Annapolis, MD — City Data, Demographics & Statistics
Anne Arundel County · Maryland
City DNA
A unique fingerprint for Annapolis based on 8 key metrics — compared to averages.
Quick Stats
Population
40,744
2023 ACS
Median Income
$104,257
2023
Median Home Value
$510,200
2023
Median Rent
$1,855
2023
Median Age
40.9
Unemployment
4.0%
Cost of Living Index
169.1
100 = national avg
Annapolis is a city in Anne Arundel County, Maryland, with a population of 40,744 according to the 2023 American Community Survey. Annapolis is one of the communities in Maryland.
The median household income in Annapolis is $104,257, and the median home value is $510,200. The cost of living index is 169.1 (where 100 = national average), and the median rent is $1,855 per month. The unemployment rate is 4.0%, and the median age is 40.9 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
40,744
Male
19,490
47.8%
Female
21,254
52.2%
Median Age
40.9
Education & Household
Bachelor's or Higher
37.7%
High School or Higher
47.4%
Foreign Born
10.9%
Veterans
6.9%
Married
39.6%
Avg Household Size
2.3
Marital Status by Age
Race & Ethnicity
Diversity Index
0.535
Simpson's Index (0-1)
Largest Group
White
61.6%
Foreign Born
10.9%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
18.6%
7,595 people
Not Hispanic/Latino
81.4%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
38,063
English Only
82.3%
#1 Non-English Language
Spanish
4,371 speakers
Limited English
7.0%
Language Distribution
English Proficiency
Speaks English Very Well
93.0%
Limited English Proficiency
7.0%
Veterans & Military
Total Veterans
2,815
6.9% of population
Disability Rate
23.8%
670 with disability
Veteran Median Income
$94,987
Unemployment Rate
2.3%
Period of Service
Veteran Age Distribution
Male Veterans
2,302
81.8%
Female Veterans
513
18.2%
Veteran vs Non-Veteran Income
Veteran Income
$94,987
Non-Veteran Income
$56,703
Difference
$38,284
67.5% higher
Disability Status
With Disability
670
Without Disability
2,145
Disability Rate
23.8%
Ancestry & Heritage
Total Reporting Ancestry
25,741
#1 Ancestry
Irish
11.7% (4,771)
#2 Ancestry
English
11.2% (4,577)
#3 Ancestry
German
10.7% (4,376)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
17,523
Family Households
9,367
53.5%
Married Couples
7,005
40.0%
Non-Family Households
8,156
46.5%
Single Mother Households
1,770
10.1%
Single Father Households
592
3.4%
Living Alone
7,021
40.1%
Children Under 18
Total Children
7,047
In Married Couple
4,915
69.7%
With Single Mother
1,465
20.8%
With Single Father
667
9.5%
Family Income
Median Family Income
$129,676
Married Couple Income
$162,236
Single Mother Income
$70,208
Single Father Income
$67,593
Avg Family Size
2.3
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
663
Grandparents Responsible
276
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$104,257
+42% vs national
Per Capita Income
$64,213
+73% vs national
Poverty Rate
7.2%
-47% vs national
Gini Index
0.4632
0 = perfect equality
Unemployment
4.0%
-22% vs national
SNAP Recipients
9.0%
of households
How Annapolis Compares
Annapolis vs Similar Cities
Compared to cities with 25,000 - 50,000 residents. Annapolis is highlighted.
Median Household Income
Annapolis, MD has a median household income of $104,257, making it the 4,305th highest median household income out of 28,123 cities in our database. This means that Annapolis has a higher median household income than 85% of all the cities we measured.
Per Capita Income
Annapolis, MD has a per capita income of $64,213, making it the 2,128th highest per capita income out of 28,123 cities in our database. This means that Annapolis has a higher per capita income than 92% of all the cities we measured.
Poverty Rate
Annapolis, MD has a poverty rate of 7.2%, making it the 20,578th highest poverty rate out of 31,262 cities in our database. This means that Annapolis has a higher poverty rate than 34% of all the cities we measured.
