Cost of Living in St. Matthews, KY
Cost indexes, living wages, and fair market rents — 2024 Data
Cost of Living Overview
Overall Index
127.9
100 = national avg
+27.9 vs national average
Living Wage (1 Adult)
$56,291
per year
Living Wage (Family of 4)
$133,051
per year
Cost Index by Category
Housing147.4
Food111.7
Transportation123.4
Healthcare109.4
Utilities116.5
100 = national average. Higher = more expensive.
Fair Market Rent
Source: HUD1 Bedroom
$1,047
per month
2 Bedroom
$1,272
per month
The overall cost of living index in St. Matthews is 127.9, which is 27.9% above the national average. Housing costs are above the national average at an index of 147.4. A single adult needs to earn approximately $56,291 per year to cover basic expenses.