Waterville, ME — City Data, Demographics & Statistics
Kennebec County · Maine
City DNA
A unique fingerprint for Waterville based on 8 key metrics — compared to averages.
Quick Stats
Population
16,704
2023 ACS
Median Income
$47,489
2023
Median Home Value
$173,700
2023
Median Rent
$957
2023
Median Age
34.5
Unemployment
5.4%
Cost of Living Index
89.0
100 = national avg
Waterville is a city in Kennebec County, Maine, with a population of 16,704 according to the 2023 American Community Survey. Waterville is one of the communities in Maine.
The median household income in Waterville is $47,489, and the median home value is $173,700. The cost of living index is 89.0 (where 100 = national average), and the median rent is $957 per month. The unemployment rate is 5.4%, and the median age is 34.5 years.
People & Demographics
Source: U.S. Census Bureau ACS (2023)Population
Total Population
16,704
Male
7,984
47.8%
Female
8,720
52.2%
Median Age
34.5
Education & Household
Bachelor's or Higher
19.2%
High School or Higher
37.1%
Foreign Born
4.0%
Veterans
4.0%
Married
26.1%
Avg Household Size
2.1
Marital Status by Age
Race & Ethnicity
Diversity Index
0.182
Simpson's Index (0-1)
Largest Group
White
90.2%
Foreign Born
4.0%
Hispanic/Latino Ethnicity
Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.
Hispanic/Latino
2.6%
438 people
Not Hispanic/Latino
97.4%
Hispanic/Latino Detail
Source: U.S. Census Bureau ACS (2023)Asian Detail
Source: U.S. Census Bureau ACS (2023)American Indian & Alaska Native Detail
Source: U.S. Census Bureau ACS (2023)Languages Spoken
Total Speakers (5+)
15,957
English Only
92.9%
#1 Non-English Language
Chinese
246 speakers
Limited English
2.1%
Language Distribution
English Proficiency
Speaks English Very Well
97.9%
Limited English Proficiency
2.1%
Veterans & Military
Total Veterans
670
4.0% of population
Disability Rate
28.5%
191 with disability
Veteran Median Income
$49,200
Period of Service
Veteran Age Distribution
Male Veterans
605
90.3%
Female Veterans
65
9.7%
Veteran vs Non-Veteran Income
Veteran Income
$49,200
Non-Veteran Income
$24,061
Difference
$25,139
104.5% higher
Disability Status
With Disability
191
Without Disability
479
Disability Rate
28.5%
Ancestry & Heritage
Total Reporting Ancestry
15,287
#1 Ancestry
Irish
19.1% (3,192)
#2 Ancestry
French
17.6% (2,947)
#3 Ancestry
English
17.4% (2,899)
Top 20 Ancestries
Source: U.S. Census Bureau ACS (2023)Families & Households
Total Households
6,603
Family Households
3,249
49.2%
Married Couples
1,933
29.3%
Non-Family Households
3,354
50.8%
Single Mother Households
931
14.1%
Single Father Households
385
5.8%
Living Alone
2,662
40.3%
Children Under 18
Total Children
2,709
In Married Couple
1,034
38.2%
With Single Mother
1,224
45.2%
With Single Father
451
16.6%
Family Income
Median Family Income
$66,602
Married Couple Income
$99,063
Single Mother Income
$35,618
Single Father Income
$49,505
Avg Family Size
2.1
Avg Non-Family Size
2.1
Grandparents w/ Grandchildren
370
Grandparents Responsible
83
Economy
Source: U.S. Census Bureau ACS (2023)Income Overview
Median Household Income
$47,489
-35% vs national
Per Capita Income
$29,156
-22% vs national
Poverty Rate
25.4%
+86% vs national
Gini Index
0.4990
0 = perfect equality
Unemployment
5.4%
+3% vs national
SNAP Recipients
22.0%
of households
How Waterville Compares
Waterville vs Similar Cities
Compared to cities with 10,000 - 25,000 residents. Waterville is highlighted.
Median Household Income
Waterville, ME has a median household income of $47,489, making it the 22,520th highest median household income out of 28,123 cities in our database. This means that Waterville has a higher median household income than 20% of all the cities we measured.
Per Capita Income
Waterville, ME has a per capita income of $29,156, making it the 18,193rd highest per capita income out of 28,123 cities in our database. This means that Waterville has a higher per capita income than 35% of all the cities we measured.