Unemployment Rate
Annapolis, MD has a unemployment rate of 4.0%, making it the 14,451st highest unemployment rate out of 31,012 cities in our database. This means that Annapolis has a higher unemployment rate than 53% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Annapolis. The median household income here is $104,257.
Income Distribution
Employment Snapshot
Unemployment Rate
4.0%
-14% vs MD avg
Labor Force
22,778
Employed
21,465
Mean Commute
24 min
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
37.7%
of adults 25+
High School Diploma+
47.4%
of adults 25+
Median Age
40.9
Work from Home
17.4%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Baltimore-Columbia-Towson, MD metro area
Highest-Paying Job
Software Developers
Top Median Wage
$137.3K
per year
Occupations Tracked
20
Cost of Living
Overall Index
169.1
100 = national avg
+69.1 vs national average
Living Wage (1 Adult)
$74,399
per year
Living Wage (Family of 4)
$175,853
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,511
per month
2 Bedroom
$1,857
per month
The median household income in Annapolis, MD is $104,257, which is 42.4% above the national average of $73,224. Per capita income is $64,213. The poverty rate of 7.2% is lower than the MD state average of 9.4%. The Gini index of income inequality is 0.4632, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 4.0%, compared to the state average of 4.7%. The labor force is 22,778. 37.7% of adults hold a bachelor's degree or higher. The average commute time is 24 minutes, with 17.4% working from home. About 64.5% of workers drive alone to work. The overall cost of living index is 169.1, which is 69.1% above the national average. Housing costs are above the national average at an index of 228.1. A single adult needs to earn approximately $74,399 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$660,000
Median List Price
$579,000
Price Per Sq Ft
$336
Days on Market
65
Active Inventory
81
Months of Supply
2.1
Seller's market
Zillow Home Value
$600,755
ZHVI — January 2026
Zillow Rent Index
$2,209
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
15.4%
Off Market in 2 Weeks
48.3%
Sale-to-List Ratio
98.2%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
39
New Listings
42
Pending Sales
29
Price Per Square FootRedfin
Median Sale $/SF
$336
Median List $/SF
$296
House Price IndexFHFA
How much have housing prices increased in Annapolis, MD? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Baltimore-Columbia-Towson, MD metro area, home prices have risen 434.0% over the past 40 years. Over 20 years, prices grew 46.9%. The 10-year growth rate is 61.3%. Over the last 5 years, prices increased 38.3%. In the most recent 2-year period, the index rose 9.1%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Baltimore-Columbia-Towson, MD housing market rather than Annapolis alone.
Metro area: Baltimore-Columbia-Towson, MD
Annapolis vs Similar CitiesCensus ACS / Redfin
Compared to cities with 25,000 - 50,000 residents. Annapolis is highlighted.
Median Home Value
Annapolis, MD has a median home value of $510,200, making it the 2,895th highest median home value out of 27,993 cities in our database. This means that Annapolis has a higher median home value than 90% of all the cities we measured.
Median Rent
Annapolis, MD has a median rent of $1,855, making it the 2,145th highest median rent out of 22,337 cities in our database. This means that Annapolis has a higher median rent than 90% of all the cities we measured.
Median Price Per Sq Ft
Annapolis, MD has a price per square foot of $336, making it the 2,823rd highest price per square foot out of 20,748 cities in our database. This means that Annapolis has a higher price per square foot than 86% of all the cities we measured.
Rent Burden
Annapolis, MD has a rent burden of 21.4%, making it the 7,005th highest rent burden out of 21,928 cities in our database. This means that Annapolis has a higher rent burden than 68% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$510,200
Median Rent
$1,855
Total Housing Units
19,186
Vacancy Rate
8.7%
Owner Occupied
59.9%
Renter Occupied
40.1%
Median Property Tax
$5,075
per year
Monthly Cost (w/ Mortgage)
$1,962
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$5,075
per year
Effective Tax Rate
0.99%
of home value
Median Home Value
$510,200
Estimated Mean Tax
$6,293
The effective property tax rate is calculated by dividing the median annual property tax ($5,075) by the median home value ($510,200). In Annapolis, MD, this works out to an effective rate of 0.99%. This is below the national average of approximately 1.1%.
