Natural Disasters in Tolu, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

30.4

Very Low

Expected Annual Loss

23.5

Score (0-100)

Social Vulnerability

76.3

Score (0-100)

Community Resilience

31.3

Score (0-100)

Top Hazard Risks

Ice Storm87.7Earthquake81.6Drought67.6
HazardRisk Score
Ice Storm87.7
Earthquake81.6
Drought67.6
Strong Wind63.5
Heat Wave49.0
Tornado47.7
Winter Weather47.3
Landslide36.4
Cold Wave35.9
Hail34.1
Hurricane24.5
Lightning24.3
Wildfire8.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

28

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

18 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
May 23, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 17, 2019Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018FloodSEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 26, 2016Severe StormSEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010Severe StormSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
May 29, 2009Severe StormSEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Oct 9, 2008Severe StormSEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
May 19, 2008Severe StormSEVERE STORMS, TORNADOES, FLOODING, MUDSLIDES, AND LANDSLIDES

Showing 20 of 28 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

15

Total Claims Paid

$369,461

Avg Claim Payout

$24,631

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,932,784

Disasters with PA

15

Total Projects

283

DisasterTypeProjectsFederal $
DR-1818Severe Ice Storm32$838,882
DR-1310Tornado126$557,319
DR-4278Severe Storm(s)11$545,770
DR-1757Severe Storm(s)47$376,932
DR-4361Severe Storm(s)15$127,802
DR-4860Other3$76,232
DR-1912Severe Storm(s)7$74,838
DR-1841Severe Storm(s)10$70,404
DR-1471Severe Storm(s)15$68,683
DR-1802Severe Storm(s)4$67,108
DR-4428Severe Storm(s)6$38,957
DR-4804Severe Storm(s)2$36,918
DR-1578Snow2$20,176
DR-4702Severe Storm(s)2$18,460
DR-4864Severe Storm(s)1$14,303

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

3

Federal Funding

$92,250

Avg Benefit-Cost Ratio

0.37

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators2$92,250
202.1: Elevation of Private Structures - Riverine1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Tolu has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are ice storm, earthquake, drought. The area has had 28 federal disaster declarations. The most common disaster type is severe storm (18 declarations). 15 flood insurance claims have been filed in the area. FEMA has obligated $2,932,784 in public assistance recovery funding. 3 hazard mitigation projects have been funded to reduce future risk.