Gaithersburg, MD โ City Data, Demographics & Statistics
Montgomery County ยท Maryland
City DNA
A unique fingerprint for Gaithersburg based on 8 key metrics โ compared to averages.
Quick Stats
Population
69,225
2023 ACS
Median Income
$107,496
2023
Median Home Value
$484,500
2023
Median Rent
$2,008
2023
Median Age
37.8
Unemployment
5.1%
Cost of Living Index
171.3
100 = national avg
Gaithersburg is a city in Montgomery County, Maryland, with a population of 69,225 according to the 2023 American Community Survey. Gaithersburg is one of the communities in Maryland.
The median household income in Gaithersburg is $107,496, and the median home value is $484,500. The cost of living index is 171.3 (where 100 = national average), and the median rent is $2,008 per month. The unemployment rate is 5.1%, and the median age is 37.8 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
69,225
Male
32,684
47.2%
Female
36,541
52.8%
Median Age
37.8
Education & Household
Bachelor's or Higher
36.3%
High School or Higher
47.5%
Foreign Born
42.8%
Veterans
2.2%
Married
41.5%
Avg Household Size
2.7
Marital Status by Age
Race & Ethnicity
Diversity Index
0.683
Simpson's Index (0-1)
Largest Group
White
35.6%
Foreign Born
42.8%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
29.5%
20,414 people
Not Hispanic/Latino
70.5%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)Native Hawaiian & Pacific Islander Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
64,403
English Only
46.7%
#1 Non-English Language
Spanish
15,954 speakers
Limited English
23.7%
Language Distribution
English Proficiency
Speaks English Very Well
76.3%
Limited English Proficiency
23.7%
Veterans & Military
Total Veterans
1,496
2.2% of population
Disability Rate
33.0%
494 with disability
Veteran Median Income
$87,813
Unemployment Rate
1.0%
Period of Service
Veteran Age Distribution
Male Veterans
1,248
83.4%
Female Veterans
248
16.6%
Veteran vs Non-Veteran Income
Veteran Income
$87,813
Non-Veteran Income
$50,898
Difference
$36,915
72.5% higher
Disability Status
With Disability
494
Without Disability
1,002
Disability Rate
33.0%
Ancestry & Heritage
Total Reporting Ancestry
28,624
#1 Ancestry
German
5.9% (4,102)
#2 Ancestry
Irish
5.3% (3,674)
#3 Ancestry
English
5.0% (3,428)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
26,019
Family Households
17,066
65.6%
Married Couples
12,404
47.7%
Non-Family Households
8,953
34.4%
Single Mother Households
3,409
13.1%
Single Father Households
1,253
4.8%
Living Alone
7,193
27.6%
Children Under 18
Total Children
14,058
In Married Couple
10,848
77.2%
With Single Mother
2,575
18.3%
With Single Father
635
4.5%
Family Income
Median Family Income
$121,915
Married Couple Income
$142,515
Single Mother Income
$71,442
Single Father Income
$99,292
Avg Family Size
2.7
Avg Non-Family Size
2.5
Grandparents w/ Grandchildren
1,811
Grandparents Responsible
235
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$107,496
+47% vs national
Per Capita Income
$54,263
+46% vs national
Poverty Rate
8.8%
-35% vs national
Gini Index
0.4477
0 = perfect equality
Unemployment
5.1%
-1% vs national
SNAP Recipients
11.3%
of households
How Gaithersburg Compares
Gaithersburg vs Similar Cities
Compared to cities with 50,000 - 100,000 residents. Gaithersburg is highlighted.
Median Household Income
Gaithersburg, MD has a median household income of $107,496, making it the 3,907th highest median household income out of 28,123 cities in our database. This means that Gaithersburg has a higher median household income than 86% of all the cities we measured.
Per Capita Income
Gaithersburg, MD has a per capita income of $54,263, making it the 3,563rd highest per capita income out of 28,123 cities in our database. This means that Gaithersburg has a higher per capita income than 87% of all the cities we measured.
Poverty Rate
Gaithersburg, MD has a poverty rate of 8.8%, making it the 18,253rd highest poverty rate out of 31,262 cities in our database. This means that Gaithersburg has a higher poverty rate than 42% of all the cities we measured.
Unemployment Rate
Gaithersburg, MD has a unemployment rate of 5.1%, making it the 11,256th highest unemployment rate out of 31,012 cities in our database. This means that Gaithersburg has a higher unemployment rate than 64% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Gaithersburg. The median household income here is $107,496.
