Radcliff, KY β€” City Data, Demographics & Statistics

Hardin County Β· Kentucky

🧬

City DNA

A unique fingerprint for Radcliff based on 8 key metrics β€” compared to averages.

PopulationIncomeHome ValueSafetyEducationMedian AgeClimateCost of Living
Radcliff
National Avg
Kentucky Avg
Population: 63Income: 41Home Value: 16Safety: 100Education: 16Median Age: 60Climate: 50Cost of Living: 47

Quick Stats

Population

22,967

2023 ACS

Median Income

$60,976

2023

Median Home Value

$163,300

2023

Median Rent

$965

2023

Median Age

36.0

Unemployment

9.9%

Cost of Living Index

94.8

100 = national avg

Radcliff is a city in Hardin County, Kentucky, with a population of 22,967 according to the 2023 American Community Survey. Radcliff is one of the communities in Kentucky.

The median household income in Radcliff is $60,976, and the median home value is $163,300. The cost of living index is 94.8 (where 100 = national average), and the median rent is $965 per month. The unemployment rate is 9.9%, and the median age is 36.0 years.

People & Demographics

Source: U.S. Census Bureau ACS (2023)

Population

Total Population

22,967

Male

10,885

47.4%

Female

12,082

52.6%

Median Age

36.0

Education & Household

Bachelor's or Higher

10.9%

High School or Higher

32.6%

Foreign Born

5.7%

Veterans

14.5%

Married

32.2%

Avg Household Size

2.6

Marital Status by Age

Race & Ethnicity

Diversity Index

0.576

Simpson's Index (0-1)

Largest Group

White

58.1%

Foreign Born

5.7%

White
58.1%
Black
26.4%
Asian
3.3%
Native American
0.3%
Pacific Islander
0.3%
Two or More
8.9%
Other
2.6%

Hispanic/Latino Ethnicity

Hispanic/Latino is an ethnicity, not a race. People of any race can identify as Hispanic. This percentage overlaps with the racial categories above.

Hispanic/Latino

8.8%

2,023 people

Not Hispanic/Latino

91.2%

Hispanic/Latino Detail

Source: U.S. Census Bureau ACS (2023)
Mexican
481 (23.8%)
Puerto Rican
773 (38.2%)
Cuban
45 (2.2%)
Dominican
23 (1.1%)
Colombian
29 (1.4%)
Honduran
57 (2.8%)
Peruvian
20 (1.0%)
Other Hispanic
595 (29.4%)

Asian Detail

Source: U.S. Census Bureau ACS (2023)
Asian Indian
165 (21.5%)
Chinese
19 (2.5%)
Filipino
180 (23.5%)
Vietnamese
28 (3.7%)
Korean
221 (28.8%)
Japanese
71 (9.3%)
Thai
5 (0.7%)
Other Asian
79 (10.3%)

Native Hawaiian & Pacific Islander Detail

Source: U.S. Census Bureau ACS (2023)
Chamorro
19 (26.0%)
Tongan
54 (74.0%)

American Indian & Alaska Native Detail

Source: U.S. Census Bureau ACS (2023)
Other Native American
72 (101.4%)

Languages Spoken

Total Speakers (5+)

21,328

English Only

91.5%

#1 Non-English Language

Spanish

937 speakers

Limited English

2.6%

Language Distribution

Spanish
937 (4.4%)
Tagalog
213 (1.0%)
German
178 (0.8%)
Other Indo-European
140 (0.7%)
Korean
131 (0.6%)
Other Asian
102 (0.5%)
French/Haitian/Cajun
43 (0.2%)
Vietnamese
28 (0.1%)
Chinese
19 (0.1%)
Slavic Languages
13 (0.1%)

English Proficiency

Speaks English Very Well

97.3%

Limited English Proficiency

2.6%

Spanish
31.9% limited English
Tagalog
23.5% limited English
German
24.2% limited English
Other Indo-European
60.0% limited English
Korean
26.7% limited English
Other Asian
12.8% limited English
French/Haitian/Cajun
32.6% limited English
Vietnamese
53.6% limited English
Chinese
68.4% limited English

