Natural Disasters in Shepherdsville, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

71.8

Relatively Low

Expected Annual Loss

82.1

Score (0-100)

Social Vulnerability

10.6

Score (0-100)

Community Resilience

73.7

Score (0-100)

Top Hazard Risks

Strong Wind92.2Tornado88.6Cold Wave80.0

Hazard	Risk Score
Strong Wind	92.2
Tornado	88.6
Cold Wave	80.0
Winter Weather	70.8
Earthquake	70.6
Lightning	70.0
Ice Storm	67.1
Heat Wave	51.7
Hail	40.7
Landslide	30.4
Wildfire	26.8
Drought	17.2
Hurricane	13.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Jun 3, 2003	Severe Storm	SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES

Showing 20 of 27 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

495

Total IA Distributed

$2,479,909

Repair/Replace

$1,359,621

Rental Assistance

$167,980

Disaster	Registrations	Total IA $	Avg Damage
DR-4782	8	N/A	$548
DR-4864	283	$1,901,307	$7,407
DR-4497	73	$385,474	—
DR-4217	57	$109,337	$2,615
DR-1523	27	$33,921	$1,410
DR-1855	32	$27,619	$1,482
DR-1912	6	$19,023	$6,240
DR-1471	1	$1,803	$1,803
DR-4663	4	$1,000	—
DR-1976	4	$424	$141

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

358

Total Claims Paid

$6,086,756

Avg Claim Payout

$17,002

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$2,160,596

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	20	$648,072
DR-4361	Severe Storm(s)	10	$347,882
DR-4702	Severe Storm(s)	10	$258,973
DR-4860	Other	3	$242,136
DR-1802	Severe Storm(s)	14	$215,764
DR-4864	Severe Storm(s)	6	$208,793
DR-4218	Flood	9	$146,819
DR-4217	Flood	6	$92,156

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$5,237,767

Properties Protected

115

Avg Benefit-Cost Ratio

0.00

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	3	$202,522
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	3	$339,697
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	3	$4,622,565
100.1: Public Awareness and Education (Brochures, Workshops, Videos, etc.); 600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan); 601.1: Generators	1	$72,983

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Shepherdsville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, cold wave. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 358 flood insurance claims have been filed in the area. FEMA has obligated $2,160,596 in public assistance recovery funding. $2,479,909 has been distributed in individual assistance to disaster-affected residents. 10 hazard mitigation projects have been funded to reduce future risk.