Poverty Rate
Waterville, ME has a poverty rate of 25.4%, making it the 4,550th highest poverty rate out of 31,262 cities in our database. This means that Waterville has a higher poverty rate than 85% of all the cities we measured.
Unemployment Rate
Waterville, ME has a unemployment rate of 5.4%, making it the 10,664th highest unemployment rate out of 31,012 cities in our database. This means that Waterville has a higher unemployment rate than 66% of all the cities we measured.
Where Do You Stack Up?
Enter your household income to see how you compare to other households in Waterville. The median household income here is $47,489.
Income Distribution
Employment Snapshot
Unemployment Rate
5.4%
+2% vs ME avg
Labor Force
7,993
Employed
7,532
How People Get to Work
Employment by Sector
Education & Workforce
Bachelor's Degree+
19.2%
of adults 25+
High School Diploma+
37.1%
of adults 25+
Median Age
34.5
Work from Home
15.7%
of workers
Top Occupations & Wages
Source: Bureau of Labor Statistics OEWS (2024)
Data represents the Maine metro area
Highest-Paying Job
General and Operations Managers
Top Median Wage
$96.7K
per year
Occupations Tracked
20
Cost of Living
Overall Index
89.0
100 = national avg
-11.0 vs national average
Living Wage (1 Adult)
$39,161
per year
Living Wage (Family of 4)
$92,562
per year
Cost Index by Category
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD
1 Bedroom
$1,090
per month
2 Bedroom
$1,416
per month
The median household income in Waterville, ME is $47,489, which is 35.1% below the national average of $73,224. Per capita income is $29,156. The poverty rate of 25.4% is higher than the ME state average of 13.9%. The Gini index of income inequality is 0.4990, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 5.4%, compared to the state average of 5.3%. The labor force is 7,993. 19.2% of adults hold a bachelor's degree or higher. About 67.4% of workers drive alone to work. The overall cost of living index is 89.0, which is 11.0% below the national average. Housing costs are above the national average at an index of 103.2. A single adult needs to earn approximately $39,161 per year to cover basic expenses.
Housing & Real Estate
Market SnapshotRedfin — January 2026
Median Sale Price
$250,000
Median List Price
$249,000
Price Per Sq Ft
$148
Days on Market
57
Active Inventory
59
Months of Supply
11.8
Buyer's market
Zillow Home Value
$236,732
ZHVI — January 2026
Zillow Rent Index
$1,297
ZORI — January 2026
Market CompetitivenessRedfin
Sold Above List
40.0%
Off Market in 2 Weeks
34.8%
Sale-to-List Ratio
96.6%
Buyer's market
Price TrendsRedfin
Market ActivityRedfin
Homes Sold
5
New Listings
19
Pending Sales
23
Price Per Square FootRedfin
Median Sale $/SF
$148
Median List $/SF
$115
Waterville vs Similar CitiesCensus ACS / Redfin
Compared to cities with 10,000 - 25,000 residents. Waterville is highlighted.
Median Home Value
Waterville, ME has a median home value of $173,700, making it the 14,366th highest median home value out of 27,993 cities in our database. This means that Waterville has a higher median home value than 49% of all the cities we measured.
Median Rent
Waterville, ME has a median rent of $957, making it the 10,922nd highest median rent out of 22,337 cities in our database. This means that Waterville has a higher median rent than 51% of all the cities we measured.
Median Price Per Sq Ft
Waterville, ME has a price per square foot of $148, making it the 12,786th highest price per square foot out of 20,748 cities in our database. This means that Waterville has a higher price per square foot than 38% of all the cities we measured.
Rent Burden
Waterville, ME has a rent burden of 24.2%, making it the 4,072nd highest rent burden out of 21,928 cities in our database. This means that Waterville has a higher rent burden than 81% of all the cities we measured.
Census Housing DataU.S. Census Bureau ACS 2023
Median Home Value
$173,700
Median Rent
$957
Total Housing Units
7,036
Vacancy Rate
6.2%
Owner Occupied
45.8%
Renter Occupied
54.2%
Median Property Tax
$2,679
per year
Monthly Cost (w/ Mortgage)
$928
Housing Types
Property TaxU.S. Census Bureau ACS 2023
Median Property Tax
$2,679
per year
Effective Tax Rate
1.54%
of home value
Median Home Value
$173,700
Estimated Mean Tax
$2,940
The effective property tax rate is calculated by dividing the median annual property tax ($2,679) by the median home value ($173,700). In Waterville, ME, this works out to an effective rate of 1.54%. This is above the national average of approximately 1.1%.
