Natural Disasters in Summersville, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

14.0

Very Low

Expected Annual Loss

10.0

Score (0-100)

Social Vulnerability

77.6

Score (0-100)

Community Resilience

46.5

Score (0-100)

Top Hazard Risks

Hail56.3Ice Storm50.5Earthquake47.3

Hazard	Risk Score
Hail	56.3
Ice Storm	50.5
Earthquake	47.3
Winter Weather	46.4
Tornado	46.1
Strong Wind	45.2
Drought	38.9
Landslide	36.3
Cold Wave	34.7
Hurricane	32.0
Lightning	31.1
Heat Wave	25.8
Wildfire	4.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

14 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 27, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Aug 6, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Mar 14, 2003	Severe Storm	SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND
May 7, 2002	Severe Storm	SEVERE STORMS, TORNADOES AND FLOODING
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96

Showing 20 of 26 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

700

Total IA Distributed

$1,109,166

Repair/Replace

$425,505

Rental Assistance

$45,995

Disaster	Registrations	Total IA $	Avg Damage
DR-4497	82	$567,031	—
DR-1912	211	$295,097	$2,720
DR-4630	400	$200,934	$6,707
DR-4864	7	$46,104	$4,594

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$205,082

Avg Claim Payout

$68,361

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$326,317

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1912	Severe Storm(s)	19	$194,167
DR-1818	Severe Ice Storm	9	$55,706
DR-1454	Severe Storm(s)	4	$49,257
DR-1976	Severe Storm(s)	14	$21,582
DR-1414	Severe Storm(s)	2	$4,006
DR-1537	Severe Storm(s)	1	$1,600

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,099,334

Properties Protected

Avg Benefit-Cost Ratio

0.50

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	2	$109,334
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	2	$990,000

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Summersville has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, ice storm, earthquake. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (14 declarations). 3 flood insurance claims have been filed in the area. FEMA has obligated $326,317 in public assistance recovery funding. $1,109,166 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.