Cost of Living in Cumberland, MD
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
79.4
100 = national avg
-20.6 vs national average
Living Wage (1 Adult)
$34,928
per year
Living Wage (Family of 4)
$82,558
per year
Cost Index by Category
Housing75.0
Food86.5
Transportation77.1
Healthcare89.2
Utilities86.9
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$823
per month
2 Bedroom
$973
per month
The overall cost of living index in Cumberland is 79.4, which is 20.6% below the national average. Housing costs are below the national average at an index of 75.0. A single adult needs to earn approximately $34,928 per year to cover basic expenses.