Natural Disasters in Wilmore, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.8

Very Low

Expected Annual Loss

56.1

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

57.7

Score (0-100)

Top Hazard Risks

Strong Wind84.8Lightning79.2Winter Weather70.2
HazardRisk Score
Strong Wind84.8
Lightning79.2
Winter Weather70.2
Tornado69.3
Hail62.7
Earthquake55.7
Ice Storm53.6
Cold Wave52.4
Heat Wave41.3
Hurricane40.4
Landslide19.9
Drought17.3
Wildfire6.7

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

25

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
May 22, 2024Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021FloodSEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 30, 2015SnowstormSEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 11, 2010Severe StormSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Sep 10, 2005HurricaneHURRICANE KATRINA
Jun 10, 2004Severe StormSEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Jun 3, 2003Severe StormSEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES
Mar 14, 2003Severe StormSEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND
Mar 4, 1997Severe StormSEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996SnowstormBLIZZARD OF 96
Jun 13, 1995TornadoTORNADOES, SEVERE WINDS, HAIL

Showing 20 of 25 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

746

Total IA Distributed

$3,307,854

Repair/Replace

$1,747,901

Rental Assistance

$349,565

DisasterRegistrationsTotal IA $Avg Damage
DR-4864239$2,015,527$9,250
DR-1912243$844,720$8,821
DR-449750$252,024—
DR-145496$58,976$999
DR-152323$34,334$2,376
DR-459531$31,814$3,637
DR-486024$30,581$1,066
DR-478231$25,302$878
DR-14716$14,077$2,808
DR-46633$500—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

176

Total Claims Paid

$4,349,641

Avg Claim Payout

$24,714

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$8,100,708

Disasters with PA

14

Total Projects

91

DisasterTypeProjectsFederal $
DR-1818Severe Ice Storm15$3,472,686
DR-4702Severe Storm(s)16$1,220,369
DR-1454Severe Storm(s)9$1,192,240
DR-4592Severe Storm(s)3$733,278
DR-1578Snow12$700,089
DR-4848Severe Storm(s)7$335,244
DR-1746Severe Storm(s)1$130,449
DR-1912Severe Storm(s)14$95,133
DR-4497Biological3$80,677
DR-1471Severe Storm(s)1$51,682
DR-4864Severe Storm(s)5$46,560
DR-4216Snow2$29,218
DR-4804Severe Storm(s)2$8,482
DR-1523Severe Storm(s)1$4,601

Wilmore has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, lightning, winter weather. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 176 flood insurance claims have been filed in the area. FEMA has obligated $8,100,708 in public assistance recovery funding. $3,307,854 has been distributed in individual assistance to disaster-affected residents.