Natural Disasters in Monticello, KY
Hazard risk, disaster history, and FEMA data
Natural Hazard Risk
Source: FEMA National Risk IndexRisk Score
54.7
Relatively Low
Expected Annual Loss
41.3
Score (0-100)
Social Vulnerability
90.0
Score (0-100)
Community Resilience
21.9
Score (0-100)
Top Hazard Risks
| Hazard | Risk Score |
|---|---|
| Cold Wave | 90.9 |
| Landslide | 81.1 |
| Winter Weather | 80.7 |
| Hail | 67.8 |
| Lightning | 60.2 |
| Earthquake | 57.8 |
| Strong Wind | 52.9 |
| Hurricane | 52.5 |
| Tornado | 43.4 |
| Heat Wave | 41.3 |
| Wildfire | 38.0 |
| Ice Storm | 34.6 |
| Drought | 30.7 |
Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.
Disaster Declarations
Source: FEMA OpenFEMATotal Declarations
24
Most Recent
Winter Storm
Jan 2026
Most Common Type
Severe Storm
12 declarations
| Date | Type | Declaration |
|---|---|---|
| Jan 24, 2026 | Winter Storm | SEVERE WINTER STORM |
| May 23, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOES |
| Apr 3, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING |
| Feb 24, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Feb 16, 2025 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES |
| Jul 23, 2024 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, LANDSLIDES, AND MUDSLIDES |
| Apr 10, 2023 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Mar 31, 2021 | Severe Ice Storm | SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES |
| Mar 28, 2020 | Biological | COVID-19 PANDEMIC |
| Mar 13, 2020 | Biological | COVID-19 |
| Apr 17, 2019 | Severe Storm | SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| Apr 30, 2015 | Snowstorm | SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES |
| May 11, 2010 | Severe Storm | SEVERE STORMS, FLOODING, MUDSLIDES, AND TORNADOES |
| Sep 10, 2005 | Hurricane | HURRICANE KATRINA |
| Aug 6, 2004 | Severe Storm | SEVERE STORMS AND FLOODING |
| Apr 4, 2002 | Severe Storm | SEVERE STORMS AND FLOODING |
| Mar 3, 1998 | Severe Storm | SEVERE WINTER STORM |
| Jan 13, 1996 | Snowstorm | BLIZZARD OF 96 |
| Mar 16, 1994 | Snowstorm | SEVERE WEATHER, FREEZING RAIN, SLEET, SNW |
| Mar 16, 1993 | Snowstorm | SEVERE SNOWFALL & WINTER STORM |
Showing 20 of 24 declarations
Individual Assistance
Source: FEMA Housing AssistanceTotal IA Registrations
99
Total IA Distributed
$303,029
Repair/Replace
$67,018
Rental Assistance
$5,812
| Disaster | Registrations | Total IA $ | Avg Damage |
|---|---|---|---|
| DR-4663 | 1 | N/A | — |
| DR-4497 | 32 | $228,534 | — |
| DR-1912 | 66 | $74,495 | $1,581 |
Individual and household assistance for homeowners and renters affected by federally declared disasters.
Flood Insurance (NFIP)
Source: FEMA NFIPTotal Claims
1
Total Claims Paid
$3,107
Avg Claim Payout
$3,107
County-level NFIP data from FEMA National Flood Insurance Program.
Disaster Recovery Spending
Source: FEMA Public AssistanceTotal Federal Spending
$433,204
Disasters with PA
7
Total Projects
48
| Disaster | Type | Projects | Federal $ |
|---|---|---|---|
| DR-1912 | Severe Storm(s) | 32 | $130,766 |
| DR-4497 | Biological | 1 | $98,730 |
| DR-1407 | Severe Storm(s) | 7 | $54,378 |
| DR-4216 | Snow | 1 | $53,624 |
| DR-4860 | Other | 3 | $37,069 |
| DR-4592 | Severe Storm(s) | 2 | $30,613 |
| DR-4428 | Severe Storm(s) | 2 | $28,024 |
Hazard Mitigation
Source: FEMA Hazard Mitigation AssistanceMitigation Projects
5
Federal Funding
$117,585
Properties Protected
2
Avg Benefit-Cost Ratio
4.14
BCR
Top Mitigation Project Types
| Project Type | Projects | Federal $ |
|---|---|---|
| 206.2: Safe Room (Tornado and Severe Wind Shelter) - Public Structures | 3 | $47,284 |
| 601.1: Generators | 2 | $70,301 |
Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.
Monticello has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are cold wave, landslide, winter weather. The area has had 24 federal disaster declarations. The most common disaster type is severe storm (12 declarations). 1 flood insurance claims have been filed in the area. FEMA has obligated $433,204 in public assistance recovery funding. $303,029 has been distributed in individual assistance to disaster-affected residents. 5 hazard mitigation projects have been funded to reduce future risk.