Veterans & Military

Total Veterans

3,330

14.5% of population

Disability Rate

51.4%

1,713 with disability

Veteran Median Income

$58,378

Unemployment Rate

5.1%

Period of Service

Gulf War (2001+)
35.7%
Gulf War (1990-2001)
49.0%
Vietnam
26.3%
Korea
1.4%

Veteran Age Distribution

18-34
5.6%
35-54
36.9%
55-64
23.2%
65-74
27.3%
75+
7.0%

Male Veterans

2,608

78.3%

Female Veterans

722

21.7%

Veteran vs Non-Veteran Income

Veteran Income

$58,378

Non-Veteran Income

$31,023

Difference

$27,355

88.2% higher

Disability Status

With Disability

1,713

Without Disability

1,617

Disability Rate

51.4%

Ancestry & Heritage

Total Reporting Ancestry

9,674

#1 Ancestry

German

9.4% (2,161)

#2 Ancestry

Irish

9.0% (2,076)

#3 Ancestry

English

6.4% (1,476)

Top 20 Ancestries

Source: U.S. Census Bureau ACS (2023)
German
9.4%
Irish
9.0%
English
6.4%
American
5.5%
Scottish
2.0%
French
1.6%
European
1.5%
Italian
1.3%
Polish
1.1%
Sub-Saharan African
0.6%
Norwegian
0.6%
Dutch
0.5%
Scotch-Irish
0.5%
Russian
0.5%
Welsh
0.4%
West Indian
0.2%
Greek
0.2%
Portuguese
0.2%
British
0.1%
Canadian
0.1%

Families & Households

Total Households

8,945

Family Households

5,253

58.7%

Married Couples

2,935

32.8%

Non-Family Households

3,692

41.3%

Single Mother Households

1,671

18.7%

Single Father Households

647

7.2%

Living Alone

2,961

33.1%

Children Under 18

Total Children

4,686

In Married Couple

2,237

47.7%

With Single Mother

1,761

37.6%

With Single Father

688

14.7%

Family Income

Median Family Income

$66,804

Married Couple Income

$92,520

Single Mother Income

$52,540

Single Father Income

$40,469

Avg Family Size

2.6

Avg Non-Family Size

2.6

Grandparents w/ Grandchildren

660

Grandparents Responsible

298

Economy

Source: U.S. Census Bureau ACS (2023)

Income Overview

Median Household Income

$60,976

-17% vs national

Per Capita Income

$31,045

-16% vs national

Poverty Rate

13.3%

-2% vs national

Gini Index

0.4285

0 = perfect equality

Unemployment

9.9%

+90% vs national

SNAP Recipients

12.3%

of households

How Radcliff Compares

Radcliff vs Similar Cities

Compared to cities with 10,000 - 25,000 residents. Radcliff is highlighted.

Median Household Income

Per Capita Income

Poverty Rate

Unemployment Rate

πŸ“Š

Where Do You Stack Up?

Enter your household income to see how you compare to other households in Radcliff. The median household income here is $60,976.

$

Income Distribution

<$25K
13.4%
$25-50K
27.4%
$50-75K
21.5%
$75-100K
14.9%
$100-150K
12.1%
$150-200K
6.4%
$200K+
4.1%

Employment Snapshot

Unemployment Rate

9.9%

+68% vs KY avg

Labor Force

11,158

Employed

9,622

How People Get to Work

Employment by Sector

Education & Workforce

Bachelor's Degree+

10.9%

of adults 25+

High School Diploma+

32.6%

of adults 25+

Median Age

36.0

Work from Home

8.2%

of workers

Cost of Living

Overall Index

94.8

100 = national avg

-5.2 vs national average

Living Wage (1 Adult)

$41,723

per year

Living Wage (Family of 4)

$98,618

per year

Cost Index by Category

Housing
94.2
Food
96.6
Transportation
93.2
Healthcare
97.3
Utilities
96.8

100 = national average. Higher = more expensive.

Fair Market Rent

Source: HUD

1 Bedroom

$846

per month

2 Bedroom

$1,056

per month

The median household income in Radcliff, KY is $60,976, which is 16.7% below the national average of $73,224. Per capita income is $31,045. The poverty rate of 13.3% is lower than the KY state average of 18.4%. The Gini index of income inequality is 0.4285, where 0 represents perfect equality and 1 represents maximum inequality. The unemployment rate is 9.9%, compared to the state average of 5.9%. The labor force is 11,158. 10.9% of adults hold a bachelor's degree or higher. About 75.3% of workers drive alone to work. The overall cost of living index is 94.8, which is 5.2% below the national average. Housing costs are below the national average at an index of 94.2. A single adult needs to earn approximately $41,723 per year to cover basic expenses.