The current median sale price in Annapolis, MD is $660,000 according to Redfin data. Homes spend a median of 65 days on the market. 15.4% of homes sold above asking price. The market has 2.1 months of supply. The median price per square foot is $336. Zillow's observed rent index is $2,209/month. About 59.9% of housing units are owner-occupied. The median year homes were built is 1974. There are 19,186 total housing units. Homeowners pay a median annual property tax of $5,075. The effective tax rate is 0.99%, below the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
8.08
per 1,000 residents
+211% vs national
Property Crime Rate
20.94
per 1,000 residents
+22% vs national
Total Crimes
1,174
2024
Violent Clearance
24%
cases solved
Property Clearance
9%
cases solved
YoY Change
+20.0%
violent crime rate
worsening vs 2023
How Annapolis Compares
Source: FBI (2024)Annapolis vs Similar Cities
Source: FBI (2024)Compared to cities with 25,000 - 50,000 residents. Annapolis is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Annapolis police solve 33% of murder cases but only 4% of motor vehicle theft cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 3 | 0.07 | 33.3% |
| Rape | Violent | 36 | 0.89 | 8.3% |
| Robbery | Violent | 69 | 1.71 | 17.4% |
| Aggravated Assault | Violent | 219 | 5.41 | 29.2% |
| Burglary | Property | 69 | 1.71 | 11.6% |
| Larceny/Theft | Property | 669 | 16.54 | 9.0% |
| Motor Vehicle Theft | Property | 109 | 2.69 | 3.7% |
Annapolis, MD reported 327 violent crimes and 847 property crimes in 2024. The violent crime rate of 8.08 per 1,000 residents is 211.0% above the national average of 2.60 per 1,000. Law enforcement cleared 24% of violent crimes. Larceny/theft accounts for 669 of the property crime reports. Firearms were involved in 22.8% of aggravated assaults. Violent crime has been trending upward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 327 | 847 | 8.08 | 20.94 |
| 2023 | 273 | 954 | 6.73 | 23.53 |
| 2022 | 215 | 788 | 5.30 | 19.44 |
| 2020 | 252 | 794 | 6.41 | 20.20 |
| 2019 | 252 | 924 | 6.42 | 23.53 |
| 2018 | 215 | 910 | 5.45 | 23.06 |
| 2017 | 221 | 933 | 5.58 | 23.56 |
| 2016 | 250 | 938 | 6.30 | 23.63 |
| 2015 | 189 | 977 | 4.85 | 25.06 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
81.9
Relatively Moderate
Expected Annual Loss
88.3
Score (0-100)
Social Vulnerability
10.6
Score (0-100)
Community Resilience
89.0
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
23
Public Assistance
$68.1M
Individual Assistance
$6.5M
Most Common Type
Snowstorm
7 declarations
Public Assistance by Category
| Disaster | Type | Date | PA $ | IA $ |
|---|---|---|---|---|
| Severe Winter Storm → | Winter Storm | Jan 2026 | — | — |
| Covid-19 Pandemic → | Biological | Mar 2020 | $58.8M | $2.6M |
| Covid-19 → | Biological | Mar 2020 | — | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Mar 2016 | $5.3M | — |
| Hurricane Sandy → | Hurricane | Nov 2012 | $2.8M | — |
| Hurricane Sandy → | Hurricane | Oct 2012 | — | — |
| Severe Storms and Straight-line Winds → | Severe Storm(s) | Aug 2012 | $2K | — |
| Remnants of Tropical Storm Lee → | Flood | Oct 2011 | — | — |
| Hurricane Irene → | Hurricane | Aug 2011 | $935K | — |
| Severe Winter Storms and Snowstorms → | Snowstorm | May 2010 | $5K | — |
| Severe Winter Storm and Snowstorm → | Snowstorm | Feb 2010 | — | — |
| Hurricane Katrina Evacuation → | Hurricane | Sep 2005 | — | — |
