Natural Disasters in Versailles, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
40.0
Very Low
Expected Annual Loss
45.3
Score (0-100)
Social Vulnerability
34.8
Score (0-100)
Community Resilience
84.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Strong Wind | 80.3 |
| Tornado | 73.2 |
| Earthquake | 58.0 |
| Winter Weather | 57.2 |
| Ice Storm | 57.0 |
| Lightning | 54.1 |
| Hail | 52.8 |
| Cold Wave | 45.5 |
| Hurricane | 33.8 |
| Heat Wave | 28.6 |
| Drought | 21.4 |
| Landslide | 15.9 |
| Wildfire | 7.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
25
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
12 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Jul 23, 2024 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 23, 2021 | Flood | SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| May 12, 2015 | Flood | SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 30, 2015 | Snowstorm | SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| May 19, 2008 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Jun 10, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES |
| Jun 3, 2003 | Severe Storm | SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES |
| Mar 14, 2003 | Severe Storm | SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND |
Showing 20 of 25 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
882
Total IA Distributed
$3,273,307
Repair/Replace
$949,771
Rental Assistance
$250,675
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4217 | 1 | N/A | $897 |
| DR-4497 | 247 | $1,508,510 | — |
| DR-4864 | 136 | $1,180,118 | $7,211 |
| DR-1912 | 115 | $250,746 | $2,196 |
| DR-4782 | 37 | $122,124 | $5,677 |
| DR-1454 | 231 | $101,000 | $651 |
| DR-1523 | 29 | $41,660 | $1,969 |
| DR-4860 | 26 | $30,581 | $1,066 |
| DR-4595 | 24 | $29,709 | $3,821 |
| DR-1746 | 31 | $4,202 | $1,207 |
Showing top 10 of 12 disasters by IA amount
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
508
Total Claims Paid
$16,998,080
Avg Claim Payout
$33,461
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$1,932,806
Disasters with PA
9
Total Projects
66
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1454 | Severe Storm(s) | 19 | $660,665 |
| DR-4702 | Severe Storm(s) | 11 | $448,385 |
| DR-1818 | Severe Ice Storm | 9 | $445,729 |
| DR-4864 | Severe Storm(s) | 3 | $110,250 |
| DR-4804 | Severe Storm(s) | 6 | $75,347 |
| DR-1912 | Severe Storm(s) | 6 | $52,006 |
| DR-4216 | Snow | 3 | $50,184 |
| DR-4218 | Flood | 3 | $48,489 |
| DR-1757 | Severe Storm(s) | 6 | $41,751 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
16
Federal Funding
$3,217,202
Properties Protected
17
Avg Benefit-Cost Ratio
0.83
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 91.1: Local Multihazard Mitigation Plan | 5 | $756,147 |
| 200.1: Acquisition of Private Real Property (Structures and Land) - Riverine | 5 | $1,379,027 |
| 601.1: Generators | 2 | $512,138 |
| 91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW | 1 | $212,741 |
| 602.1: Other Equipment Purchase and Installation | 1 | $1,125 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Versailles has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, earthquake. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 508 flood insurance claims have been filed in the area. FEMA has obligated $1,932,806 in public assistance recovery funding. $3,273,307 has been distributed in individual assistance to disaster-affected residents. 16 hazard mitigation projects have been funded to reduce future risk.