Housing & Real Estate

Market SnapshotRedfin β€” January 2026

Median Sale Price

$204,990

Median List Price

$267,500

Price Per Sq Ft

$146

Days on Market

66

Active Inventory

92

Months of Supply

7.1

Buyer's market

Zillow Home Value

$203,923

ZHVI β€” January 2026

Zillow Rent Index

$954

ZORI β€” January 2026

Market CompetitivenessRedfin

Sold Above List

23.1%

Off Market in 2 Weeks

12.5%

Sale-to-List Ratio

97.3%

Buyer's market

Sold Above Asking
23.1%
Under Contract in 2 Wks
12.5%
Listings with Price Drops
27.2%

Price TrendsRedfin

Sale Price ↓ 12.8%List Price ↑ 7.0%Mar 24 β†’ Jan 26

Market ActivityRedfin

Homes Sold

13

New Listings

22

Pending Sales

16

Homes Sold ↓ 43.5%New Listings ↓ 4.3%Pending ↓ 46.7%Mar 24 β†’ Jan 26

Price Per Square FootRedfin

Median Sale $/SF

$146

Median List $/SF

$148

Sale $/SF ↑ 18.7%List $/SF ↑ 6.5%Mar 24 β†’ Jan 26

House Price IndexFHFA

How much have housing prices increased in Radcliff, KY? According to the Federal Housing Finance Agency (FHFA) House Price Index for the Elizabethtown, KY metro area, home prices have risen 116.2% over the past 20 years. The 10-year growth rate is 95.4%. Over the last 5 years, prices increased 58.9%. In the most recent 2-year period, the index rose 9.9%. The FHFA HPI tracks average price changes in repeat sales or refinancings of single-family properties with conforming mortgages. Because this is a metro-level index, it reflects the broader Elizabethtown, KY housing market rather than Radcliff alone.

20yr ↑ 116.2%10yr ↑ 95.4%5yr ↑ 58.9%2yr ↑ 9.9%Q4 1993 β†’ Q4 2025

Metro area: Elizabethtown, KY

Radcliff vs Similar CitiesCensus ACS / Redfin

Compared to cities with 10,000 - 25,000 residents. Radcliff is highlighted.

Median Home Value

Median Rent

Median Price Per Sq Ft

Rent Burden

Census Housing DataU.S. Census Bureau ACS 2023

Median Home Value

$163,300

Median Rent

$965

Total Housing Units

9,835

Vacancy Rate

9.1%

Owner Occupied

50.2%

Renter Occupied

49.8%

Median Property Tax

$1,223

per year

Monthly Cost (w/ Mortgage)

$832

Housing Types

Single Family
59.4%
Multi-Family
29.3%
Mobile Home
11.3%

Property TaxU.S. Census Bureau ACS 2023

Median Property Tax

$1,223

per year

Effective Tax Rate

0.75%

of home value

Median Home Value

$163,300

Estimated Mean Tax

$1,363

The effective property tax rate is calculated by dividing the median annual property tax ($1,223) by the median home value ($163,300). In Radcliff, KY, this works out to an effective rate of 0.75%. This is below the national average of approximately 1.1%.

The current median sale price in Radcliff, KY is $204,990 according to Redfin data. Homes spend a median of 66 days on the market. 23.1% of homes sold above asking price. The market has 7.1 months of supply. The median price per square foot is $146. Zillow's observed rent index is $954/month. About 50.2% of housing units are owner-occupied. The median year homes were built is 1983. There are 9,835 total housing units. Homeowners pay a median annual property tax of $1,223. The effective tax rate is 0.75%, below the national average.

Crime Overview

Source: FBI Crime Data Explorer (2024)

Violent Crime Rate

1.72

per 1,000 residents

-34% vs national

Property Crime Rate

19.99

per 1,000 residents

+16% vs national

Total Crimes

492

2024

Violent Clearance

44%

cases solved

Property Clearance

27%

cases solved

YoY Change

-27.0%

violent crime rate

improving vs 2023

How Radcliff Compares

Source: FBI (2024)

Radcliff vs Similar Cities

Source: FBI (2024)

Compared to cities with 10,000 - 25,000 residents. Radcliff is highlighted in green.