| Hurricane Isabel → | Hurricane | Sep 2003 | — | $3.9M |
| Snow → | Severe Storm | Mar 2003 | — | — |
| Severe Winter Storm → | Severe Storm | Apr 2000 | — | — |
| Hurricane Floyd Major Disaster Declarati… → | Hurricane | Sep 1999 | $341K | — |
| Blizzard of 96 (severe Snow Storm) → | Snowstorm | Jan 1996 | — | — |
| Severe Winter Weather and Ice Storms → | Snowstorm | Mar 1994 | — | — |
| Severe Snowfall & Winter Storm → | Snowstorm | Mar 1993 | — | — |
| Severe Storms, Tornadoes & Flooding → | Severe Storm | Sep 1979 | — | — |
Showing 20 of 24 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
2,820
Total Claims Paid
$53,058,635
Avg Claim Payout
$18,815
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
23
Federal Funding
$7,823,146
Properties Protected
21
Avg Benefit-Cost Ratio
0.84
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 202.2: Elevation of Private Structures - Coastal | 3 | $363,275 |
| 91.1: Local Multihazard Mitigation Plan | 3 | $160,370 |
| 601.1: Generators | 2 | $526,194 |
| 100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.) | 2 | $5,732 |
| 601.2: Generators - Regular | 2 | $552,046 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Annapolis has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, lightning, heat wave. The area has had 23 federal disaster declarations. The most common disaster type is snowstorm (7 declarations). 2,820 flood insurance claims have been filed in the area. FEMA has obligated $68,123,385 in public assistance recovery funding. $6,544,869 has been distributed in individual assistance to disaster-affected residents. 23 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
34.9%
1.2pp below the national average
Depression Rate
19.8%
3.7pp below the national average
Diabetes Rate
10.4%
1.5pp below the national average
Uninsured Rate
9.1%
1.5pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
34.6%
Arthritis
24.3%
Cancer (excl. skin)
8.0%
Teeth Lost (65+)
9.1%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
14.4%
14+ days in past month
Depression
19.8%
Loneliness
33.4%
Lack of Support
21.5%
Disability Prevalence
Any Disability
26.0%
Mobility
11.1%
Cognitive
11.8%
Hearing
5.2%
Vision
3.9%
Self-Care
2.9%
Independent Living
6.3%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Annapolis has an obesity rate of 34.9%, which is 1.2pp below the national average. The depression rate is 19.8%, 3.7pp below the national average. About 9.1% of adults lack health insurance. 79.2% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
3.5 / 5
Nearest Hospital
2.8 mi
Luminis Health Anne Arundel Me...
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Luminis Health Anne Arundel Medical Center, Inc | 2.8 mi | Acute Care Hospitals | 3/5 | Yes |
| Luminis Health J Kent Mcnew Family Medical Center | 2.8 mi | Psychiatric | — | Yes |
| University Of Md Baltimore Washington Medical Center | 14.7 mi | Acute Care Hospitals | 4/5 | Yes |
| University Of Md Capital Region Medical Center | 15.7 mi | Acute Care Hospitals | 3/5 | Yes |
| Medstar Harbor Hospital | 18.5 mi | Acute Care Hospitals | 4/5 | — |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
4
Pop. Served
43,780
Violations (5yr)
0
No violations
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| CITY OF ANNAPOLIS | 35,000 | 0 |
| U.S. NAVAL ACADEMY | 8,700 | 0 |
| MAYO CENTER AND APARTMENTS | 60 | 0 |
| TENTHOUSE CREEK COMMUNITY | 20 | 0 |
There are 4 water systems serving the area.
