Natural Disasters in Loretto, KY

Hazard risk, disaster history, and FEMA data

Natural Hazard Risk

Source: FEMA National Risk Index

Risk Score

30.2

Very Low

Expected Annual Loss

30.9

Score (0-100)

Social Vulnerability

51.6

Score (0-100)

Community Resilience

61.6

Score (0-100)

Scores range from 0 (lowest risk) to 100 (highest risk) relative to all U.S. communities. Data from FEMA National Risk Index.

Disaster History & Federal Spending

Source: FEMA

Total Declarations

23

Public Assistance

$757K

Individual Assistance

$83K

Most Common Type

Severe Storm

10 declarations

Public Assistance by Category

Total: $751K
DisasterTypeDatePA $IA $
Severe Winter Storm →Winter StormJan 2026——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025—$19K
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2025——
Severe Storms, Straight-line Winds, Floo… →Severe StormFeb 2025——
Severe Storms, Straight-line Winds, Torn… →Severe StormApr 2023$50K—
Severe Storms, Straight-line Winds, Floo… →TornadoDec 2021$63K—
Severe, Storms, Flooding, Landslides, an… →FloodApr 2021——
Severe Winter Storms, Landslides, and Mu… →Severe Ice StormMar 2021——
Covid-19 Pandemic →BiologicalMar 2020—$36K
Covid-19 →BiologicalMar 2020——
Severe Storms, Straight-line Winds, Floo… →Severe StormApr 2019$46K—
Severe Storms, Tornadoes, and Flooding →Severe StormMay 2011$89K—
Severe Storms, Flooding, Mudslides, and … →Severe StormMay 2010$207K$28K
Severe Winter Storm and Flooding →Severe Ice StormFeb 2009$289K—
Severe Winter Storm →Severe Ice StormJan 2009——
Hurricane Katrina →HurricaneSep 2005——
Severe Storms, Tornadoes and Flooding →Severe StormMay 2002$13K—
Severe Storm, Flooding, and Tornadoes →Severe StormMar 1997——
Blizzard of 96 →SnowstormJan 1996——
Severe Weather, Freezing Rain, Sleet, Sn… →SnowstormMar 1994——

Showing 20 of 23 disasters

PA = FEMA Public Assistance (infrastructure recovery). IA = Individual Assistance (homeowner/renter aid).

Flood Insurance (NFIP)

Source: FEMA NFIP

Total Claims

10

Total Claims Paid

$136,282

Avg Claim Payout

$13,628

County-level NFIP data from FEMA National Flood Insurance Program.

Hazard Mitigation

Source: FEMA Hazard Mitigation Assistance

Mitigation Projects

4

Federal Funding

$342,485

Avg Benefit-Cost Ratio

1.11

BCR

Top Mitigation Project Types

Project TypeProjectsFederal $
600.1: Warning Systems (as a Component of a Planned, Adopted, and Exercised Risk Reduction Plan)2$93,000
403.1: Stormwater Management - Culverts1$36,163
402.1: Infrastructure Protective Measures (Roads and Bridges)1$213,322

Federally funded projects to reduce future disaster risk. Only includes completed or obligated projects.

Loretto has a very low overall natural hazard risk rating according to FEMA's National Risk Index. The top hazard risks are hail, strong wind, tornado. The area has had 23 federal disaster declarations. The most common disaster type is severe storm (10 declarations). 10 flood insurance claims have been filed in the area. FEMA has obligated $756,552 in public assistance recovery funding. $83,488 has been distributed in individual assistance to disaster-affected residents. 4 hazard mitigation projects have been funded to reduce future risk.