The current median sale price in Waterville, ME is $250,000 according to Redfin data. Homes spend a median of 57 days on the market. 40.0% of homes sold above asking price. The market has 11.8 months of supply. The median price per square foot is $148. Zillow's observed rent index is $1,297/month. About 45.8% of housing units are owner-occupied. The median year homes were built is 1959. There are 7,036 total housing units. Homeowners pay a median annual property tax of $2,679. The effective tax rate is 1.54%, above the national average.
Crime Overview
Source: FBI Crime Data Explorer (2024)Violent Crime Rate
1.42
per 1,000 residents
-45% vs national
Property Crime Rate
30.24
per 1,000 residents
+76% vs national
Total Crimes
534
2024
Violent Clearance
38%
cases solved
Property Clearance
54%
cases solved
YoY Change
-31.8%
violent crime rate
improving vs 2023
How Waterville Compares
Source: FBI (2024)Waterville vs Similar Cities
Source: FBI (2024)Compared to cities with 10,000 - 25,000 residents. Waterville is highlighted in green.
Violent Crime Rate (per 1,000)
Property Crime Rate (per 1,000)
Murder Rate (per 1,000)
Crime Rate Trends
Source: FBICrime Composition
Source: FBI (2024)Violent Crime Breakdown
Property Crime Breakdown
Crime Clearance (Solve) Rates
Source: FBI (2024)Waterville police solve 75% of robbery cases but only 10% of burglary cases.
Weapon Used in Violent Crime
Source: FBI (2024)Crime Breakdown
Source: FBI Crime Data Explorer (2024)| Crime Type | Category | Count | Rate per 1K | Clearance % |
|---|---|---|---|---|
| Murder | Violent | 3 | 0.18 | 66.7% |
| Rape | Violent | 13 | 0.77 | 15.4% |
| Robbery | Violent | 4 | 0.24 | 75.0% |
| Aggravated Assault | Violent | 4 | 0.24 | 50.0% |
| Burglary | Property | 10 | 0.59 | 10.0% |
| Larceny/Theft | Property | 474 | 28.10 | 57.2% |
| Motor Vehicle Theft | Property | 26 | 1.54 | 15.4% |
Waterville, ME reported 24 violent crimes and 510 property crimes in 2024. The violent crime rate of 1.42 per 1,000 residents is 45.3% below the national average of 2.60 per 1,000. Law enforcement cleared 38% of violent crimes. Larceny/theft accounts for 474 of the property crime reports. Firearms were involved in 25.0% of aggravated assaults. Violent crime has been trending downward.
Crime History
Source: FBI| Year | Violent | Property | Violent Rate | Property Rate |
|---|---|---|---|---|
| 2024 | 24 | 510 | 1.42 | 30.24 |
| 2023 | 33 | 544 | 2.09 | 34.37 |
| 2022 | 33 | 697 | 2.07 | 43.64 |
| 2021 | 35 | 662 | 2.10 | 39.72 |
| 2020 | 32 | 417 | 1.92 | 25.04 |
| 2019 | 37 | 442 | 2.21 | 26.36 |
| 2018 | 30 | 539 | 1.79 | 32.22 |
| 2017 | 32 | 695 | 1.94 | 42.07 |
| 2016 | 37 | 664 | 2.26 | 40.56 |
| 2015 | 43 | 721 | 2.64 | 44.23 |
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
75.2
Relatively Low
Expected Annual Loss
78.3
Score (0-100)
Social Vulnerability
29.4
Score (0-100)
Community Resilience
90.9
Score (0-100)
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster History & Federal Spending
Source: FEMATotal Declarations
25
Public Assistance
$151.8M
Individual Assistance
$481K
Most Common Type
Severe Storm
9 declarations
Public Assistance by Category
Showing 20 of 36 disasters
PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
441
Total Claims Paid
$7,447,891
Avg Claim Payout
$16,889
County-level NFIP data from FEMA National Flood Insurance Program.
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$1,716,058
Properties Protected
10
Avg Benefit-Cost Ratio
1.39
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 402.1: Infrastructure Protective Measures (Roads and Bridges) | 5 | $175,640 |
| 403.1: Stormwater Management - Culverts | 2 | $89,733 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 2 | $629,679 |
| 601.2: Generators - Regular | 2 | $123,314 |
| 400.1: Utility Protective Measures (Electric, Gas, etc.) | 1 | $78,945 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Waterville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are winter weather, ice storm, hurricane. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 441 flood insurance claims have been filed in the area. FEMA has obligated $151,806,649 in public assistance recovery funding. $480,907 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.
