.8

SBA loans

-70.4% vs peers avg

Unique Lenders

56

Top Lender

Manufacturers and Traders Trust Company

79 loans

Top Industry

Professional & Technical Services

Data Span

1992โ€“2026

Loan Program Breakdown

Source: SBA FOIA
7(a)97% of all loans

Loans

298

Total Amount

$61.5M

Avg Loan

$206,336

Median Loan

$77,500

SBA Guaranteed

$45.6M(74%)

Jobs Supported

2,321

5043% of all loans

Loans

8

Total Amount

$6.1M

Avg Loan

$759,875

Median Loan

$750,000

7(a) โ€” 97%504 โ€” 3%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

48

16% of all-time total

Recent Amount

$15.8M

23% of all-time total

Avg Recent Loan

$328,215

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Professional & Technical Services54 loans
NAICS 54
$8.0M
Accommodation & Food Services47 loans
NAICS 72
$20.4M
Health Care & Social Assistance44 loans
NAICS 62
$10.6M
Construction25 loans
NAICS 23
$2.0M
Retail Trade24 loans
NAICS 44
$3.6M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 50,000 - 100,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Cab Printers Inc.1$4.7M
Harvest Associates Inc3$3.9M
Honey Acres Farm Llc1$3.1M
Song Dog Spirits Llc1$2.9M
Crab Lagoon Llc1$2.3M
Thomas S Kim Dds Pa3$2.2M
Yuraku Japanese Restaurant1$1.4M
Love My Car Carwash, Inc.1$1.3M
Taste Place Inc.1$1.2M
Sykesville Veterinary Clinic Llc1$1.1M

Germantown, MD has received 306 SBA loans totaling $67.6M in approved funding between 1992 and 2026. The 7(a) program accounts for 298 loans (97% of the total), supporting 2,321 jobs. The 504 program, focused on real estate and large equipment, has funded 8 loans totaling $6.1M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Germantown is Manufacturers and Traders Trust Company with 79 loans. That works out to 33.8 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

18

Total Population

395,262

Avg Median Income

$137,447

Avg Home Value

-$36,460,515

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
208376,605$191,927$701,000$1,87940.3
20838409$223,571$807,100N/A0.9
20839116$101,250$900,000N/A3.0
208419,706$184,276$771,400$2,79427.1
208422,093$166,389$709,300$1,74555.6
2085050,365$122,691$687,200$2,27714.1
2085516,557$147,708$614,900$2,40513.1
2087128,329$177,120$628,800$2,31222.9
2087213,138$132,804$478,300$1,67519.9
2087462,233$109,648$385,300$1,93822.7
2087626,511$113,329$456,500$2,08110.8
2087739,068$86,103$462,500$1,8625.6
2087865,236$142,062$675,200$2,18820.4
2087926,120$105,109$433,500$1,8958.6
20880590$160,417$594,200N/A0.3
2088213,661$186,964$705,800$1,68637.8
2088634,419$98,767$366,400$1,8634.1
20899106$23,917N/A$8350.1

Germantown, MD has 18 ZIP codes with a combined population of 395,262. The average median household income across all ZIP codes is $137,447. The average median home value is -$36,460,515. The average median monthly rent is -$111,109,476.

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