Violent Crime Rate (per 1,000)

Property Crime Rate (per 1,000)

Murder Rate (per 1,000)

Crime Rate Trends

Source: FBI
Violent ↓ 47.1%Property ↓ 18.8%2015 β†’ 2024

Crime Composition

Source: FBI (2024)

Violent Crime Breakdown

Property Crime Breakdown

Crime Clearance (Solve) Rates

Source: FBI (2024)

Radcliff police solve 100% of murder cases but only 7% of motor vehicle theft cases.

Weapon Used in Violent Crime

Source: FBI (2024)

Crime Breakdown

Source: FBI Crime Data Explorer (2024)
Crime TypeCategoryCountRate per 1KClearance %
MurderViolent10.04100.0%
RapeViolent90.4022.2%
RobberyViolent70.3128.6%
Aggravated AssaultViolent220.9754.5%
BurglaryProperty823.6234.1%
Larceny/TheftProperty29813.1529.5%
Motor Vehicle TheftProperty733.226.8%

Radcliff, KY reported 39 violent crimes and 453 property crimes in 2024. The violent crime rate of 1.72 per 1,000 residents is 33.8% below the national average of 2.60 per 1,000. Law enforcement cleared 44% of violent crimes. Larceny/theft accounts for 298 of the property crime reports. Firearms were involved in 13.6% of aggravated assaults. Violent crime has been trending downward.

Crime History

Source: FBI
YearViolentPropertyViolent RateProperty Rate
2024394531.7219.99
2023544612.3620.12
2022515122.2222.33
2021674912.9221.39
2020435671.8724.71
2019587892.5234.31
2018809513.5442.12
2017778283.4336.84
2016846153.7627.52
2015755673.2624.61

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

75.5

Relatively Low

Expected Annual Loss

77.3

Score (0-100)

Social Vulnerability

33.7

Score (0-100)

Community Resilience

56.3

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

26

Public Assistance

$3.2M

Individual Assistance

$4.4M

Most Common Type

Severe Storm

12 declarations

Public Assistance by Category

Total: $7.2M
DisasterTypeDatePA $IA $
Severe Winter Storm β†’Winter StormJan 2026β€”β€”
Severe Storms, Straight-line Winds, Torn… β†’Severe StormApr 2025$70K$1.6M
Severe Storms, Straight-line Winds, Torn… β†’Severe StormApr 2025β€”β€”
Severe Storms, Straight-line Winds, Floo… β†’Severe StormFeb 2025β€”β€”
Severe Storms, Straight-line Winds, Torn… β†’Severe StormApr 2023β€”β€”
Covid-19 Pandemic β†’BiologicalMar 2020β€”$2.2M
Covid-19 β†’BiologicalMar 2020β€”β€”
Severe Storms, Tornadoes, Flooding, Land… β†’FloodApr 2018$712Kβ€”
Severe Storms, Tornadoes, and Flooding β†’Severe StormMay 2011β€”$120K
Severe Storms, Flooding, Mudslides, and … β†’Severe StormMay 2010β€”$242K
Severe Winter Storm and Flooding β†’Severe Ice StormFeb 2009$1.9Mβ€”
Severe Winter Storm β†’Severe Ice StormJan 2009β€”β€”
Severe Storms, Tornadoes, Straight-line … β†’Severe StormFeb 2008$440K$48K
Hurricane Katrina β†’HurricaneSep 2005β€”β€”
Severe Storms and Flooding β†’Severe StormAug 2004$63Kβ€”
Severe Storms, Tornadoes, Flooding, and … β†’Severe StormJun 2004β€”$25K
Severe Storms, Flooding, Mud and Rock Sl… β†’Severe StormJun 2003β€”$92K
Severe Storms, Tornadoes and Flooding β†’Severe StormMay 2002β€”β€”
Severe Storm, Flooding, and Tornadoes β†’Severe StormMar 1997β€”β€”
Blizzard of 96 β†’SnowstormJan 1996β€”β€”

Showing 20 of 29 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

474

Total Claims Paid

$9,820,940

Avg Claim Payout

$20,719

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

13

Federal Funding

$5,904,858

Properties Protected

28

Avg Benefit-Cost Ratio

1.43

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)6$178,830
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine4$610,854
403.4: Stormwater Management - Detention/Retention Basins1$629,041
200.5: Acquisition of Vacant Land; 403.4: Stormwater Management - Detention/Retention Basins1$3,820,607
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures1$665,526

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Radcliff has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, ice storm, hail. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 474 flood insurance claims have been filed in the area. FEMA has obligated $3,168,573 in public assistance recovery funding. $4,372,308 has been distributed in individual assistance to disaster-affected residents. 13 hazard mitigation projects have been funded to reduce future risk.

