Natural Disasters in North Middletown, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

39.4

Very Low

Expected Annual Loss

38.2

Score (0-100)

Social Vulnerability

58.3

Score (0-100)

Community Resilience

82.5

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

22

Public Assistance

$999K

Individual Assistance

$690K

Most Common Type

Severe Storm

9 declarations

Public Assistance by Category

Total: $1.2M
DisasterTypeDatePA $IA $
Severe Winter Storm โ†’Winter StormJan 2026โ€”โ€”
Severe Storms, Straight-line Winds, Tornโ€ฆ โ†’Severe StormApr 2025โ€”โ€”
Severe Storms, Straight-line Winds, Flooโ€ฆ โ†’Severe StormFeb 2025โ€”โ€”
Remnants of Hurricane Helene โ†’Tropical StormNov 2024โ€”โ€”
Severe Storms, Straight-line Winds, Tornโ€ฆ โ†’Severe StormApr 2023โ€”โ€”
Covid-19 Pandemic โ†’BiologicalMar 2020โ€”$228K
Covid-19 โ†’BiologicalMar 2020โ€”โ€”
Severe Winter Storm, Snowstorm, Floodingโ€ฆ โ†’FloodMay 2015$45Kโ€”
Severe Storms, Tornadoes, Flooding, Landโ€ฆ โ†’FloodMay 2015$346K$332K
Severe Storms, Flooding, Mudslides, and โ€ฆ โ†’Severe StormMay 2010โ€”$108K
Severe Winter Storm and Flooding โ†’Severe Ice StormFeb 2009$134Kโ€”
Severe Winter Storm โ†’Severe Ice StormJan 2009โ€”โ€”
Hurricane Katrina โ†’HurricaneSep 2005โ€”โ€”
Severe Storms, Tornadoes, Flooding, and โ€ฆ โ†’Severe StormJun 2004โ€”$23K
Severe Winter Ice and Snow Storms, Heavyโ€ฆ โ†’Severe StormMar 2003$406Kโ€”
Severe Storms and Flooding โ†’Severe StormApr 2002โ€”โ€”
Severe Storms and Flooding โ†’Severe StormFeb 2000$69Kโ€”
Severe Storm, Flooding, and Tornadoes โ†’Severe StormMar 1997โ€”โ€”
Blizzard of 96 โ†’SnowstormJan 1996โ€”โ€”
Severe Snowfall & Winter Storm โ†’SnowstormMar 1993โ€”โ€”

Showing 20 of 23 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

395

Total Claims Paid

$6,466,155

Avg Claim Payout

$16,370

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

6

Federal Funding

$1,260,781

Properties Protected

27

Avg Benefit-Cost Ratio

1.62

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine3$1,255,201
206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures2$0
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)1$5,580

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

North Middletown has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, tornado, earthquake. The area has had 22 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 395 flood insurance claims have been filed in the area. FEMA has obligated $999,333 in public assistance recovery funding. $690,200 has been distributed in individual assistance to disaster-affected residents. 6 hazard mitigation projects have been funded to reduce future risk.