Natural Disasters in Middlesborough, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

68.0

Relatively Low

Expected Annual Loss

58.3

Score (0-100)

Social Vulnerability

80.8

Score (0-100)

Community Resilience

13.6

Score (0-100)

Top Hazard Risks

Landslide89.1Wildfire73.3Cold Wave73.2

Hazard	Risk Score
Landslide	89.1
Wildfire	73.3
Cold Wave	73.2
Winter Weather	71.3
Avalanche	69.7
Earthquake	59.4
Hail	52.1
Strong Wind	46.6
Heat Wave	42.8
Tornado	41.6
Hurricane	35.2
Ice Storm	22.5
Lightning	20.6
Drought	17.4

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

10 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
May 9, 2023	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 12, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
Jul 25, 2011	Severe Storm	SEVERE STORMS, TORNADOES, AND FLOODING
Sep 10, 2005	Hurricane	HURRICANE KATRINA
Jun 10, 2004	Severe Storm	SEVERE STORMS, TORNADOES, FLOODING, AND MUDSLIDES
Apr 4, 2002	Severe Storm	SEVERE STORMS AND FLOODING
Nov 2, 2001	Fire	KY - SOUTHEASTERN FIRE COMPLEX - 11/02/01
Nov 4, 2000	Fire	KY - SOUTHEASTERN DISTRICT FIRE COMPLEX - 11/03/00
Apr 29, 1998	Severe Storm	SEVERE STORMS, TORNADOES,AND FLOODING

Showing 20 of 29 declarations

Individual Assistance

Source: FEMA Housing Assistance

Total IA Registrations

560

Total IA Distributed

$2,276,206

Repair/Replace

$1,336,728

Rental Assistance

$117,560

Disaster	Registrations	Total IA $	Avg Damage
DR-4060	7	N/A	$234
DR-4008	451	$1,756,002	$4,892
DR-4497	90	$492,858	—
DR-4514	4	$25,347	—
DR-1523	8	$1,999	$445

Individual and household assistance for homeowners and renters affected by federally declared disasters.

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

565

Total Claims Paid

$7,365,636

Avg Claim Payout

$13,037

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$3,998,518

Disasters with PA

Total Projects

164

Disaster	Type	Projects	Federal $
DR-4540	Severe Storm(s)	31	$1,276,879
DR-4008	Severe Storm(s)	57	$753,566
DR-4358	Other	15	$546,248
DR-4860	Other	4	$492,634
DR-4711	Severe Storm(s)	4	$385,494
DR-4428	Severe Storm(s)	7	$337,378
DR-1407	Severe Storm(s)	43	$168,758
DR-4497	Biological	2	$20,711
DR-4218	Flood	1	$16,850

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$1,111,595

Properties Protected

Avg Benefit-Cost Ratio

0.94

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
403.1: Stormwater Management - Culverts	2	$489,786
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$621,809

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Middlesborough has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, wildfire, cold wave. The area has had 29 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 565 flood insurance claims have been filed in the area. FEMA has obligated $3,998,518 in public assistance recovery funding. $2,276,206 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.