Health

Community Health

Source: CDC PLACES

Obesity Rate

β€”

Depression Rate

β€”

Diabetes Rate

β€”

Uninsured Rate

β€”

Health Scorecard

Higher scores indicate better health outcomes relative to the national average (50 = average)

Health Risk Behaviors

Prevention & Screening

Green bars indicate rates above the national average (more preventive care); red indicates below.

Radcliff has an obesity rate of β€”, which is .

Nearby Hospitals

Source: CMS Hospital Compare

Nearest Hospitals

5

With Emergency Services

4

Avg CMS Rating

2.3 / 5

Nearest Hospital

0.6 mi

Lincoln Trail Behavioral Healt...

Loading map…
HospitalDistanceTypeRatingER
Lincoln Trail Behavioral Health System0.6 miPsychiatricβ€”β€”
Baptist Health Hardin9.7 miAcute Care Hospitals2/5Yes
Chi Saint Joseph Flaget Memorial Hospital25.5 miAcute Care Hospitalsβ€”Yes
Harrison County Hospital27.7 miCritical Access Hospitals3/5Yes
Breckinridge Memorial Hospital30.9 miCritical Access Hospitals2/5Yes

Climate & Environment

Water Systems

Source: EPA SDWIS

Water Systems

2

Pop. Served

53,830

Violations (5yr)

0

No violations

System NamePop. ServedViolations (5yr)
HARDIN COUNTY WATER DISTRICT #130,2300
HARDIN CO. WATER DIST #1/FT. KNOX23,6000

There are 2 water systems serving the area.

Infrastructure

Commute Overview2023 ACS

Drive Alone

75.3%

-4% vs national

Public Transit

0.1%

-91% vs national

Work From Home

8.2%

-12% vs national

Carpool

13.3%

Walk / Bike

2.0%

combined

How Radcliff's Commute ComparesCensus ACS 2023

How People Get to WorkCensus ACS 2023

Commute Mode BreakdownCensus ACS 2023

Traffic Fatalities

Source: NHTSA FARS (2023)

Fatalities

5

2023

6-Year Avg

4

fatalities/yr

Pedestrian

1

Nighttime

2

dark conditions

YearCrashesFatalitiesAlcoholPedestrianCyclist
202345010
202233010
202144010
202022000
201933000
201834000

Data from NHTSA Fatality Analysis Reporting System (FARS). Includes only crashes involving at least one fatality.

Commute data for Radcliff, KY covers travel times and transportation modes. 75.3% of workers drive alone, compared to the national average of 78.7%. 8.2% work from home, which is above the KY state average of 7.3%. 13.3% of workers carpool. 1.9% walk to work. In 2023, there were 5 traffic fatalities from 4 fatal crashes. 1 was a pedestrian.

Internet & Broadband Access

Source: Census ACS

Broadband Access

88.5%

of households

Cable / Fiber / DSL

73.9%

of households

No Internet

7.7%

of households

Total Households

8,945

Internet Subscription Types

Cable, Fiber, or DSL
73.9%
Cellular Data Plan
81.9%
Satellite
5.5%
Cellular Only (no wired)
12.9%
No Internet Access
7.7%

Device Ownership

Source: Census ACS

Has Computer

95.5%

of households

Smartphone

91.8%

of households

Desktop / Laptop

71.8%

of households

Tablet

57.9%

of households

Any Computing Device
95.5%
Smartphone
91.8%
Desktop / Laptop
71.8%
Tablet
57.9%
Smartphone Only
15.4%
No Computer
4.5%

Percentage of households with each device type. Data from the U.S. Census Bureau ACS (2023 5-year estimates, tables B28001 & B28002).

