Natural Disasters in Louisa, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

53.3

Relatively Low

Expected Annual Loss

46.6

Score (0-100)

Social Vulnerability

70.1

Score (0-100)

Community Resilience

12.1

Score (0-100)

Top Hazard Risks

Landslide89.6Heat Wave78.0Wildfire67.0

Hazard	Risk Score
Landslide	89.6
Heat Wave	78.0
Wildfire	67.0
Ice Storm	37.3
Winter Weather	35.6
Hurricane	34.3
Earthquake	32.9
Strong Wind	30.9
Lightning	29.1
Hail	28.6
Tornado	20.5
Drought	15.6
Cold Wave	13.4
Avalanche	9.5

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster Declarations

Source: FEMA OpenFEMA

Total Declarations

Most Recent

Winter Storm

Jan 2026

Most Common Type

Severe Storm

23 declarations

Date	Type	Declaration
Jan 24, 2026	Winter Storm	SEVERE WINTER STORM
Apr 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 3, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODING
Feb 24, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 16, 2025	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, AND LANDSLIDES
Nov 26, 2024	Tropical Storm	REMNANTS OF HURRICANE HELENE
May 9, 2023	Flood	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Feb 27, 2022	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, FLOODING, LANDSLIDES
Apr 23, 2021	Flood	SEVERE, STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 31, 2021	Severe Ice Storm	SEVERE WINTER STORMS, LANDSLIDES, AND MUDSLIDES
Apr 24, 2020	Severe Storm	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Mar 28, 2020	Biological	COVID-19 PANDEMIC
Mar 13, 2020	Biological	COVID-19
Apr 17, 2019	Severe Storm	SEVERE STORMS, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 26, 2018	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 12, 2018	Flood	SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDES
Aug 12, 2015	Severe Storm	SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS, FLOODING, LANDSLIDES, AND MUDSLIDE
May 12, 2015	Flood	SEVERE WINTER STORM, SNOWSTORM, FLOODING, LANDSLIDES, AND MUDSLIDES
May 1, 2015	Flood	SEVERE STORMS, TORNADOES, FLOODING, LANDSLIDES, AND MUDSLIDES
Apr 30, 2015	Snowstorm	SEVERE WINTER STORMS, SNOWSTORMS, FLOODING, LANDSLIDES, AND MUDSLIDES

Showing 20 of 49 declarations

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

Total Claims Paid

$467,707

Avg Claim Payout

$14,616

County-level NFIP data from FEMA National Flood Insurance Program.

Disaster Recovery Spending

Source: FEMA Public Assistance

Total Federal Spending

$18,684,070

Disasters with PA

Total Projects

248

Disaster	Type	Projects	Federal $
DR-4592	Severe Storm(s)	6	$12,097,163
DR-4711	Severe Storm(s)	16	$1,771,107
DR-4540	Severe Storm(s)	8	$1,082,622
DR-4860	Other	9	$593,858
DR-4217	Flood	8	$354,324
DR-1976	Severe Storm(s)	28	$282,455
DR-4218	Flood	9	$270,088
DR-4595	Severe Storm(s)	7	$234,439
DR-1407	Severe Storm(s)	15	$223,732
DR-4428	Severe Storm(s)	6	$214,330
DR-1454	Severe Storm(s)	16	$203,635
DR-4358	Other	5	$199,902
DR-1523	Severe Storm(s)	16	$185,789
DR-4361	Severe Storm(s)	4	$133,041
DR-1475	Severe Storm(s)	15	$114,682

Showing top 15 of 24 disasters by spending

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

Federal Funding

$495,347

Properties Protected

Avg Benefit-Cost Ratio

1.34

BCR

Top Mitigation Project Types

Project Type	Projects	Federal $
91.1: Local Multihazard Mitigation Plan	3	$61,913
601.1: Generators	3	$45,948
200.1: Acquisition of Private Real Property (Structures and Land) - Riverine	2	$387,486

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Louisa has a relatively low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are landslide, heat wave, wildfire. The area has had 49 federal disaster declarations. The most common disaster type is severe storm (23 declarations). 32 flood insurance claims have been filed in the area. FEMA has obligated $18,684,070 in public assistance recovery funding. 8 hazard mitigation projects have been funded to reduce future risk.