Natural Disasters in Mount Sterling, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

34.3

Very Low

Expected Annual Loss

36.2

Score (0-100)

Social Vulnerability

47.9

Score (0-100)

Community Resilience

50.3

Score (0-100)

Top Hazard Risks

Strong Wind67.4Winter Weather66.4Lightning60.5
HazardRisk Score
Strong Wind67.4
Winter Weather66.4
Lightning60.5
Earthquake57.8
Tornado53.8
Hail52.5
Ice Storm42.9
Heat Wave42.6
Hurricane36.9
Cold Wave36.7
Landslide36.0
Wildfire30.7
Drought21.2

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

24

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

DateTypeDeclaration
Jan 24, 2026Winter StormSEVERE WINTER STORM
Apr 3, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 16, 2025Severe StormSEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024Tropical StormREMNANTS OF HURRICANE HELENE
Mar 31, 2021Severe Ice StormSEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020BiologicalCOVID-19 PANDEMIC
Mar 13, 2020BiologicalCOVID-19
Aug 12, 2015Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
Mar 6, 2012Severe StormSEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND FLOODING
May 11, 2010Severe StormSEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES
Feb 5, 2009Severe Ice StormSEVERE WINTER STORM AND FLOODING
Jan 28, 2009Severe Ice StormSEVERE WINTER STORM
Sep 10, 2005HurricaneHURRICANE KATRINA
Jun 10, 2004Severe StormSEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Jul 2, 2003Severe StormSEVERE STORMS, FLOODING, MUD AND ROCK SLIDES, AND TORNADOES
Apr 4, 2002Severe StormSEVERE STORMS AND FLOODING
Mar 3, 1998Severe StormSEVERE WINTER STORM
Mar 4, 1997Severe StormSEVERE STORM, FLOODING, AND TORNADOES
Jan 13, 1996SnowstormBLIZZARD OF 96
Jun 13, 1995TornadoTORNADOES, SEVERE WINDS, HAIL

Showing 20 of 24 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

270

Total IA Distributed

$639,835

Repair/Replace

$238,542

Rental Assistance

$44,209

DisasterRegistrationsTotal IA $Avg Damage
DR-46633N/A—
DR-14541N/A—
DR-449756$345,600—
DR-1912132$245,789$3,065
DR-152310$24,809$5,298
DR-405768$23,636$1,122

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

75

Total Claims Paid

$1,852,750

Avg Claim Payout

$24,703

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$508,691

Disasters with PA

5

Total Projects

46

DisasterTypeProjectsFederal $
DR-1818Severe Ice Storm9$254,239
DR-1475Severe Storm(s)8$119,909
DR-1912Severe Storm(s)26$96,676
DR-4239Severe Storm(s)2$33,133
DR-4497Biological1$4,735

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

5

Avg Benefit-Cost Ratio

42.88

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
401.1: Water and Sanitary Sewer System Protective Measures4$0
91.5: Local Multijurisdictional Multihazard Mitigation Plan - UPDATE1$0

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Mount Sterling has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are strong wind, winter weather, lightning. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 75 flood insurance claims have been filed in the area. FEMA has obligated $508,691 in public assistance recovery funding. $639,835 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.