Electricity Rates

Source: U.S. Energy Information Administration (2024)

Residential Rate

12.8Β’

per kWh

-33% vs 10,000 - 25,000 avg

Commercial Rate

11.5Β’

per kWh

-26% vs 10,000 - 25,000 avg

Industrial Rate

6.5Β’

per kWh

-45% vs 10,000 - 25,000 avg

Avg Monthly Bill

$134

residential

-9% vs 10,000 - 25,000 avg

25% below the national average of 17.1Β’/kWh

Residential electricity in Kentucky averages 12.8Β’ per kWh, compared to the national average of 17.1Β’. The average monthly electric bill is $134. State-level averages from EIA Electric Sales & Revenue data (2024).

Radcliff vs Similar Cities

Source: EIA (2024)

Comparing electricity rates with randomly selected cities of similar population (10,000 - 25,000). Each city represents its state's average rate.

Residential Rate (Β’/kWh)

Commercial Rate (Β’/kWh)

Industrial Rate (Β’/kWh)

Average Monthly Bill

Water Systems

Source: EPA SDWIS

Water Systems

2

Population Served

53,830

Violations (5yr)

0

System NameTypeSourcePop. ServedViolations
HARDIN COUNTY WATER DISTRICT #1CommunitySurface water30,2300
HARDIN CO. WATER DIST #1/FT. KNOXCommunityPurchased surface water23,6000

88.5% of households in Radcliff have broadband internet access. 73.9% have cable, fiber, or DSL service. 12.9% rely solely on cellular data without a wired connection. 7.7% of households have no internet access. 15.4% use only a smartphone without a desktop or laptop. The area is served by 2 water systems, providing water to 53,830 people. No water quality violations have been reported in the past 5 years.

Politics & Government

County-level data: Election results are reported at the county level. Radcliff is located in Hardin County, KY. Results reflect all voters in the county, not just those in Radcliff.

Election Overview

Source: Hardin County (2024)

2024 Winner

Republican

Dem Votes

16,572

34.5%

GOP Votes

30,672

63.8%

Total Votes

48,060

Margin

R+29.3%

Shift from 2020

R+5.4pp

vs prior election

πŸ“ŠElection Results by Year
2016–2024
πŸ“ˆPartisan Lean Trend
R+29.3%

Election History

Source: County-Level Election Results
YearDem VotesGOP VotesTotalDem %GOP %Margin
202416,57230,67248,06034.5%63.8%R+29.3
202018,10129,83248,94137.0%61.0%R+24.0
201613,94426,97043,11332.3%62.6%R+30.2

In the 2024 presidential election, Hardin County recorded 48,060 total votes. Republicans won the county with 63.8% of the vote compared to 34.5% for Democrats, a margin of R+29.3%. Compared to 2020, the margin shifted R+5.4pp from the previous election.

Nonprofits Overview

Source: IRS Exempt Organizations BMF

Total Nonprofits

78

Total Assets

$1.7M

Total Income

$4.2M

Per 10K Residents

34.0

nonprofits

-40.0% vs peers avg

Orgs with >$1M Assets

0

Median Assets

$66K

Oldest Active

1951

ruling year

Newest Org

2026

ruling year

Nonprofits by Category

Source: IRS / NTEE Classification
Religion
20
Education
11
Recreation & Sports
8
Human Services
4
Arts & Culture
3
Philanthropy
3
Public Benefit
3
Animal-Related
2
Food & Agriculture
2
Youth Development
2
Community Improvement
2
Voluntary Health
1

Nonprofit Size Distribution

Source: IRS Exempt Organizations BMF

Number of nonprofits by total asset size

When Were Nonprofits Founded?

