Natural Disasters in Oak Grove, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

79.6

Relatively Low

Expected Annual Loss

80.7

Score (0-100)

Social Vulnerability

37.0

Score (0-100)

Community Resilience

35.8

Score (0-100)

Top Hazard Risks

Earthquake93.7Tornado91.2Ice Storm85.6

Hazard	Risk Score
Earthquake	93.7
Tornado	91.2
Ice Storm	85.6
Lightning	80.5
Drought	79.0
Winter Weather	78.6
Heat Wave	76.2
Hail	71.4
Strong Wind	69.1
Cold Wave	64.9
Hurricane	34.4
Landslide	27.0
Wildfire	14.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

13 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
May 23, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Jul 23, 2024	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES
Apr 10, 2023	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 27, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES
Dec 12, 2021	Tornado	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND TORNADOES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Aug 26, 2016	Severe Storm	SEVERE STORM, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
May 4, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
May 11, 2010	Severe Storm	SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009	Severe Ice Storm	SEVERE WINTER STORM AND FLOODING
Jan 28, 2009	Severe Ice Storm	SEVERE WINTER STORM
Feb 21, 2008	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, AND
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Mar 4, 1997	Severe Storm	SEVERE STORM, FLOODING, AND TORNADOES

Showing 20 of 25 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

978

Total Claims Paid

$21,286,561

Avg Claim Payout

$21,765

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$10,887,956

Disasters with PA

Total Projects

129

Disaster	Type	Projects	Federal $
DR-4630	Tornado	32	$3,235,655
DR-4702	Severe Storm(s)	10	$2,781,169
DR-4875	Severe Storm(s)	8	$2,208,637
DR-1818	Severe Ice Storm	28	$874,011
DR-4864	Severe Storm(s)	10	$653,323
DR-4278	Severe Storm(s)	22	$423,672
DR-4804	Severe Storm(s)	9	$326,930
DR-4643	Severe Storm(s)	4	$243,570
DR-1802	Severe Storm(s)	1	$98,898
DR-4497	Biological	2	$25,221
DR-1578	Snow	2	$9,784
DR-1537	Severe Storm(s)	1	$7,086

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$12,268,985

Properties Protected

Avg Benefit-Cost Ratio

1.17

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	23	$6,862,042
601.1: Generators	11	$643,154
403.4: Stormwater Management - Detention/Retention Basins	6	$1,074,044
402.1: Infrastructure Protective Measures (Roads and Bridges)	4	$544,661
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)	4	$147,484

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Oak Grove has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, tornado, ice storm. The area has had 25 federal disaster declarations. The most common disaster type is severe storm (13 declarations). 978 flood insurance claims have been filed in the area. FEMA has obligated $10,887,956 in public assistance recovery funding. 56 hazard mitigation projects have been funded to reduce future risk.