Income Distribution
Employment Snapshot
Unemployment Rate
5.1%
+9% vs MD avg
Labor Force
40,215
Employed
37,959
Mean Commute
22 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
36.3%
of adults 25+
High School Diploma+
47.5%
of adults 25+
Median Age
37.8
Work from Home
23.9%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Washington-Arlington-Alexandria, DC-VA-MD-WV metro area
Highest-Paying Job
Lawyers
Top Median Wage
$191.9K
per year
Occupations Tracked
20
Cost of Living
Overall Index
171.3
100 = national avg
+71.3 vs national average
Living Wage (1 Adult)
$75,366
per year
Living Wage (Family of 4)
$178,138
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$2,015
per month
2 Bedroom
$2,246
per month
The median household income in Gaithersburg, MD is $107,496, which is 46.8% above the national average of $73,224. Per capita income is $54,263. The poverty rate of 8.8% is lower than the MD state average of 9.4%. The Gini index of income inequality is 0.4477, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.1%, compared to the state average of 4.7%. The labor force is 40,215. 36.3% of adults hold a bachelor's degree or higher. The average commute time is 22 minutes, with 23.9% working from home. About 54.2% of workers drive alone to work. The overall cost of living index is 171.3, which is 71.3% above the national average. Housing costs are above the national average at an index of 231.0. A single adult needs to earn approximately $75,366 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin โ January 2026
Median Sale Price
$508,500
Median List Price
$525,000
Price Per Sq Ft
$299
Days on Market
75
Active Inventory
86
Months of Supply
3.3
Seller's market
Zillow Home Value
$516,114
ZHVI โ January 2026
Zillow Rent Index
$2,242
ZORI โ January 2026
Market CompetitivenessRedfin
Sold Above List
11.5%
Off Market in 2 Weeks
29.6%
Sale-to-List Ratio
99.1%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
26
New Listings
42
Pending Sales
44
Price Per Square FootRedfin
Median Sale $/SF
$299
Median List $/SF
$287
Gaithersburg vs Similar CitiesCensus ACS / Redfin
Compared to cities with 50,000 - 100,000 residents. Gaithersburg is highlighted.
Median Home Value
Gaithersburg, MD has a median home value of $484,500, making it the 3,148th highest median home value out of 27,993 cities in our database. This means that Gaithersburg has a higher median home value than 89% of all the cities we measured.
Median Rent
Gaithersburg, MD has a median rent of $2,008, making it the 1,636th highest median rent out of 22,337 cities in our database. This means that Gaithersburg has a higher median rent than 93% of all the cities we measured.
Median Price Per Sq Ft
Gaithersburg, MD has a price per square foot of $299, making it the 3,648th highest price per square foot out of 20,748 cities in our database. This means that Gaithersburg has a higher price per square foot than 82% of all the cities we measured.
Rent Burden
Gaithersburg, MD has a rent burden of 22.4%, making it the 5,785th highest rent burden out of 21,928 cities in our database. This means that Gaithersburg has a higher rent burden than 74% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$484,500
Median Rent
$2,008
Total Housing Units
27,386
Vacancy Rate
5.0%
Owner Occupied
51.3%
Renter Occupied
48.7%
Median Property Tax
$4,604
per year
Monthly Cost (w/ Mortgage)
$2,202
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$4,604
per year
Effective Tax Rate
0.95%
of home value
Median Home Value
$484,500
Estimated Mean Tax
$5,168
The effective property tax rate is calculated by dividing the median annual property tax ($4,604) by the median home value ($484,500). In Gaithersburg, MD, this works out to an effective rate of 0.95%. This is below the national average of approximately 1.1%.