Health
Community Health
Source: CDC PLACES
Obesity Rate
33.2%
2.9pp below the national average
Depression Rate
30.2%
6.7pp above the national average
Diabetes Rate
12.2%
near the national average
Uninsured Rate
9.9%
0.7pp below the national average
Health Scorecard
Higher scores indicate better health outcomes relative to the national average (50 = average)
Health Outcomes
Age-adjusted prevalence rates. Green bars indicate rates below the national average; red indicates above.
High Cholesterol
35.5%
Arthritis
31.5%
Cancer (excl. skin)
8.4%
Teeth Lost (65+)
21.6%
Health Risk Behaviors
Prevention & Screening
Green bars indicate rates above the national average (more preventive care); red indicates below.
Mental Health & Wellbeing
Frequent Mental Distress
20.9%
14+ days in past month
Depression
30.2%
Loneliness
33.0%
Lack of Support
24.1%
Disability Prevalence
Any Disability
38.9%
Mobility
16.3%
Cognitive
20.0%
Hearing
9.3%
Vision
5.9%
Self-Care
4.5%
Independent Living
11.0%
Health-Related Social Needs
Prevalence of social risk factors affecting community health
Waterville has an obesity rate of 33.2%, which is 2.9pp below the national average. The depression rate is 30.2%, 6.7pp above the national average. About 9.9% of adults lack health insurance. 79.8% of residents had an annual checkup in the past year.
Nearby Hospitals
Source: CMS Hospital Compare
Nearest Hospitals
5
With Emergency Services
4
Avg CMS Rating
4.0 / 5
Nearest Hospital
4.4 mi
Northern Light Inland Hospital
| Hospital | Distance | Type | Rating | ER |
|---|---|---|---|---|
| Northern Light Inland Hospital | 4.4 mi | Acute Care Hospitals | — | Yes |
| Maine General Medical Center | 14.0 mi | Acute Care Hospitals | 4/5 | Yes |
| Togus Va Medical Center | 14.0 mi | Acute Care - Veterans Administration | 4/5 | Yes |
| Riverview Psychiatric Center | 14.0 mi | Psychiatric | — | — |
| Redington Fairview General Hospital | 16.9 mi | Critical Access Hospitals | 4/5 | Yes |
Climate & Environment
Water Systems
Source: EPA SDWISWater Systems
5
Pop. Served
22,253
Violations (5yr)
39
| System Name | Pop. Served | Violations (5yr) |
|---|---|---|
| KENNEBEC WATER DISTRICT | 22,060 | 0 |
| TIMBERLINE VILLAGE | 95 | 0 |
| LAKES REGION APARTMENTS | 40 | 0 |
| OAK HILL MOBILE HOME PARK | 33 | 0 |
| US COASTGUARD STATION-JONESPORT | 25 | 39 |
Greenhouse Gas Emitters
Source: EPA GHGRP (2023)Facilities Reporting
1
Total CO₂e
22.5K MT
Top Emitter
Huhtamaki, Inc.
22.5K MT CO₂e
Total CO₂e vs Similar Cities (10,000 - 25,000)
| Facility | Sector | CO₂e (MT) |
|---|---|---|
Huhtamaki, Inc. Huhtamaki Americas Inc | Pulp and Paper | 22,467 |
Data from EPA Greenhouse Gas Reporting Program (GHGRP). Includes facilities emitting 25,000+ metric tons CO₂e/year.
There are 5 water systems serving the area. 39 water quality violations have been reported in the past 5 years. 1 industrial facility reports greenhouse gas emissions totaling 22.5K metric tons of CO₂e.
Infrastructure
Commute Overview2023 ACS
Drive Alone
67.4%
-14% vs national
Public Transit
0.1%
-91% vs national
Work From Home
15.7%
+68% vs national
Carpool
4.1%
Walk
8.7%
How Waterville's Commute ComparesCensus ACS 2023
How People Get to WorkCensus ACS 2023
Commute Mode BreakdownCensus ACS 2023
Traffic Fatalities
Source: NHTSA FARS (2023)Fatalities
1
2023
4-Year Avg
2
fatalities/yr
Nighttime
1
dark conditions
| Year | Crashes | Fatalities | Alcohol | Pedestrian | Cyclist |
|---|---|---|---|---|---|
| 2023 | 1 | 1 | 0 | 0 | 0 |
| 2022 | 2 | 2 | 0 | 1 | 0 |
| 2020 | 1 | 2 | 0 | 0 | 0 |
| 2018 | 1 | 1 | 0 | 0 | 0 |
Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.
