Natural Disasters in Smiths Grove, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

88.5

Relatively Moderate

Expected Annual Loss

88.8

Score (0-100)

Social Vulnerability

30.1

Score (0-100)

Community Resilience

68.4

Score (0-100)

Top Hazard Risks

Hail99.5Tornado93.1Earthquake90.7
HazardRisk Score
Hail99.5
Tornado93.1
Earthquake90.7
Ice Storm90.1
Heat Wave82.2
Cold Wave79.0
Strong Wind78.2
Lightning75.7
Winter Weather75.2
Hurricane44.2
Drought43.6
Landslide36.4
Wildfire18.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

26

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
May 23, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021TornadoSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021TornadoSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Apr 23, 2021FloodSEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
May 11, 2010Severe StormSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Sep 10, 2005HurricaneHURRICANE KATRINA
Aug 6, 2004Severe StormSEVERE STORMS AND FLOODING
Apr 29, 1998Severe StormSEVERE STORMS, TORNADOES,AND FLOODING
Mar 4, 1997Severe StormSEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996SnowstormBLIZZARD OF 96

Showing 20 of 26 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

124

Total Claims Paid

$2,393,655

Avg Claim Payout

$19,304

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$13,392,495

Disasters with PA

8

Total Projects

182

DisasterTypeProjectsFederal $
DR-4630Tornado50$10,806,881
DR-4702Severe Storm(s)9$608,205
DR-4804Severe Storm(s)5$588,129
DR-1912Severe Storm(s)87$539,442
DR-1537Severe Storm(s)12$281,740
DR-4497Biological3$211,370
DR-4864Severe Storm(s)6$195,206
DR-1818Severe Ice Storm10$161,520

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

19

Federal Funding

$2,842,084

Properties Protected

12

Avg Benefit-Cost Ratio

7.03

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures6$1,457,884
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)4$160,974
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures3$541,235
601.1: Generators2$131,547
91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW 2$337,556

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Smiths Grove has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, earthquake. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 124 flood insurance claims have been filed in the area. FEMA has obligated $13,392,495 in public assistance recovery funding. 19 hazard mitigation projects have been funded to reduce future risk.