The current median sale price in Gaithersburg, MD is $508,500 according to Redfin data. Homes spend a median of 75 days on the market. 11.5% of homes sold above asking price. The market has 3.3 months of supply. The median price per square foot is $299. Zillow's observed rent index is $2,242/month. About 51.3% of housing units are owner-occupied. The median year homes were built is 1989. There are 27,386 total housing units. Homeowners pay a median annual property tax of $4,604. The effective tax rate is 0.95%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
2.53
per 1,000 residents
-3% vs national
Property Crime Rate
13.12
per 1,000 residents
-24% vs national
Total Crimes
1,089
2024
Violent Clearance
44%
cases solved
Property Clearance
12%
cases solved
YoY Change
+9.2%
violent crime rate
worsening vs 2023
How Gaithersburg Compares
Source: FBI (2024)Gaithersburg vs Similar Cities
Source: FBI (2024)Compared to cities with 50,000 - 100,000 residents. Gaithersburg is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Gaithersburg police solve 47% of robbery cases but only 0% of murder cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 1 | 0.01 | 0.0% |
| Rape | Violent | 20 | 0.29 | 35.0% |
| Robbery | Violent | 45 | 0.65 | 46.7% |
| Aggravated Assault | Violent | 110 | 1.58 | 44.5% |
| Burglary | Property | 105 | 1.51 | 20.0% |
| Larceny/Theft | Property | 712 | 10.23 | 10.1% |
| Motor Vehicle Theft | Property | 96 | 1.38 | 17.7% |
Gaithersburg, MD reported 176 violent crimes and 913 property crimes in 2024. The violent crime rate of 2.53 per 1,000 residents is 2.7% below the national average of 2.60 per 1,000. Law enforcement cleared 44% of violent crimes. Larceny/theft accounts for 712 of the property crime reports. Firearms were involved in 26.4% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 176 | 913 | 2.53 | 13.12 |
| 2023 | 159 | 1,018 | 2.32 | 14.82 |
| 2022 | 144 | 701 | 2.10 | 10.21 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
91.7
Relatively Moderate
Expected Annual Loss
92.7
Score (0-100)
Social Vulnerability
19.9
Score (0-100)
Community Resilience
63.5
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
21
Public Assistance
$249.2M
Individual Assistance
$4.4M
Most Common Type
Snowstorm
5 declarations
Public Assistance by Category
Showing 20 of 24 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
775
Total Claims Paid
$4,765,802
Avg Claim Payout
$6,149
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
12
Federal Funding
$3,282,396
Properties Protected
5
Avg Benefit-Cost Ratio
0.83
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 601.1: Generators | 3 | $566,891 |
| 601.2: Generators - Regular | 2 | $383,960 |
| 405.1: Other Minor Flood Control | 1 | $738,750 |
| 203.1: Wet Floodproofing Private Structures - Riverine; 500.2: Flood Control - Berm, Levee, or Dike | 1 | $1,385,623 |
| 91.1: Local Multihazard Mitigation Plan | 1 | $69,000 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Gaithersburg has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, heat wave, strong wind. The area has had 21 federal disaster declarations. The most common disaster type is snowstorm (5 declarations). 775 flood insurance claims have been filed in the area. FEMA has obligated $249,202,897 in public assistance recovery funding. $4,415,608 has been distributed in individual assistance to disaster-affected residents. 12 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
26.9%
9.2pp below the national average
Depression Rate
17.6%
5.9pp below the national average
Diabetes Rate
10.5%
1.4pp below the national average
Uninsured Rate
12.2%
1.6pp above the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
39.2%
Arthritis
19.1%
Cancer (excl. skin)
6.1%
Teeth Lost (65+)
7.7%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
13.3%
14+ days in past month
Depression
17.6%
Loneliness
34.4%
Lack of Support
24.1%
Disability Prevalence
Any Disability
23.5%
Mobility
9.8%
Cognitive
11.7%
Hearing
4.9%
Vision
4.7%
Self-Care
3.1%
Independent Living
6.2%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Gaithersburg has an obesity rate of 26.9%, which is 9.2pp below the national average. The depression rate is 17.6%, 5.9pp below the national average. About 12.2% of adults lack health insurance. 75.1% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
5
Avg CMS Rating
2.5 / 5
Nearest Hospital
4.2 mi
Adventist Healthcare Shady Gro...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Adventist Healthcare Shady Grove Medical Center | 4.2 mi | Acute Care Hospitals | 2/5 | Yes |
| Holy Cross Germantown Hospital | 4.5 mi | Acute Care Hospitals | 2/5 | Yes |
| Medstar Montgomery Medical Center | 6.3 mi | Acute Care Hospitals | 3/5 | Yes |
| Suburban Hospital | 11.1 mi | Acute Care Hospitals | 3/5 | Yes |
| Walter Reed National Military Med Cen | 11.1 mi | Acute Care - Department of Defense | โ | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
8
Pop. Served
874
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| DOGWOOD MANOR MOBILE HOME PARK | 190 | 0 |
| HIDDEN VALLEY | 125 | 0 |
| CIRCLE DRIVE MOBILE HOME PARK | 125 | 0 |
| HUNTERS CREEK ESTATES | 125 | 0 |
| BEAN CREEK RESORT | 112 | 0 |
| PHELPS MOBILE HOME VILLA | 98 | 0 |
| BERKELEY SPRINGS MHC | 69 | 0 |
| ROUND LAKE ESTATES | 30 | 0 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total COโe
61.3K MT
Top Emitter
National Institute of Standards and Technology
61.3K MT COโe
Total COโe vs Similar Cities (50,000 - 100,000)
| Facility | Sector | COโe (MT) |
|---|---|---|
National Institute of Standards and Technology Us Government (%) | Other | 61,268 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons COโe/year.
