Cost of Living in Germantown, MD
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
167.6
100 = national avg
+67.6 vs national average
Living Wage (1 Adult)
$73,733
per year
Living Wage (Family of 4)
$174,278
per year
Cost Index by Category
Housing209.1
Food135.7
Transportation141.0
Healthcare128.6
Utilities143.2
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$2,015
per month
2 Bedroom
$2,246
per month
The overall cost of living index in Germantown is 167.6, which is 67.6% above the national average. Housing costs are above the national average at an index of 209.1. A single adult needs to earn approximately $73,733 per year to cover basic expenses.