Natural Disasters in Oakland, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

88.5

Relatively Moderate

Expected Annual Loss

88.8

Score (0-100)

Social Vulnerability

30.1

Score (0-100)

Community Resilience

68.4

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

26

Public Assistance

$13.4M

Individual Assistance

$725K

Most Common Type

Severe Storm

10 declarations

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, and Tornadoes →Severe StormMay 2025——
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2025$195K$105K
Severe Storms, Straight-line Winds, Tornadoes, and Flooding →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Flooding, and Landslides →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Tornadoes, Landslides, and Mudslides →Severe StormJul 2024$588K$978
Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, and Mudslides →Severe StormApr 2023$608K—
Severe Storms, Straight-line Winds, Flooding, and Tornadoes →TornadoDec 2021$10.8M$347K
Severe Storms, Straight-line Winds, Flooding, and Tornadoes →TornadoDec 2021——
Severe, Storms, Flooding, Landslides, and Mudslides →FloodApr 2021—$7K
Covid-19 Pandemic →BiologicalMar 2020$211K$168K
Covid-19 →BiologicalMar 2020——
Severe Storms, Flooding, Mudslides, and Tornadoes →Severe StormMay 2010$539K$97K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$162K—
Severe Winter Storm →Severe Ice StormJan 2009——
Hurricane Katrina →HurricaneSep 2005——
Severe Storms and Flooding →Severe StormAug 2004$282K—
Severe Storms, Tornadoes,and Flooding →Severe StormApr 1998——
Severe Storm, Flooding, and Tornadoes →Severe StormMar 1997——
Blizzard of 96 →SnowstormJan 1996——

Showing 20 of 27 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

124

Total Claims Paid

$2,393,655

Avg Claim Payout

$19,304

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

19

Federal Funding

$2,842,084

Properties Protected

12

Avg Benefit-Cost Ratio

7.03

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures6$1,457,884
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)4$160,974
206.1: Safe Room (Tornado and Severe Wind Shelter) - Private Structures3$541,235
601.1: Generators2$131,547
91.4: Local Multijurisdictional Multihazard Mitigation Plan - NEW 2$337,556

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Oakland has a relatively moderate overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, tornado, earthquake. The area has had 26 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 124 flood insurance claims have been filed in the area. FEMA has obligated $13,392,495 in public assistance recovery funding. $725,041 has been distributed in individual assistance to disaster-affected residents. 19 hazard mitigation projects have been funded to reduce future risk.