Natural Disasters in Richmond, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
74.8
Relatively Low
Expected Annual Loss
77.8
Score (0-100)
Social Vulnerability
28.5
Score (0-100)
Community Resilience
62.3
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Lightning | 94.3 |
| Strong Wind | 88.6 |
| Winter Weather | 85.9 |
| Tornado | 85.3 |
| Cold Wave | 83.7 |
| Hail | 82.7 |
| Earthquake | 76.8 |
| Ice Storm | 72.9 |
| Heat Wave | 61.1 |
| Wildfire | 52.0 |
| Hurricane | 50.6 |
| Landslide | 48.4 |
| Avalanche | 25.3 |
| Drought | 20.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
27
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
11 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| Apr 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 23, 2021 | Flood | SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 1, 2015 | Flood | SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Jul 23, 2010 | Severe Storm | SEVERE STORMS, FLOODING, AND MUDSLIDES |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| May 29, 2009 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING AND MUDSLIDES |
| Feb 5, 2009 | Severe Ice Storm | SEVERE WINTER STORM AND FLOODING |
| Jan 28, 2009 | Severe Ice Storm | SEVERE WINTER STORM |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Jun 10, 2004 | Severe Storm | SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES |
| Jun 3, 2003 | Severe Storm | SEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES |
| Mar 3, 1998 | Severe Storm | SEVERE WINTER STORM |
Showing 20 of 27 declarations
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
119
Total Claims Paid
$2,874,783
Avg Claim Payout
$24,158
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$3,357,191
Disasters with PA
11
Total Projects
125
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1818 | Severe Ice Storm | 42 | $1,739,233 |
| DR-4592 | Severe Storm(s) | 8 | $443,957 |
| DR-1912 | Severe Storm(s) | 39 | $392,626 |
| DR-4428 | Severe Storm(s) | 2 | $282,461 |
| DR-1925 | Severe Storm(s) | 17 | $171,421 |
| DR-1841 | Severe Storm(s) | 5 | $166,112 |
| DR-4217 | Flood | 4 | $65,873 |
| DR-4497 | Biological | 2 | $51,156 |
| DR-4864 | Severe Storm(s) | 4 | $36,662 |
| DR-4702 | Severe Storm(s) | 1 | $4,125 |
| DR-4595 | Severe Storm(s) | 1 | $3,564 |
Richmond has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are lightning, strong wind, winter weather. The area has had 27 federal disaster declarations. The most common disaster type is severe storm (11 declarations). 119 flood insurance claims have been filed in the area. FEMA has obligated $3,357,191 in public assistance recovery funding.