Natural Disasters in Summer Shade, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

21.8

Very Low

Expected Annual Loss

11.4

Score (0-100)

Social Vulnerability

99.1

Score (0-100)

Community Resilience

37.2

Score (0-100)

Top Hazard Risks

Hail70.6Winter Weather50.8Earthquake50.5

Hazard	Risk Score
Hail	70.6
Winter Weather	50.8
Earthquake	50.5
Landslide	50.4
Ice Storm	49.0
Tornado	48.7
Cold Wave	46.8
Strong Wind	46.6
Drought	39.9
Lightning	37.1
Heat Wave	31.2
Hurricane	30.7
Wildfire	6.8

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

15 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 12, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING

Showing 20 of 30 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$88,070

Repair/Replace

$53,601

Rental Assistance

$2,112

Disaster	Registrations	Total IA $	Avg Damage
DR-1746	1	N/A	$167
DR-1912	25	$61,256	$2,794
DR-4497	4	$26,814	—

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$17,370

Avg Claim Payout

$2,481

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$4,720,494

Disasters with PA

Total Projects

239

Disaster	Type	Projects	Federal $
DR-1912	Severe Storm(s)	96	$1,322,889
DR-1746	Severe Storm(s)	15	$1,048,856
DR-4428	Severe Storm(s)	31	$668,742
DR-4860	Other	7	$449,057
DR-4361	Severe Storm(s)	14	$239,010
DR-4218	Flood	6	$207,170
DR-1537	Severe Storm(s)	23	$199,360
DR-4217	Flood	18	$182,226
DR-4540	Severe Storm(s)	4	$166,753
DR-1818	Severe Ice Storm	16	$117,431
DR-4702	Severe Storm(s)	3	$58,908
DR-4278	Severe Storm(s)	3	$33,744
DR-4358	Other	1	$24,004
DR-4216	Snow	2	$2,345

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,224,849

Properties Protected

Avg Benefit-Cost Ratio

5.65

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures	12	$798,522
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	4	$117,623
602.1: Other Equipment Purchase and Installation	2	$308,704
601.1: Generators	2	$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Summer Shade has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, winter weather, earthquake. The area has had 30 federal disaster declarations. The most common disaster type is severe storm (15 declarations). 7 flood insurance claims have been filed in the area. FEMA has obligated $4,720,494 in public assistance recovery funding. $88,070 has been distributed in individual assistance to disaster-affected residents. 20 hazard mitigation projects have been funded to reduce future risk.