Infrastructure
Commute Overview2023 ACS
Mean Commute
24 min
+1% vs national
Drive Alone
64.5%
-18% vs national
Public Transit
4.0%
+343% vs national
Work From Home
17.4%
+87% vs national
Carpool
7.2%
Walk / Bike
5.1%
combined
How Annapolis's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
2-Year Avg
1
fatalities/yr
Pedestrian
1
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 1 | 0 |
| 2021 | 1 | 1 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
The average commute in Annapolis, MD is 24 minutes, which is 1.3% above the national average of 23 minutes. 64.5% of workers drive alone, compared to the national average of 78.7%. 17.4% work from home, which is above the MD state average of 13.4%. Public transit is used by 4.0% of commuters, compared to the national average of 0.9%. 7.2% of workers carpool. 4.7% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash. 1 was a pedestrian.
Internet & Broadband Access
Source: Census ACSBroadband Access
92.9%
of households
Cable / Fiber / DSL
79.5%
of households
No Internet
4.0%
of households
Total Households
17,523
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
95.8%
of households
Smartphone
91.9%
of households
Desktop / Laptop
86.0%
of households
Tablet
73.3%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
17.9¢
per kWh
-6% vs 25,000 - 50,000 avg
Commercial Rate
13.0¢
per kWh
-16% vs 25,000 - 50,000 avg
Industrial Rate
10.0¢
per kWh
-16% vs 25,000 - 50,000 avg
Avg Monthly Bill
$166
residential
+13% vs 25,000 - 50,000 avg
5% above the national average of 17.1¢/kWh
Residential electricity in Maryland averages 17.9¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $166. State-level averages from EIA Electric Sales & Revenue data (2024).
Annapolis vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (25,000 - 50,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
4
Population Served
43,780
Violations (5yr)
0
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| CITY OF ANNAPOLIS | Community | Ground water | 35,000 | 0 |
| U.S. NAVAL ACADEMY | Community | Ground water | 8,700 | 0 |
| MAYO CENTER AND APARTMENTS | Community | Ground water | 60 | 0 |
| TENTHOUSE CREEK COMMUNITY | Community | Ground water | 20 | 0 |
92.9% of households in Annapolis have broadband internet access. 79.5% have cable, fiber, or DSL service. 11.1% rely solely on cellular data without a wired connection. 4.0% of households have no internet access. The area is served by 4 water systems, providing water to 43,780 people. No water quality violations have been reported in the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Annapolis is located in Anne Arundel County, MD. Results reflect all voters in the county, not just those in Annapolis.
Election Overview
Source: Anne Arundel County (2024)2024 Winner
Democrat
Dem Votes
171,945
55.7%
GOP Votes
128,892
41.7%
Total Votes
308,782
Margin
D+13.9%
Shift from 2020
R+0.6pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 171,945 | 128,892 | 308,782 | 55.7% | 41.7% | D+13.9 |
| 2020 | 172,823 | 127,821 | 309,617 | 55.8% | 41.3% | D+14.5 |
| 2016 | 116,074 | 114,509 | 242,939 | 47.8% | 47.1% | D+0.6 |
In the 2024 presidential election, Anne Arundel County recorded 308,782 total votes. Democrats won the county with 55.7% of the vote compared to 41.7% for Republicans, a margin of D+13.9%. Compared to 2020, the margin shifted R+0.6pp from the previous election. Since 2016, Anne Arundel County has shifted 13.3 percentage points toward Democrats.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
684
Total Assets
$4.7B
Total Income
$2.5B
Per 10K Residents
167.9
nonprofits
+136.9% vs peers avg
Orgs with >$1M Assets
127
Median Assets
$358K
