Natural Disasters in Southgate, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

58.3

Relatively Low

Expected Annual Loss

68.8

Score (0-100)

Social Vulnerability

12.9

Score (0-100)

Community Resilience

81.0

Score (0-100)

Top Hazard Risks

Tornado80.0Lightning78.0Landslide72.6
HazardRisk Score
Tornado80.0
Lightning78.0
Landslide72.6
Cold Wave71.2
Earthquake68.2
Heat Wave68.0
Ice Storm67.6
Strong Wind65.4
Winter Weather54.0
Hail30.4
Drought16.1
Wildfire14.4
Hurricane10.6

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

17

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

8 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Apr 17, 2019Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018FloodSEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 6, 2012Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
May 4, 2011Severe StormSEVERE STORMS, TORNADOES, AND FLOODING
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Oct 9, 2008Severe StormSEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
Sep 10, 2005HurricaneHURRICANE KATRINA
Mar 4, 1997Severe StormSEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996SnowstormBLIZZARD OF 96
Mar 16, 1993SnowstormSEVERE SNOWFALL & WINTER STORM

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

450

Total Claims Paid

$5,826,114

Avg Claim Payout

$12,947

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,696,362

Disasters with PA

6

Total Projects

64

DisasterTypeProjectsFederal $
DR-4428Severe Storm(s)9$656,533
DR-4497Biological7$303,971
DR-1802Severe Storm(s)21$264,790
DR-4361Severe Storm(s)12$238,983
DR-1818Severe Ice Storm12$214,150
DR-4864Severe Storm(s)3$17,934

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

7

Federal Funding

$861,539

Properties Protected

20

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
601.1: Generators3$64,975
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)3$36,144
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine1$760,420

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Southgate has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are tornado, lightning, landslide. The area has had 17 federal disaster declarations. The most common disaster type is severe storm (8 declarations). 450 flood insurance claims have been filed in the area. FEMA has obligated $1,696,362 in public assistance recovery funding. 7 hazard mitigation projects have been funded to reduce future risk.