There are 8 water systems serving the area. 1 industrial facility reports greenhouse gas emissions totaling 61.3K metric tons of COโe.
Infrastructure
Commute Overview2023 ACS
Mean Commute
22 min
-5% vs national
Drive Alone
54.2%
-31% vs national
Public Transit
6.6%
+638% vs national
Work From Home
23.9%
+157% vs national
Carpool
10.7%
Walk / Bike
2.2%
combined
How Gaithersburg's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
3-Year Avg
1
fatalities/yr
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 0 | 0 |
| 2022 | 1 | 1 | 0 | 0 | 0 |
| 2019 | 1 | 1 | 0 | 1 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Gaithersburg, MD is 22 minutes, which is 5.1% below the national average of 23 minutes. 54.2% of workers drive alone, compared to the national average of 78.7%. 23.9% work from home, which is above the MD state average of 13.4%. Public transit is used by 6.6% of commuters, compared to the national average of 0.9%. 10.7% of workers carpool. 1.8% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
96.0%
of households
Cable / Fiber / DSL
86.5%
of households
No Internet
1.9%
of households
Total Households
26,019
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
98.6%
of households
Smartphone
93.6%
of households
Desktop / Laptop
86.5%
of households
Tablet
72.5%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
17.9ยข
per kWh
-3% vs 50,000 - 100,000 avg
Commercial Rate
13.0ยข
per kWh
-12% vs 50,000 - 100,000 avg
Industrial Rate
10.0ยข
per kWh
-10% vs 50,000 - 100,000 avg
Avg Monthly Bill
$166
residential
+14% vs 50,000 - 100,000 avg
5% above the national average of 17.1ยข/kWh
Residential electricity in Maryland averages 17.9ยข per kWh, compared to the national average of 17.1ยข. The average monthly electric bill is $166. State-level averages from EIA Electric Sales & Revenue data (2024).
Gaithersburg vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (50,000 - 100,000). Each city represents its state's average rate.
Residential Rate (ยข/kWh)
Commercial Rate (ยข/kWh)
Industrial Rate (ยข/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
8
Population Served
874
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| DOGWOOD MANOR MOBILE HOME PARK | Community | Ground water | 190 | 0 |
| HIDDEN VALLEY | Community | Ground water | 125 | 0 |
| CIRCLE DRIVE MOBILE HOME PARK | Community | Ground water | 125 | 0 |
| HUNTERS CREEK ESTATES | Community | Ground water | 125 | 0 |
| BEAN CREEK RESORT | Community | Ground water | 112 | 0 |
| PHELPS MOBILE HOME VILLA | Community | Ground water | 98 | 0 |
| BERKELEY SPRINGS MHC | Community | Ground water | 69 | 0 |
| ROUND LAKE ESTATES | Community | Ground water | 30 | 0 |
96.0% of households in Gaithersburg have broadband internet access. 86.5% have cable, fiber, or DSL service. 7.1% rely solely on cellular data without a wired connection. 1.9% of households have no internet access. 6.3% use only a smartphone without a desktop or laptop. The area is served by 8 water systems, providing water to 874 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Gaithersburg is located in Montgomery County, MD. Results reflect all voters in the county, not just those in Gaithersburg.
