Natural Disasters in Murray, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

75.3

Relatively Low

Expected Annual Loss

71.3

Score (0-100)

Social Vulnerability

63.7

Score (0-100)

Community Resilience

53.0

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

19

Public Assistance

$2.7M

Individual Assistance

$804K

Most Common Type

Severe Storm

9 declarations

Public Assistance by Category

DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025$24K$267K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Torn… →Severe Storm(s)Jul 2024$48K$75K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2023——
Severe, Storms, Flooding, Landslides, an… →FloodApr 2021$378K—
Covid-19 Pandemic →BiologicalMar 2020$14K$462K
Covid-19 →BiologicalMar 2020——
Severe Storm, Tornadoes, Flooding, Lands… →Severe StormAug 2016$74K—
Severe Winter Storm, Snowstorm, Flooding… →FloodMay 2015$68K—
Severe Winter Storms, Snowstorms, Floodi… →SnowApr 2015$221K—
Severe Storms, Tornadoes, and Flooding →Severe Storm(s)Jul 2011$169K—
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2011$103K—
Severe Storms, Tornadoes, Flooding and M… →Severe Storm(s)May 2009$430K—
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$1.0M—
Severe Winter Storm →Severe Ice StormJan 2009——
Severe Wind Storm Associated With Tropic… →Severe StormOct 2008$92K—
Hurricane Katrina →HurricaneSep 2005——
Severe Storms, Flooding, Mud and Rock Sl… →Severe StormJun 2003$61K—

Showing 20 of 25 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

28

Total Claims Paid

$1,108,680

Avg Claim Payout

$39,596

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

2

Federal Funding

$616,310

Avg Benefit-Cost Ratio

0.50

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
403.4: Stormwater Management - Detention/Retention Basins1$569,185
601.1: Generators1$47,125

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Murray has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are earthquake, ice storm, winter weather. The area has had 19 federal disaster declarations. The most common disaster type is severe storm (9 declarations). 28 flood insurance claims have been filed in the area. FEMA has obligated $2,680,823 in public assistance recovery funding. $804,082 has been distributed in individual assistance to disaster-affected residents. 2 hazard mitigation projects have been funded to reduce future risk.