Oldest Active
1938
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $3.6B of $4.7B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 25,000 - 50,000
Largest Nonprofits in Annapolis
Source: IRS Exempt Organizations BMFAnnapolis, MD has 684 registered 501(c)(3) nonprofit organizations with combined assets of $4.7B. The most common category is Education, with 74 organizations. 127 nonprofits have assets exceeding $1 million. That works out to 167.9 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1938.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
903
Total Approved
$260.1M
Jobs Supported
7,438
Per 10K Residents
221.6
SBA loans
+159.6% vs peers avg
Unique Lenders
103
Top Lender
Manufacturers and Traders Trust Company
188 loans
Top Industry
Professional & Technical Services
Data Span
1992–2026
Loan Program Breakdown
Source: SBA FOIALoans
841
Total Amount
$220.8M
Avg Loan
$262,539
Median Loan
$100,000
SBA Guaranteed
$160.8M(73%)
Jobs Supported
6,107
Loans
62
Total Amount
$39.3M
Avg Loan
$633,177
Median Loan
$492,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
125
14% of all-time total
Recent Amount
$58.0M
22% of all-time total
Avg Recent Loan
$464,164
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 25,000 - 50,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Ffc Holdings Llc | 1 | $5.0M |
| Days Cove Reclamation Company | 1 | $4.0M |
| Uproar Pr Llc | 2 | $3.7M |
| United States Yacht Shows Inc Affiliates & Paul a Jacobs Co-borrowers | 2 | $3.5M |
| Chick & Ruth's Delly | 1 | $2.8M |
| Primrose School of Annapolis | 1 | $2.7M |
| Kiddie Academy of Annapolis | 1 | $2.6M |
| Sola Ventures Inc | 3 | $2.6M |
| Customer Service Experts Inc. | 4 | $2.6M |
| Scarborough Advisors Llc | 1 | $2.5M |
Annapolis, MD has received 903 SBA loans totaling $260.1M in approved funding between 1992 and 2026. The 7(a) program accounts for 841 loans (93% of the total), supporting 6,107 jobs. The 504 program, focused on real estate and large equipment, has funded 62 loans totaling $39.3M. The most common industry receiving SBA funding is Professional & Technical Services. The most active SBA lender in Annapolis is Manufacturers and Traders Trust Company with 188 loans. That works out to 221.6 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
18
Total Population
295,861
Avg Median Income
$144,415
Avg Home Value
-$36,416,126
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 20764 | 3,011 | $111,129 | $376,800 | $2,204 | 4.0 |
| 20765 | 631 | $131,023 | $480,600 | N/A | 0.5 |
| 20776 | 3,354 | $122,440 | $588,400 | N/A | 21.6 |
| 21012 | 22,306 | $137,544 | $552,000 | $2,171 | 9.8 |
| 21032 | 8,553 | $175,234 | $643,000 | $2,371 | 17.3 |
| 21035 | 7,787 | $176,597 | $801,400 | $2,920 | 31.1 |
| 21037 | 20,851 | $135,541 | $530,900 | $2,276 | 16.8 |
| 21056 | 264 | $250,001 | $2,000,001 | N/A | 1.4 |
| 21114 | 25,724 | $136,250 | $479,700 | $2,128 | 5.8 |
| 21122 | 61,589 | $121,732 | $412,100 | $2,077 | 31.4 |
| 21140 | 4,231 | $152,188 | $598,200 | $2,071 | 1.4 |
| 21146 | 28,489 | $169,835 | $643,600 | $1,619 | 10.1 |
| 21401 | 39,118 | $119,296 | $580,600 | $2,106 | 19.9 |
| 21402 | 2,390 | $85,893 | N/A | $2,690 | 1.9 |
| 21403 | 32,757 | $115,068 | $566,900 | $1,872 | 9.3 |
| 21405 | 426 | $182,614 | $944,000 | N/A | 1.0 |
| 21409 | 20,175 | $146,667 | $499,700 | $2,007 | 14.0 |
| 21666 | 14,205 | $130,426 | $478,500 | $1,755 | 21.9 |
Annapolis, MD has 18 ZIP codes with a combined population of 295,861. The average median household income across all ZIP codes is $144,415. The average median home value is -$36,416,126. The average median monthly rent is -$148,146,466.
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