Source: IRS Ruling Date

Number of currently active nonprofits by founding decade

Nonprofits per 10K Residents vs Similar Cities

Source: IRS BMF + Census ACS

Compared to cities with population 10,000 - 25,000

Largest Nonprofits in Radcliff

Source: IRS Exempt Organizations BMF
OrganizationCategoryAssetsIncomeEst.IRS
TRUTH BAPTIST CHURCHReligion$636K$63K2014
FOREVER HOMES FOR PAWS INCAnimal-Related$407K$1.4M2015
JOSHUAS FRIENDS FOR EXCEPTIONALFAMILIES INCHuman Services$396K$2.2M2009
YOUTH THEATRE OF HARDIN COUNTY INCβ€”$81K$55K1973
CREATIVE LEARNING PROGRAM INCHuman Services$66K$225K2023
SOCIETY OF ST VINCENT DEPAUL COUNCIL OF LOUISVILLEβ€”$54K$10K2019
RADCLIFF VETERANS CENTER ADVISORY COMMITTEE INCPublic Benefit$18K$43K2017
BE THE CHANGE INCFood & Agriculture$12K$13K2021
SHILOH CITY OF PEACE FOUNDATION INCHuman Services$5K$280K2020

Radcliff, KY has 78 registered 501(c)(3) nonprofit organizations with combined assets of $1.7M. The most common category is Religion-Related, with 20 organizations. That works out to 34.0 nonprofits per 10,000 residents. The oldest active nonprofit dates back to 1951.

SBA Lending Overview

Source: SBA FOIA Loan-Level Data

Total SBA Loans

75

Total Approved

$17.9M

Jobs Supported

578

Per 10K Residents

32.7

SBA loans

-52.6% vs peers avg

Unique Lenders

27

Top Lender

PNC Bank, National Association

23 loans

Top Industry

Retail Trade

Data Span

1993–2026

Loan Program Breakdown

Source: SBA FOIA
7(a)96% of all loans

Loans

72

Total Amount

$16.1M

Avg Loan

$223,392

Median Loan

$50,750

SBA Guaranteed

$12.2M(76%)

Jobs Supported

488

5044% of all loans

Loans

3

Total Amount

$1.8M

Avg Loan

$612,667

Median Loan

$330,000

7(a) β€” 96%504 β€” 4%

Recent Activity (Last 5 Years)

Source: SBA FOIA

Recent Loans

5

7% of all-time total

Recent Amount

$5.3M

29% of all-time total

Avg Recent Loan

$1,051,060

Top Industries Funded

Source: SBA FOIA / NAICS Codes
Retail Trade13 loans
NAICS 44
$2.6M
Accommodation & Food Services10 loans
NAICS 72
$7.4M
Health Care & Social Assistance7 loans
NAICS 62
$2.7M
Retail Trade7 loans
NAICS 45
$436K
Professional & Technical Services5 loans
NAICS 54
$2.1M

SBA Loans per 10K Residents vs Similar Cities

Source: SBA FOIA + Census ACS

Compared to cities with population 10,000 - 25,000

Top SBA Borrowers

Source: SBA FOIA
BusinessLoansAmount
Econo Lodge Fort Knox Radcliff1$2.5M
Sai Krupa Management Company Llc1$1.5M
Greenwell Real Estate Holdings Llc1$1.4M
Radcliff Steaks, Inc.1$1.2M
Parag Llc1$1.2M
Radcliff Veterinary Clinic1$945K
Centennial Enterprises Llc1$824K
Radcliff Veterinary Clinic P.s.c.1$710K
North South Consulting Group Llc2$700K
Appliance Parts of Radcliff Inc.1$670K

Radcliff, KY has received 75 SBA loans totaling $17.9M in approved funding between 1993 and 2026. The 7(a) program accounts for 72 loans (96% of the total), supporting 488 jobs. The 504 program, focused on real estate and large equipment, has funded 3 loans totaling $1.8M. The most common industry receiving SBA funding is Retail Trade. The most active SBA lender in Radcliff is PNC Bank, National Association with 23 loans. That works out to 32.7 SBA loans per 10,000 residents.

ZIP Code Overview

Source: Census ACS

ZIP Codes

6

Total Population

108,428

Avg Median Income

$67,652

Avg Home Value

-$110,957,228

ZIP Code Details

Source: Census ACS
ZIP CodePopulationMedian IncomeHome ValueMedian RentArea (sq mi)
401218,715$74,224N/A$1,23435.2
401551,164$47,059$77,300$9091.3
4016023,205$59,293$161,500$88917.1
401625,821$81,466$243,500$73149.2
4017516,283$75,156$205,500$1,25880.7
4270153,240$68,715$235,500$902162.1

Radcliff, KY has 6 ZIP codes with a combined population of 108,428. The average median household income across all ZIP codes is $67,652. The average median home value is -$110,957,228. The average median monthly rent is $987.

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