Natural Disasters in West Louisville, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

88.1

Relatively Moderate

Expected Annual Loss

87.8

Score (0-100)

Social Vulnerability

46.0

Score (0-100)

Community Resilience

84.4

Score (0-100)

Top Hazard Risks

Ice Storm95.9Earthquake95.9Strong Wind94.8

Hazard	Risk Score
Ice Storm	95.9
Earthquake	95.9
Strong Wind	94.8
Winter Weather	93.4
Hail	91.2
Heat Wave	90.8
Tornado	88.9
Drought	71.1
Lightning	69.5
Cold Wave	68.3
Hurricane	35.0
Landslide	28.9
Wildfire	17.9

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Aug 6, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Jan 10, 2000	Tornado	TORNADOES, SEVERE STORMS, TORRENTIAL RAINS, AND FLASH FLOODING
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

325

Total Claims Paid

$3,542,210

Avg Claim Payout

$10,899

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$13,103,739

Disasters with PA

Total Projects

121

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	40	$4,287,929
DR-1310	Tornado	35	$2,802,036
DR-4497	Biological	9	$2,492,911
DR-1802	Severe Storm(s)	10	$2,066,711
DR-1523	Severe Storm(s)	10	$471,564
DR-4278	Severe Storm(s)	3	$380,631
DR-4702	Severe Storm(s)	3	$285,870
DR-1537	Severe Storm(s)	4	$191,650
DR-4218	Flood	2	$87,566
DR-4864	Severe Storm(s)	3	$27,795
DR-1976	Severe Storm(s)	2	$9,075

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,964,835

Properties Protected

Avg Benefit-Cost Ratio

0.84

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	3	$60,035
403.4: Stormwater Management - Detention/Retention Basins	3	$0
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$1,625,344
601.1: Generators	1	$0
106.1: Other Non Construction (Regular Project Only)	1	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

West Louisville has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, earthquake, strong wind. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 325 flood insurance claims have been filed in the area. FEMA has obligated $13,103,739 in public assistance recovery funding. 11 hazard mitigation projects have been funded to reduce future risk.