Natural Disasters in Shelbyville, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

61.9

Relatively Low

Expected Annual Loss

62.7

Score (0-100)

Social Vulnerability

46.2

Score (0-100)

Community Resilience

79.9

Score (0-100)

Top Hazard Risks

Strong Wind93.9Tornado87.8Lightning87.5

Hazard	Risk Score
Strong Wind	93.9
Tornado	87.8
Lightning	87.5
Earthquake	73.6
Ice Storm	60.6
Cold Wave	59.4
Heat Wave	45.4
Winter Weather	40.7
Landslide	36.5
Drought	31.7
Hail	30.2
Wildfire	21.4
Hurricane	20.3

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Dec 11, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Jul 23, 2010	Severe Storm	SEVERE STORMS, FLOODING, AND MUDSLIDES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Oct 9, 2008	Severe Storm	SEVERE WIND STORM ASSOCIATED WITH TROPICAL DEPRESSION IKE
Feb 21, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Feb 8, 2005	Snowstorm	SEVERE WINTER STORM AND RECORD SNOW
Aug 6, 2004	Severe Storm	SEVERE STORMS AND FLOODING
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Mar 14, 2003	Severe Storm	SEVERE WINTER ICE AND SNOW STORMS, HEAVY RAIN, FLOODING, TORNADOES, AND MUD AND
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996	Snowstorm	BLIZZARD OF 96

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

Total IA Distributed

$318,959

Repair/Replace

$32,964

Rental Assistance

$4,310

Disaster	Registrations	Total IA $	Avg Damage
DR-4864	1	N/A	—
DR-4497	51	$263,271	—
DR-1746	18	$36,623	$6,576
DR-1523	10	$19,065	$4,813

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$368,537

Avg Claim Payout

$11,888

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$1,634,932

Disasters with PA

Total Projects

Disaster	Type	Projects	Federal $
DR-1818	Severe Ice Storm	25	$445,933
DR-1802	Severe Storm(s)	11	$266,678
DR-4702	Severe Storm(s)	4	$208,052
DR-1746	Severe Storm(s)	11	$117,794
DR-1925	Severe Storm(s)	11	$116,558
DR-1578	Snow	7	$111,231
DR-1454	Severe Storm(s)	9	$104,016
DR-4361	Severe Storm(s)	2	$81,014
DR-1523	Severe Storm(s)	2	$72,401
DR-1537	Severe Storm(s)	7	$63,982
DR-4239	Severe Storm(s)	2	$47,275

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$719,018

Avg Benefit-Cost Ratio

0.21

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
601.1: Generators	4	$91,149
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	4	$68,094
401.1: Water and Sanitary Sewer System Protective Measures	1	$433,913
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE	1	$125,863

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Shelbyville has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, lightning. The area has had 20 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 31 flood insurance claims have been filed in the area. FEMA has obligated $1,634,932 in public assistance recovery funding. $318,959 has been distributed in individual assistance to disaster-affected residents. 10 hazard mitigation projects have been funded to reduce future risk.