Commute data for Waterville, ME covers travel times and transportation modes. 67.4% of workers drive alone, compared to the national average of 78.7%. 15.7% work from home, which is above the ME state average of 11.9%. 4.1% of workers carpool. 8.7% walk to work. In 2023, there were 1 traffic fatality from 1 fatal crash.
Internet & Broadband Access
Source: Census ACSBroadband Access
83.8%
of households
Cable / Fiber / DSL
73.2%
of households
No Internet
12.4%
of households
Total Households
6,603
Internet Subscription Types
Device Ownership
Source: Census ACSHas Computer
89.9%
of households
Smartphone
81.8%
of households
Desktop / Laptop
73.2%
of households
Tablet
55.1%
of households
Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).
Electricity Rates
Source: U.S. Energy Information Administration (2024)Residential Rate
24.3¢
per kWh
+27% vs 10,000 - 25,000 avg
Commercial Rate
18.2¢
per kWh
+18% vs 10,000 - 25,000 avg
Industrial Rate
12.5¢
per kWh
+5% vs 10,000 - 25,000 avg
Avg Monthly Bill
$134
residential
-9% vs 10,000 - 25,000 avg
42% above the national average of 17.1¢/kWh
Residential electricity in Maine averages 24.3¢ per kWh, compared to the national average of 17.1¢. The average monthly electric bill is $134. State-level averages from EIA Electric Sales & Revenue data (2024).
Waterville vs Similar Cities
Source: EIA (2024)Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.
Residential Rate (¢/kWh)
Commercial Rate (¢/kWh)
Industrial Rate (¢/kWh)
Average Monthly Bill
Water Systems
Source: EPA SDWISWater Systems
5
Population Served
22,253
Violations (5yr)
39
| System Name | Type | Source | Pop. Served | Violations |
|---|---|---|---|---|
| KENNEBEC WATER DISTRICT | Community | Surface water | 22,060 | 0 |
| TIMBERLINE VILLAGE | Community | Ground water | 95 | 0 |
| LAKES REGION APARTMENTS | Community | Ground water | 40 | 0 |
| OAK HILL MOBILE HOME PARK | Community | Ground water | 33 | 0 |
| US COASTGUARD STATION-JONESPORT | Community | Ground water under influence of surface water | 25 | 39 |
83.8% of households in Waterville have broadband internet access. 73.2% have cable, fiber, or DSL service. 9.0% rely solely on cellular data without a wired connection. 12.4% of households have no internet access. 8.2% use only a smartphone without a desktop or laptop. The area is served by 5 water systems, providing water to 22,253 people. A total of 39 water quality violations have been recorded over the past 5 years.
Politics & Government
County-level data: Election results are reported at the county level. Waterville is located in Kennebec County, ME. Results reflect all voters in the county, not just those in Waterville.
Election Overview
Source: Kennebec County (2024)2024 Winner
Republican
Dem Votes
34,585
47.4%
GOP Votes
36,589
50.2%
Total Votes
72,886
Margin
R+2.8%
Shift from 2020
R+3.0pp
vs prior election
Election History
Source: County-Level Election Results| Year | Dem Votes | GOP Votes | Total | Dem % | GOP % | Margin |
|---|---|---|---|---|---|---|
| 2024 | 34,585 | 36,589 | 72,886 | 47.4% | 50.2% | R+2.8 |
| 2020 | 34,902 | 34,721 | 71,858 | 48.6% | 48.3% | D+0.3 |
| 2016 | 29,296 | 31,753 | 65,999 | 44.4% | 48.1% | R+3.7 |
In the 2024 presidential election, Kennebec County recorded 72,886 total votes. Republicans won the county with 50.2% of the vote compared to 47.4% for Democrats, a margin of R+2.8%. Compared to 2020, the margin shifted R+3.0pp from the previous election.