Election Overview
Source: Montgomery County (2024)2024 Winner
Democrat
Dem Votes
386,581
75.2%
GOP Votes
112,637
21.9%
Total Votes
513,919
Margin
D+53.3%
Shift from 2020
R+6.4pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 386,581 | 112,637 | 513,919 | 75.2% | 21.9% | D+53.3 |
| 2020 | 419,569 | 101,222 | 533,743 | 78.6% | 19.0% | D+59.6 |
| 2016 | 309,761 | 82,985 | 408,300 | 75.9% | 20.3% | D+55.6 |
In the 2024 presidential election, Montgomery County recorded 513,919 total votes. Democrats won the county with 75.2% of the vote compared to 21.9% for Republicans, a margin of D+53.3%. Compared to 2020, the margin shifted R+6.4pp from the previous election. Since 2016, Montgomery County has shifted 2.3 percentage points toward Republicans.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
680
Total Assets
$3.1B
Total Income
$2.3B
Per 10K Residents
98.2
nonprofits
+94.2% vs peers avg
Orgs with >$1M Assets
52
Median Assets
$141K
Oldest Active
1938
ruling year
Newest Org
2026
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $2.8B of $3.1B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 50,000 - 100,000
Largest Nonprofits in Gaithersburg
Source: IRS Exempt Organizations BMFGaithersburg, MD has 680 registered 501(c)(3) nonprofit organizations with combined assets of $3.1B. The most common category is Religion-Related, with 137 organizations. 52 nonprofits have assets exceeding $1 million. That works out to 98.2 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1938.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
907
Total Approved
$234.1M
Jobs Supported
8,841
Per 10K Residents
131.0
SBA loans
+56.3% vs peers avg
Unique Lenders
114
Top Lender
Manufacturers and Traders Trust Company
207 loans
Top Industry
Professional & Technical Services
Data Span
1992โ2026
Loan Program Breakdown
Source: SBA FOIALoans
836
Total Amount
$189.2M
Avg Loan
$226,340
Median Loan
$100,000
SBA Guaranteed
$136.3M(72%)
Jobs Supported
7,271
Loans
71
Total Amount
$44.9M
Avg Loan
$632,521
Median Loan
$418,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
158
17% of all-time total
Recent Amount
$64.2M
27% of all-time total
Avg Recent Loan
$406,256
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 50,000 - 100,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Shah & Associates Inc. | 1 | $5.0M |
| Jkm Electric Llc | 2 | $4.4M |
| Tra-cal | 2 | $4.3M |
| Magbio Genomics, Inc. | 1 | $3.9M |
| M.l.m. International Corp. | 3 | $3.4M |
| Kidsco Inc. | 2 | $3.3M |
| Options for Senior America Corporation | 1 | $2.9M |
| Potomac Disposal Inc. | 1 | $2.5M |
| Mlm International Corporation | 1 | $2.5M |
| Lkc Technologies Inc. | 1 | $2.2M |
Gaithersburg, MD has received 907 SBA loans totaling $234.1M in approved funding between 1992 and 2026. The 7(a) program accounts for 836 loans (92% of the total), supporting 7,271 jobs. The 504 program, focused on real estate and large equipment, has funded 71 loans totaling $44.9M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Gaithersburg is Manufacturers and Traders Trust Company with 207 loans. That works out to 131.0 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
23
Total Population
624,745
Avg Median Income
-$28,843,901
Avg Home Value
-$28,379,846
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 20832 | 25,766 | $166,892 | $601,300 | $2,429 | 9.6 |
| 20833 | 7,868 | $203,631 | $762,200 | $2,254 | 19.1 |
| 20841 | 9,706 | $184,276 | $771,400 | $2,794 | 27.1 |
| 20850 | 50,365 | $122,691 | $687,200 | $2,277 | 14.1 |
| 20851 | 14,660 | $113,951 | $523,800 | $1,924 | 2.5 |
| 20852 | 47,857 | $121,496 | $646,100 | $2,212 | 8.1 |
| 20853 | 31,438 | $157,168 | $605,800 | $1,944 | 9.0 |
| 20854 | 49,694 | $250,001 | $1,105,300 | $3,180 | 33.9 |
| 20855 | 16,557 | $147,708 | $614,900 | $2,405 | 13.1 |
| 20860 | 2,062 | N/A | $665,000 | $1,446 | 3.6 |
| 20862 | 393 | $242,721 | $804,200 | N/A | 1.6 |
| 20871 | 28,329 | $177,120 | $628,800 | $2,312 | 22.9 |
| 20874 | 62,233 | $109,648 | $385,300 | $1,938 | 22.7 |
| 20876 | 26,511 | $113,329 | $456,500 | $2,081 | 10.8 |
| 20877 | 39,068 | $86,103 | $462,500 | $1,862 | 5.6 |
| 20878 | 65,236 | $142,062 | $675,200 | $2,188 | 20.4 |
| 20879 | 26,120 | $105,109 | $433,500 | $1,895 | 8.6 |
| 20880 | 590 | $160,417 | $594,200 | N/A | 0.3 |
| 20882 | 13,661 | $186,964 | $705,800 | $1,686 | 37.8 |
| 20886 | 34,419 | $98,767 | $366,400 | $1,863 | 4.1 |
| 20896 | 890 | $250,001 | $994,200 | $2,750 | 0.3 |
| 20899 | 106 | $23,917 | N/A | $835 | 0.1 |
| 20906 | 71,216 | $92,964 | $440,600 | $1,945 | 12.7 |
Gaithersburg, MD has 23 ZIP codes with a combined population of 624,745. The average median household income across all ZIP codes is -$28,843,901. The average median home value is -$28,379,846. The average median monthly rent is -$57,969,092.
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