Natural Disasters in Williamstown, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
29.9
Very Low
Expected Annual Loss
31.6
Score (0-100)
Social Vulnerability
46.0
Score (0-100)
Community Resilience
45.4
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Lightning | 71.2 |
| Strong Wind | 58.8 |
| Landslide | 58.0 |
| Tornado | 51.8 |
| Heat Wave | 35.2 |
| Earthquake | 30.9 |
| Ice Storm | 30.6 |
| Cold Wave | 29.0 |
| Drought | 18.3 |
| Winter Weather | 17.9 |
| Hurricane | 8.3 |
| Hail | 8.2 |
| Wildfire | 5.5 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
22
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
9 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 26, 2018 | Flood | SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 30, 2015 | Snowstorm | SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 6, 2012 | Severe Storm | SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING |
| May 4, 2011 | Severe Storm | SEVERE STORMS, TORNADOES, AND FLOODING |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Feb 8, 2005 | Snowstorm | SEVERE WINTER STORM AND RECORD SNOW |
| Mar 14, 2003 | Severe Storm | SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND |
| Feb 28, 2000 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 4, 1997 | Severe Storm | SEVERE STORM, FLOODING, AND TORNADOES |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
Showing 20 of 22 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
35
Total IA Distributed
$104,775
Repair/Replace
$43,803
Rental Assistance
$1,516
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4497 | 9 | $55,779 | — |
| DR-4864 | 2 | $27,421 | $6,118 |
| DR-4057 | 23 | $17,799 | $1,604 |
| DR-1912 | 1 | $3,775 | $5,190 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
180
Total Claims Paid
$5,284,406
Avg Claim Payout
$29,358
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,734,987
Disasters with PA
10
Total Projects
54
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-4428 | Severe Storm(s) | 6 | $440,710 |
| DR-1976 | Severe Storm(s) | 9 | $351,001 |
| DR-4864 | Severe Storm(s) | 6 | $247,664 |
| DR-4361 | Severe Storm(s) | 3 | $182,467 |
| DR-4057 | Severe Storm(s) | 7 | $170,920 |
| DR-1818 | Severe Ice Storm | 7 | $163,857 |
| DR-1578 | Snow | 6 | $72,219 |
| DR-1454 | Severe Storm(s) | 2 | $46,954 |
| DR-1320 | Severe Storm(s) | 7 | $41,158 |
| DR-4216 | Snow | 1 | $18,038 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
2
Avg Benefit-Cost Ratio
2.60
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 500.3: Flood Control - Dam | 1 | $0 |
| 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan) | 1 | $0 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Williamstown has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, strong wind, landslide. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 180 flood insurance claims have been filed in the area. FEMA has obligated $1,734,987 in public assistance recovery funding. $104,775 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.