Nonprofits Overview
Source: IRS Exempt Organizations BMFTotal Nonprofits
81
Total Assets
$2.7B
Total Income
$846.4M
Per 10K Residents
48.5
nonprofits
-13.8% vs peers avg
Orgs with >$1M Assets
20
Median Assets
$782K
Oldest Active
1941
ruling year
Newest Org
2025
ruling year
Nonprofits by Category
Source: IRS / NTEE ClassificationTop 10 hold $2.7B of $2.7B total
Nonprofit Size Distribution
Source: IRS Exempt Organizations BMFNumber of nonprofits by total asset size
When Were Nonprofits Founded?
Source: IRS Ruling DateNumber of currently active nonprofits by founding decade
Nonprofits per 10K Residents vs Similar Cities
Source: IRS BMF + Census ACSCompared to cities with population 10,000 - 25,000
Largest Nonprofits in Waterville
Source: IRS Exempt Organizations BMFWaterville, ME has 81 registered 501(c)(3) nonprofit organizations with combined assets of $2.7B. The most common category is Education, with 9 organizations. 20 nonprofits have assets exceeding $1 million. That works out to 48.5 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1941.
SBA Lending Overview
Source: SBA FOIA Loan-Level DataTotal SBA Loans
164
Total Approved
$27.0M
Jobs Supported
1,550
Per 10K Residents
98.2
SBA loans
-27.8% vs peers avg
Unique Lenders
32
Top Lender
Manufacturers and Traders Trust Company
25 loans
Top Industry
Accommodation & Food Services
Data Span
1992–2025
Loan Program Breakdown
Source: SBA FOIALoans
158
Total Amount
$24.3M
Avg Loan
$153,624
Median Loan
$65,000
SBA Guaranteed
$18.3M(76%)
Jobs Supported
1,476
Loans
6
Total Amount
$2.8M
Avg Loan
$458,333
Median Loan
$459,000
Recent Activity (Last 5 Years)
Source: SBA FOIARecent Loans
12
7% of all-time total
Recent Amount
$4.6M
17% of all-time total
Avg Recent Loan
$386,750
Top Industries Funded
Source: SBA FOIA / NAICS CodesSBA Loans per 10K Residents vs Similar Cities
Source: SBA FOIA + Census ACSCompared to cities with population 10,000 - 25,000
Top SBA Borrowers
Source: SBA FOIA| Business | Loans | Amount |
|---|---|---|
| Eagle Rental | 2 | $2.2M |
| O'keefe Holdings Llc | 1 | $2.0M |
| Eagle Rental | 3 | $1.8M |
| Hiru Patel Realty Llc | 2 | $1.0M |
| Aman Corporation Inc | 1 | $1.0M |
| C. Mcinnis Real Estate Holdings Llc | 1 | $953K |
| Dw Llc | 1 | $900K |
| Just a Steward Inc. | 3 | $820K |
| Sahil, Inc. | 1 | $760K |
| Econo Lodge Motel | 1 | $699K |
Waterville, ME has received 164 SBA loans totaling $27.0M in approved funding between 1992 and 2025. The 7(a) program accounts for 158 loans (96% of the total), supporting 1,476 jobs. The 504 program, focused on real estate and large equipment, has funded 6 loans totaling $2.8M. The most common industry receiving SBA funding is Accommodation & Food Services. The most active SBA lender in Waterville is Manufacturers and Traders Trust Company with 25 loans. That works out to 98.2 SBA loans per 10,000 residents.
ZIP Code Overview
Source: Census ACSZIP Codes
8
Total Population
42,663
Avg Median Income
-$249,952,087
Avg Home Value
-$166,510,204
ZIP Code Details
Source: Census ACS| ZIP Code | Population | Median Income | Home Value | Median Rent | Area (sq mi) |
|---|---|---|---|---|---|
| 04901 | 27,431 | $54,122 | $188,800 | $957 | 78.8 |
| 04917 | 3,298 | $86,021 | $304,600 | $868 | 42.7 |
| 04926 | 0 | N/A | N/A | N/A | 0.1 |
| 04937 | 6,411 | $62,633 | $149,700 | $943 | 51.9 |
| 04944 | 63 | N/A | N/A | N/A | 1.7 |
| 04975 | 49 | N/A | $159,400 | N/A | 0.1 |
| 04978 | 867 | $105,694 | $231,300 | $1,107 | 19.9 |
| 04989 | 4,544 | $74,828 | $217,900 | $1,030 | 44.3 |
Waterville, ME has 8 ZIP codes with a combined population of 42,663. The average median household income across all ZIP codes is -$249,952,087. The average median home value is -$166,510,204. The average median monthly rent is -$249,999,387.
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